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EPOCA RICAMBI

Active
Private limited companyfounded 1982active for 43 yearsRue du Polissou 5, 5590 Ciney, BelgiumKBO/BCE: BE 0423.780.627
Summary

EPOCA RICAMBI has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162,631 and a net result of -€564. Equity has been stable since 2018 (±0.5% per year). Its solvency ranks better than 42% of 3,304 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-12-1982 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 2 others
Establishment unit
2.021.724.775 5590 Ciney, since 01-03-1983
Financial year end
31 December
Peppol
Reachable since 17-09-2025

Board and ownership

Board

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€152,837
▼ 8.1%
Turnover
≈ €460,000
estimated
Loss
€564
Equity
€162,631
▼ 0.3%
Total assets
€544,893
▼ 9.0%
Employees on 31-12-2025
1
=
Score breakdownraises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskSize: total assets €544,893Founded in 1982Figures for financial year 2025 (filed on 23-07-2026)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 30% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Average
Solvency 55+3
equity 29.8% of total assets
Liquidity 23=
short-term debt 55.2% · cash 0.7%
Profitability 59=
return on assets -0.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026highest value 08-2026: 0.2%▼ -0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.17 (0.16 in 2024), below 1. Short-term debt is 55.2% and cash 0.7% of total assets. 70.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 40% of them on solvency, 16% on liquidity, 33% on profitability and 31% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €544,893
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
lowers risk · Founded in 1982
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 23-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
50 days early
2023
21 days late
2022
32 days early
2021
26 days late
2020
129 days late
2019
119 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 3rd oldest company in Ciney, Other services sectorin the Checked rankings No. 3 View

Recent changes

  1. · Gazette deed Change of role: VERMER Jean, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as EPOCA RICAMBI: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €468,000 and €629,000, founded between 1982 and 1989.

CompanyTotal assetsGross margin
EPOCA RICAMBI Ciney€544,893€152,837
GARAGE A. DEZUTTER Oosterzele€497,883€155,959
GARAGE HUBERT VAN HECKE Oostende€614,910€154,214
Garage J. Janssens Boechout€629,365€168,166
Garage THOMAS Buggenhout€467,621€159,836
GARAGE PATRICK VAN TWEMBEKE Brakel€567,589€155,292
GARAGE SANTO Frameries€561,082€194,203
Full comparison

Key facts about EPOCA RICAMBI

What is the company number of EPOCA RICAMBI?
The company number of EPOCA RICAMBI is 0423.780.627. The VAT number is the same number with BE in front: BE 0423.780.627.
Where is EPOCA RICAMBI based?
The registered office is at Rue du Polissou 5, 5590 Ciney.Company details
What does EPOCA RICAMBI do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of EPOCA RICAMBI?
The legal form of EPOCA RICAMBI is Private limited company (BV).
When was EPOCA RICAMBI founded?
EPOCA RICAMBI was founded on 07-12-1982.
Is EPOCA RICAMBI still active?
Yes, EPOCA RICAMBI is an active enterprise in the KBO register.
How many employees does EPOCA RICAMBI have?
EPOCA RICAMBI had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of EPOCA RICAMBI?
The turnover in financial year 2025 is ≈ €460,000. This figure is estimated from the gross margin of €152,837 and 44 comparable companies (NACE 953). It probably lies between €370,000 and €620,000.
Is EPOCA RICAMBI profitable?
In financial year 2025, EPOCA RICAMBI made a loss of €564.
Where can I find the annual accounts of EPOCA RICAMBI?
EPOCA RICAMBI filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EPOCA RICAMBI due?
EPOCA RICAMBI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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