POCOLOCO
ActiveSummary
The computed 12-month bankruptcy probability of POCOLOCO is 2.7% (moderate). The 2025 annual accounts show negative equity (€-14k) and a net result of €14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 13305 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.37 against 0.48 in 2024; short-term debt: 193.7% and cash: 47.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-93.7%
Return on assets
95.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 13305 sector peers (2025).
NBB · sector comparisonPosition among 13305 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
57 d late
2023
417 d late
2022
305 d late
2021
31 d late
2020
19 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€64k
EBIT margin
0.2%
Net result
€14k
2024 · €-30k
2018: €-9k
2019: €7k
2020: €-28k
2021: €-19
2022: €-10k
2023: €6k
2024: €-30k
2018 → 2025
Working capital
€-18k▲ 41.0%
2024 · €-30k
2018: €24k
2019: €32k
2020: €5k
2021: €5k
2022: €-4k
2023: €2k
2024: €-30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€64k-
Equity€5k-€-4k€2k€-28k€-14k▲ 50.5%
Operating result€152-€-9k€6k€-27k€16k
Net result€-19-€-10k▼ 49,989%€6k€-30k€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €27k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€4k ▲ 73.0%
Current assets
€11k ▼ 61.5%
Key figures and ratios
EBITDA
€16k▲
2024 · €-27k
Cash flow
€15k▲
2024 · €-30k
Solvency
-93.7%▼
2024 · -92.8%
Current ratio
0.37▼
2024 · 0.48
Debt to equity
-2.07▲
2024 · -2.08
ROA
95.7%▲
2024 · -99.0%
Interest coverage
9.12▲
2024 · -13.81
Debt
€29k▼
2024 · €58k
Debt ≤ 1 year
€29k▼
2024 · €58k
Staff costs
€40k▼
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€30k€15k▼
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Plant, machinery and equipment23€1k€1k▲
Other tangible fixed assets26€1k€3k▲
Current assets29/58€28k€11k▼
Amounts receivable within one year40/41€9k€4k▼
Trade receivables40-€140
Other amounts receivable41€9k€4k▼
Cash at bank and in hand54/58€19k€7k▼
Equity and liabilities
Total equity and liabilities10/49€30k€15k▼
Equity10/15€-28k€-14k▲
Contributions10/11€6k€6k=
Reserves13€620€620=
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Profit (loss) carried forward14€-35k€-21k▲
Amounts payable17/49€58k€29k▼
Amounts payable within one year42/48€58k€29k▼
Trade debts44€31k€2k▼
Suppliers440/4€31k€2k▼
Taxes, remuneration and social security45€27k€13k▼
Taxes450/3€14k€6k▼
Remuneration and social security454/9€13k€7k▼
Other amounts payable47/48-€14k
Income statement
Code20242025
Remuneration, social security and pensions62€69k€40k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€128€565▲
Other operating charges640/8€11k€7k▼
Non-recurring operating charges66A-€200
Gross operating margin9900€53k€63k▲
Operating profit (loss)9901€-27k€16k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B€357€0▼
Profit (loss) for the period before taxes9903€-30k€14k▲
Profit (loss) for the period9904€-30k€14k▲
Profit (loss) for the period to be appropriated9905€-30k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-21k▲
Profit (loss) brought forward from the previous period14P€-5k€-35k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 417 days late
2024
31-12
Financial
Weakest financial yearnet €-30k ▼600%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 305 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luikersteenweg 2173800 Sint-TruidenGround area
659 m²
Building footprint
250 m²
Volume, LiDAR
1,486 m³
2 parcels, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
PIN-UP GIRLS
since 20092.176.036.533
Kenzo
since 20172.263.222.014
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71009C0283/00T000 | Flanders | 514 m² | 1 · 104 m² | 10.9 m · 3 fl. |
| 71009D0030/00P000 | Flanders | 146 m² | 1 · 146 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesSint-Truiden2.176.036.533
Sint-Truiden2.263.222.014
Similar companies · same sector, comparable size
NK E-Commerce
BE 0633.751.775
Lummen · Eq €1,850
DGL INVEST
BE 1022.160.759
Schaarbeek · Eq €1,847
Styllï
BE 0871.059.208
Geraardsbergen · Eq €1,862
DEUX OURS
BE 0698.590.337
Modave · Eq €1,863
A.Imperium
BE 0678.896.961
Antwerpen · Eq €1,870
Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 1,650 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.