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BIBA

Active
Private limited companyfounded 198937 yrs activeRue Charles-Magnette 18, 4000 Liège, BelgiumKBO/BCE: BE 0436.604.621
Summary

BIBA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131,460 and a net result of €13,067. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 75% of 18973 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch ReportCompare
BIBAActiveChecked score 88/100
Risk analysis ReportCompare

Overview

What they do
Retail sale of women's outerwear
NACE 47711Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716NACE 52421
1 site
How big
€206,500total assets 2025
Staff
1.8 FTE
Equity
€131,460
Profit
€13,067
Turnover not published (abridged schema)
Financially healthy?
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Who decides
Accounts 16 d early0 of 2 deeds read
Why 88- Higher-failure-rate sector- Higher-failure-rate region+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
88 / 100
Excellent
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-5
Solvency89▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 4.86 against 4.03 in 2024; short-term debt: 20.4% and cash: 55.5% of total assets), and 36.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 37 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63.7%
Return on assets
6.3%
Age of the figures
12 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-04-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 d early
2024
47 d early
2023
41 d early
2022
47 d early
2021
61 d early
2020
50 d early
2019
72 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 14 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Equity above €100,000Eq €118,393 ▲23.4%

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 5 profitable years in a rowprofit 2025: €13,067 5 years View
  • Active since 1989founded 20-01-1989 37 years View

By topic

Financials

Fiscal year
2025
Total assets
€206,500
Profit
€13,067
Solvency
63.7%
Total assets▼ 0.1%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 30-04-2027
  1. 14-04-2026Annual accounts filed
  2. 14-03-2025Annual accounts filed
  3. 30-09-2024Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of women's outerwearNACE 47711
Founded
20-01-1989
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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