Equity
-€13,787
Debts exceed assets in financial year 2025.
POCOLOCO
Lifetime
17 annual accounts with figures on one time axispeak €80,472 (2023)
€63,290▲ 19.2%
lowest -€29,722 (2024)
€14,082▲ €43,803
peak €56,064 (2015)
-€13,787▲ €14,082
€28,504▼ 50.8%
peak 2 FTE (2018)
-not published
Board1 name since 2013
1 directorTHIRION PAULINE
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Gross margin from €53,112 to €63,290Back to profit: €14,082Equity from -€27,868 to -€13,787Debts from €57,890 to €28,504Investments €2,274Cash from €19,111 to €7,011
Key points
from the 2025 annual accountsDebts
€28,504 194% of the balance sheet
Suppliers 5%Taxes and wages 45%Other 50%
Investments
€2,274 4.0 × depreciation
Green is investment, beige is depreciation. Machinery stands 19.2% higher than in 2024.
Staff
3 employees on 31-12-2025
In 2025, 17 people joined and 17 left.
Filings
17 annual accounts since 2009
Nine of the last ten came late. The 2023 accounts came latest: 417 days after the end of the period.
Position in the sector
-93.7%
Lower solvency than 89% of companies in food and beverage service. Sector median 29.5% · 17,153 companies.
Checked score
56
Fair
Financially stronger than 58% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 7.9%
01-2025: 11.6%▲ +3.7 percentage points vs 12-2024
02-2025: 11.6%● unchanged vs 01-2025
03-2025: 11.9%▲ +0.3 percentage points vs 02-2025
04-2025: 10.5%▼ -1.4 percentage points vs 03-2025
05-2025: 10.5%● unchanged vs 04-2025
06-2025: 10.5%● unchanged vs 05-2025
07-2025: 10.5%● unchanged vs 06-2025
08-2025: 13.3%▲ +2.8 percentage points vs 07-2025highest value
09-2025: 13.3%● unchanged vs 08-2025highest value
10-2025: 2.7%▼ -10.6 percentage points vs 09-2025
11-2025: 2.7%● unchanged vs 10-2025
12-2025: 2.7%● unchanged vs 11-2025
01-2026: 2.7%● unchanged vs 12-2025
02-2026: 2.7%● unchanged vs 01-2026
03-2026: 2.6%▼ -0.1 percentage points vs 02-2026
04-2026: 2.6%● unchanged vs 03-2026
05-2026: 2.5%▼ -0.1 percentage points vs 04-2026
06-2026: 2.5%● unchanged vs 05-2026
07-2026: 2.7%▲ +0.2 percentage points vs 06-2026
08-2026: 1.1%▼ -1.6 percentage points vs 07-2026lowest value
09-2026: 1.1%● unchanged vs 08-2026
10-2026: 1.1%● unchanged vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: negative equity
Sector: Food and beverage service activities (NACE 56)
2 of the last 3 accounts late
Negative equity -€13,787
lowers risk
Size: total assets €14,717
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 49% on liquidity, 93% on profitability and 81% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,632 companies had the same profile as POCOLOCO has now. Each dot stands for 10 companies, two years later.
91.9%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of POCOLOCO itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,632 companies, not a prediction for POCOLOCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.37 (0.48 in 2024), below 1. Short-term debt is 193.7% and cash 47.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 17153 sector peers (2025).
NBB · sector comparisonPosition among 17153 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 days early
2024
57 days late
2023
417 days late
2022
305 days late
2021
31 days late
2020
19 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 121 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 September (4 of the last 5 accounts filed within 248 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0808624959
New establishment in Sint-Truiden
Kenzo, Luikersteenweg 332
First establishment
PIN-UP GIRLS, Luikersteenweg 217, Sint-Truiden
Incorporation
published on 02-01-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| POCOLOCO Sint-Truiden | €14,717 | €63,290 | -93.7% | - |
| SNACK TOP'S Schaerbeek | €15,762 | €51,037 | -209.7% | - |
| MERSIN Antwerp | €12,709 | €51,568 | -128.8% | - |
| FABIPHIL Sint-Gillis (bij-Brussel) | €20,037 | €55,384 | -136.7% | - |
| LAVITA Molenbeek-Saint-Jean | €20,442 | €51,872 | 36.0% | - |
| DUG - OUT Aalst | €17,704 | €47,975 | -119.6% | - |
| HADOR Boussu | €18,969 | €52,392 | -85.9% | - |
These companies have the same main activity as POCOLOCO: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €12,700 and €20,400, founded between 2002 and 2010.
Official details
Source: KBO- Status
- Active since 18-12-2008Normal situation
- Activity
- Cafés and barsNACE 56301
- Joint committee
- 302Hotels and catering · annual accounts 2023
- Establishment units
- 2.176.036.5333800 Sint-Truiden, since 02-01-2009
- 2.263.222.0143800 Sint-Truiden, since 01-04-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Annual accounts 2025
- ≈ €230,000estimated
- €14,717▼ 51.0%
- Employeeson 31-12-2025
- 3=
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on POCOLOCO
POCOLOCO files the micro format. That format states no turnover. The gross margin rose from €28,975 in 2009 to €63,290 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about POCOLOCO
- What is the company number of POCOLOCO?
- The company number of POCOLOCO is 0808.624.959. The VAT number is the same number with BE in front: BE 0808.624.959.
- Where is POCOLOCO based?
- The registered office is at Luikersteenweg 217, 3800 Sint-Truiden.Company details
- What does POCOLOCO do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of POCOLOCO?
- POCOLOCO is a private limited company (pre-2019) (BVBA).
- When was POCOLOCO founded?
- POCOLOCO was founded on 18-12-2008.
- Is POCOLOCO still active?
- Yes, POCOLOCO is an active enterprise in the KBO register.
- How many employees does POCOLOCO have?
- POCOLOCO had an average of 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does POCOLOCO fall under?
- In its 2023 annual accounts, POCOLOCO states joint committee 302 (Hotels and catering).
- What is the turnover of POCOLOCO?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €63,290 and 36 comparable companies (NACE 56301). It probably lies between €190,000 and €300,000. In financial year 2021 turnover was €64,057.
- Is POCOLOCO profitable?
- In financial year 2025, POCOLOCO made a profit of €14,082.
- Where can I find the annual accounts of POCOLOCO?
- POCOLOCO filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of POCOLOCO due?
- POCOLOCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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