PODIUM
ActiveSummary
PODIUM has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-10k. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability62=
Solvency43▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.91 against 1.06 in 2024; short-term debt: 30.8% and cash: 10.7% of total assets), and 81.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.1%
Return on assets
-5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
43 d early
2023
on the day
2022
12 d early
2021
68 d early
2020
27 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 21.6%
2024 · €46k
2018: €33klowest in 8 years
2019: €53k▲ +61.2% vs 2018
2020: €65k▲ +23.3% vs 2019highest in 8 years
2021: €63k▼ -3.5% vs 2020
2022: €64k▲ +2.6% vs 2021
2023: €60k▼ -7.2% vs 2022
2024: €46k▼ -23.3% vs 2023
2025: €36k▼ -21.6% vs 2024
2018 → 2025
Total assets
€198k▼ 20.0%
2024 · €247k
2018: €285k
2019: €301k▲ +5.7% vs 2018highest in 8 years
2020: €294k▼ -2.2% vs 2019
2021: €266k▼ -9.7% vs 2020
2022: €253k▼ -4.7% vs 2021
2023: €278k▲ +9.7% vs 2022
2024: €247k▼ -10.9% vs 2023
2025: €198k▼ -20.0% vs 2024lowest in 8 years
2018 → 2025
Net result
€-10k▲ 28.9%
2024 · €-14k
2018: €-11k
2019: €20k▲ +282% vs 2018highest in 8 years
2020: €12k▼ -38.5% vs 2019
2021: €-2k▼ -119% vs 2020
2022: €2k▲ +172% vs 2021
2023: €-5k▼ -384% vs 2022
2024: €-14k▼ -198% vs 2023lowest in 8 years
2025: €-10k▲ +28.9% vs 2024
2018 → 2025
Working capital
€-6k
2024 · €4k
2018: €808
2019: €25k▲ +3010% vs 2018
2020: €44k▲ +76.9% vs 2019highest in 8 years
2021: €42k▼ -5.5% vs 2020
2022: €43k▲ +2.1% vs 2021
2023: €29k▼ -32.1% vs 2022
2024: €4k▼ -86.7% vs 2023
2025: €-6k▼ -242% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€64k▲ 2.6%€60k▼ 7.2%€46k▼ 23.3%€36k▼ 21.6%
2021: €63k
2022: €64k▲ +2.6% vs 2021highest in 5 years
2023: €60k▼ -7.2% vs 2022
2024: €46k▼ -23.3% vs 2023
2025: €36k▼ -21.6% vs 2024lowest in 5 years
Operating result€-485-€3k€-4k€-12k▼ 235%€-8k▲ 38.3%
2021: €-485
2022: €3k▲ +632% vs 2021highest in 5 years
2023: €-4k▼ -243% vs 2022
2024: €-12k▼ -235% vs 2023lowest in 5 years
2025: €-8k▲ +38.3% vs 2024
Net result€-2k-€2k€-5k€-14k▼ 198%€-10k▲ 28.9%
2021: €-2k
2022: €2k▲ +172% vs 2021highest in 5 years
2023: €-5k▼ -384% vs 2022
2024: €-14k▼ -198% vs 2023lowest in 5 years
2025: €-10k▲ +28.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets
€143k ▼ 18.9%
Current assets
€55k ▼ 22.5%
Equity and liabilities €198k
Equity
€36k ▼ 21.6%
Debt
€162k ▼ 19.6%
Debt's share of the balance-sheet total rises from 81.5% to 81.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€26k▲
2024 · €17k
Cash flow
€23k▲
2024 · €16k
Current ratio
0.91▼
2024 · 1.06
Quick ratio
0.48▼
2024 · 0.65
Debt to equity
4.51▲
2024 · 4.40
ROE
-27.6%▲
2024 · -30.4%
ROA
-5.0%▲
2024 · -5.6%
Interest coverage
12.62▲
2024 · 8.48
Debt ≤ 1 year
€61k▼
2024 · €68k
Debt > 1 year
€101k▼
2024 · €134k
Income taxes
€324▼
2024 · €377
Staff costs
€45k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€247k€198k▼
Fixed assets21/28€176k€143k▼
Tangible fixed assets22/27€176k€143k▼
Land and buildings22€121k€103k▼
Plant, machinery and equipment23€92€0▼
Furniture and vehicles24€54k€40k▼
Current assets29/58€72k€55k▼
Stocks and contracts in progress3€27k€26k▼
Stocks30/36€27k€26k▼
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€3k€3k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€38k€21k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€247k€198k▼
Equity10/15€46k€36k▼
Contributions10/11€19k€19k=
Reserves13€46k€46k=
Tax-exempt reserves132€6k€6k=
Distributable reserves133€41k€41k=
Profit (loss) carried forward14€-19k€-29k▼
Amounts payable17/49€202k€162k▼
Amounts payable after more than one year17€134k€101k▼
Financial debts170/4€134k€101k▼
Amounts payable within one year42/48€68k€61k▼
Current portion of amounts payable after more than one year42€32k€33k▲
Trade debts44€15k€6k▼
Suppliers440/4€15k€6k▼
Taxes, remuneration and social security45€20k€23k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€10k€12k▲
Other amounts payable47/48€105€0▼
Income statement
Code20242025
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62€44k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€33k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-1k€-261▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€63k€73k▲
Operating profit (loss)9901€-12k€-8k▲
Financial income75/76B€835€74▼
Recurring financial income75€835€74▼
Non-recurring financial income76B-€0
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-14k€-10k▲
Income taxes67/77€377€324▼
Profit (loss) for the period9904€-14k€-10k▲
Profit (loss) for the period to be appropriated9905€-14k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-29k▼
Profit (loss) brought forward from the previous period14P€-5k€-19k▼
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2k | - | - |
| Remuneration, social security and pensions62 | €36k | €41k | €43k | €44k | €45k | ▲ 3.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €21k | €27k | €30k | €33k | ▲ 12.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €-3k | €916 | €889 | €-1k | €-261 | ▲ 79.2% |
| Other operating charges640/8 | €2k | €2k | €2k | €4k | €2k | ▼ 40.1% |
| Gross operating margin9900 | €55k | €67k | €69k | €63k | €73k | ▲ 15.1% |
| Operating profit (loss)9901 | €-485 | €3k | €-4k | €-12k | €-8k | ▲ 38.3% |
| Financial income75/76B | €812 | €1k | €1k | €835 | €74 | ▼ 91.2% |
| Recurring financial income75 | €812 | €1k | €1k | €835 | €74 | ▼ 91.2% |
| Non-recurring financial income76B | - | - | - | - | €0 | - |
| Financial charges65/66B | €3k | €2k | €2k | €2k | €2k | ▼ 0.3% |
| Recurring financial charges65 | €3k | €2k | €2k | €2k | €2k | ▼ 0.3% |
| Profit (loss) for the period before taxes9903 | €-2k | €2k | €-4k | €-14k | €-10k | ▲ 29.3% |
| Income taxes67/77 | €-68 | €162 | €316 | €377 | €324 | ▼ 14.1% |
| Profit (loss) for the period9904 | €-2k | €2k | €-5k | €-14k | €-10k | ▲ 28.9% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €2k | €-5k | €-14k | €-10k | ▲ 28.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €266k | €253k | €278k | €247k | €198k | ▼ 20.0% |
| Fixed assets21/28 | €179k | €159k | €187k | €176k | €143k | ▼ 18.9% |
| Tangible fixed assets22/27 | €179k | €159k | €187k | €176k | €143k | ▼ 18.9% |
| Land and buildings22 | €177k | €159k | €140k | €121k | €103k | ▼ 15.3% |
| Plant, machinery and equipment23 | €2k | €775 | €305 | €92 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | - | €47k | €54k | €40k | ▼ 26.8% |
| Current assets29/58 | €86k | €94k | €91k | €72k | €55k | ▼ 22.5% |
| Stocks and contracts in progress3 | €24k | €30k | €35k | €27k | €26k | ▼ 5.4% |
| Stocks30/36 | €24k | €30k | €35k | €27k | €26k | ▼ 5.4% |
| Amounts receivable within one year40/41 | €3k | €6k | €3k | €4k | €5k | ▲ 45.4% |
| Trade receivables40 | €3k | €6k | €2k | €3k | €3k | ▲ 20.4% |
| Other amounts receivable41 | - | - | €1k | €1k | €2k | ▲ 107% |
| Cash at bank and in hand54/58 | €58k | €56k | €50k | €38k | €21k | ▼ 44.2% |
| Deferred charges and accrued income490/1 | €1k | €2k | €3k | €3k | €3k | ▲ 22.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €266k | €253k | €278k | €247k | €198k | ▼ 20.0% |
| Equity10/15 | €63k | €64k | €60k | €46k | €36k | ▼ 21.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €46k | €46k | €46k | €46k | €46k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | €6k | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | €39k | €39k | €39k | €41k | €41k | = |
| Profit (loss) carried forward14 | €-2k | €-652 | €-5k | €-19k | €-29k | ▼ 51.4% |
| Amounts payable17/49 | €203k | €189k | €218k | €202k | €162k | ▼ 19.6% |
| Amounts payable after more than one year17 | €159k | €138k | €156k | €134k | €101k | ▼ 24.5% |
| Financial debts170/4 | €159k | €138k | €156k | €134k | €101k | ▼ 24.5% |
| Amounts payable within one year42/48 | €44k | €51k | €62k | €68k | €61k | ▼ 10.0% |
| Current portion of amounts payable after more than one year42 | €20k | €21k | €30k | €32k | €33k | ▲ 1.7% |
| Trade debts44 | €6k | €8k | €7k | €15k | €6k | ▼ 63.4% |
| Suppliers440/4 | €6k | €8k | €7k | €15k | €6k | ▼ 63.4% |
| Taxes, remuneration and social security45 | €18k | €21k | €21k | €20k | €23k | ▲ 13.1% |
| Taxes450/3 | €9k | €11k | €11k | €10k | €11k | ▲ 12.8% |
| Remuneration and social security454/9 | €9k | €10k | €11k | €10k | €12k | ▲ 13.4% |
| Other amounts payable47/48 | - | €2k | €4k | €105 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €2k | €-5k | €-14k | €-10k | ▲ 28.9% |
| + Depreciation and write-downs630 | €20k | €21k | €27k | €30k | €33k | ▲ 12.2% |
| Operating cash flow (approximation) | €18k | €22k | €22k | €16k | €23k | ▲ 48.6% |
| Investment in fixed assets (approximation) | - | €-647 | €-54k | €-19k | €0 | ▲ 100% |
| Change in cash | - | €-1k | €-6k | €-12k | €-17k | ▼ 40.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 1990
Ground area
161 m²
Building footprint
133 m²
Volume, LiDAR
1,421 m³
Parcel 42006D0279/00P000, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PODIUM
since 19902.050.279.397
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006D0279/00P000 | Flanders | 160 m² | 1 · 133 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 6,502 companies in sector 47716 we hold annual accounts for 2,440. 1,784 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-09-1990
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Scores and ratios are computed by Checked and are not a credit decision.