ENDEAVOR
ActiveENDEAVOR has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.02M and a net result of €-105k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency67▼-32
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days only on tighter terms
Liquidity short (current ratio 0.44 against 1.96 in 2024), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.2%
Return on assets
-4.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€105k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
90 d late
2019
100 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.02M▼ 4.9%
2024 · €2.13M
2018: €1.30M
2019: €1.13M
2020: €1.27M
2021: €2.35M
2022: €2.46M
2023: €2.28M
2024: €2.13M
2018 → 2025
Total assets
€2.55M▲ 1.3%
2024 · €2.52M
2018: €2.59M
2019: €2.00M
2020: €2.19M
2021: €3.05M
2022: €2.97M
2023: €2.69M
2024: €2.52M
2018 → 2025
Net result
€-105k▲ 28.9%
2024 · €-148k
2018: €177k
2019: €142k
2020: €338k
2021: €1.08M
2022: €103k
2023: €-181k
2024: €-148k
2018 → 2025
Working capital
€-275k
2024 · €295k
2018: €-417k
2019: €-312k
2020: €-368k
2021: €537k
2022: €881k
2023: €419k
2024: €295k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.35M-€2.46M▲ 4.4%€2.28M▼ 7.4%€2.13M▼ 6.5%€2.02M▼ 4.9%
Operating result€357k-€-184k€-173k▲ 5.9%€-141k▲ 18.3%€-100k▲ 29.0%
Net result€1.08M-€103k▼ 90.5%€-181k€-148k▲ 18.3%€-105k▲ 28.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €100k in 2025 against €141k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.55M
Fixed assets
€2.34M▲ 21.9%
Current assets
€214k▼ 64.5%
Equity and liabilities €2.55M
Equity
€2.02M▼ 4.9%
Debt
€531k▲ 35.0%
The debt ratio rises from 15.6% to 20.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-5k▲
2024 · €-52k
Cash flow
€-10k▲
2024 · €-59k
Solvency
79.2%▼
2024 · 84.4%
Current ratio
0.44▼
2024 · 1.96
Quick ratio
0.44▼
2024 · 1.96
Debt / equity
0.26▲
2024 · 0.18
ROE
-5.2%▲
2024 · -6.9%
ROA
-4.1%▲
2024 · -5.9%
Interest coverage
-0.92▲
2024 · -7.64
Debt
€531k▲
2024 · €393k
Debt ≤ 1 year
€488k▲
2024 · €307k
Debt > 1 year
€43k▼
2024 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.52M€2.55M▲
Fixed assets21/28€1.92M€2.34M▲
Tangible fixed assets22/27€1.92M€2.34M▲
Land and buildings22€1.89M€2.31M▲
Plant, machinery and equipment23€285-
Other tangible fixed assets26€29k€29k=
Financial fixed assets28€911€911=
Current assets29/58€602k€214k▼
Amounts receivable within one year40/41€600k€211k▼
Trade receivables40€140k€22k▼
Other amounts receivable41€459k€189k▼
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€253€515▲
Equity and liabilities
Total equity and liabilities10/49€2.52M€2.55M▲
Equity10/15€2.13M€2.02M▼
Contributions10/11€700k€700k=
Reserves13€34k€34k=
Non-distributable reserves130/1€34k€34k=
Reserves not available under the articles1311€34k€34k=
Profit (loss) carried forward14€1.39M€1.29M▼
Amounts payable17/49€393k€531k▲
Amounts payable after more than one year17€86k€43k▼
Financial debts170/4€86k€43k▼
Amounts payable within one year42/48€307k€488k▲
Current portion of amounts payable after more than one year42€59k€44k▼
Trade debts44€6k€199k▲
Suppliers440/4€6k€199k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€240k€242k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89k€95k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€-46k€-1k▲
Operating profit (loss)9901€-141k€-100k▲
Financial income75/76B-€26
Recurring financial income75-€26
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€-148k€-105k▲
Profit (loss) for the period9904€-148k€-105k▲
Profit (loss) for the period to be appropriated9905€-148k€-105k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.39M€1.29M▼
Profit (loss) brought forward from the previous period14P€1.54M€1.39M▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-181k ▼276%
Net result drops to €-181k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €1.08M ▲221%
Net result €1.08M, the highest in the series.
31-12
Financial
Liquidity times 6current ratio 2.22
Current ratio from 0.40 to 2.22; short-term debt falls from €612k to €439k.
31-12
Financial
Equity above €2MEq €2.35M ▲85.4%
4 profitable years in a row build equity to €2.35M.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
08-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 100 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef Dhoorelaan 1328301 Knokke-HeistGround area
94 m²
Building footprint
94 m²
Volume, LiDAR
2,070 m³
Parcel 31008I0124/00_000, Flanders · tallest building 26.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Jozef Dhoorelaan 132, 8301 Knokke-Heist
since 19992.079.201.136
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31008I0124/00_000 | Flanders | 94 m² | 1 · 94 m² | 26.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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THE SUMMIT
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Of 21,627 companies in sector 56112 we hold annual accounts for 9,656. 1,217 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-1996
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.