Equity
€35,924 from €192,356 in 2006
Equity fell by 81% in 19 years.
PODIUM
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991peak €100,355 (2013)
€72,842▲ 15.1%
lowest -€35,772 (2015)
-€9,906▲ €4,032
peak €192,356 (2006)
€35,924▼ 21.6%
€162,127▼ 19.6%
peak 2.3 FTE (2006)
-not published
Board3 names since 2019
1 directorPIETERS Lesly
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €63,292 to €72,842Loss of €9,906Equity from €45,830 to €35,924Debts from €201,643 to €162,127Cash from €38,025 to €21,213
Key points
from the 2025 annual accountsLosses
-€28,514 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Turnover
≈ €350,000 estimated
The micro format states no turnover.
Debts
€162,127 82% of the balance sheet
Financial debts 62%Suppliers 3%Taxes and wages 14%Other 20%
Of this, €60,933 falls due within a year.
Filings
35 annual accounts since 1991
Two of the last ten came late. The 2019 accounts came latest: 90 days after the end of the period.
Position in the sector
-€9,906
Lower net result than 82% of companies in retail trade. Sector median €5,052 · 22,900 companies.
Checked score
81
Excellent
Financially stronger than 38% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.2 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.5%● unchanged vs 08-2026highest value
10-2026: 0.5%● unchanged vs 09-2026highest value
11-2026: 0.5%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Loss of €9,906, the second in a row (financial year 2025)
lowers risk
Founded in 1990
Size: total assets €198,051
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 34% of them on solvency, 54% on liquidity, 44% on profitability and 19% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,450 companies had the same profile as PODIUM has now. Each dot stands for 7 companies, two years later.
93.2%
were still trading
5.0%
stopped another way
1.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PODIUM itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,450 companies, not a prediction for PODIUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.91 (1.06 in 2024), below 1. Short-term debt is 30.8% and cash 10.7% of total assets. 81.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€9,906
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
43 days early
2023
on the day
2022
12 days early
2021
68 days early
2020
27 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0441894782
Reappointment: PIETERS Lesly (director)
General meeting of 31-01-2024 · Gazette deed
New manager
Pieters Lesley appointed, De Proft Veronique resigned · Director discharge: De Proft Veronique · General meeting of 06-09-2019 · Gazette deed
First establishment
Brusselsestraat 9, Dendermonde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PODIUM Dendermonde | €198,051 | €72,842 | 18.1% | - |
| LE CLOS RIANT Anderlecht | €215,651 | €78,914 | 51.2% | - |
| DEHAEN TAILOR Kortrijk | €198,202 | €95,996 | 60.0% | - |
| TRIOTRADE Antwerp | €183,718 | €95,158 | 92.1% | - |
| BIBA Liège | €206,500 | €99,586 | 63.7% | - |
| PULLI LINE Ghent | €174,911 | €59,029 | 71.1% | - |
| BO'S FASHION Wetteren | €130,466 | €70,657 | 78.5% | - |
These companies have the same main activity as PODIUM: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €130,000 and €216,000, founded between 1984 and 1993.
Official details
Source: KBO- Status
- Active since 05-09-1990Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716and 1 other
- Establishment unit
- 2.050.279.3979200 Dendermonde, since 04-12-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Annual accounts 2025
- €198,051▼ 20.0%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on PODIUM
PODIUM files the micro format. That format states no turnover. The gross margin fell from €84,038 in 2006 to €72,842 in 2025.
The balance sheet grew most from 2012 to 2014 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PODIUM
- What is the company number of PODIUM?
- The company number of PODIUM is 0441.894.782. The VAT number is the same number with BE in front: BE 0441.894.782.
- Where is PODIUM based?
- The registered office is at Brusselsestraat 9, 9200 Dendermonde.Company details
- What does PODIUM do?
- According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
- What is the legal form of PODIUM?
- PODIUM is a private limited company (BV).
- When was PODIUM founded?
- PODIUM was founded on 05-09-1990.
- Is PODIUM still active?
- Yes, PODIUM is an active enterprise in the KBO register.
- How many employees does PODIUM have?
- PODIUM had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of PODIUM?
- The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €72,842 and 45 comparable companies (NACE 477). It probably lies between €190,000 and €480,000.
- Is PODIUM profitable?
- In financial year 2025, PODIUM made a loss of €9,906.
- Where can I find the annual accounts of PODIUM?
- PODIUM filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PODIUM due?
- PODIUM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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