PMO
ActivePMO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €487k and a net result of €94k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 435 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-20
Solvency69▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 1.82 in 2024; short-term debt: 50.4% and cash: 74.3% of total assets), but 55.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.1%
Return on assets
8.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
9 d early
2023
9 d early
2022
6 d early
2021
17 d early
2020
44 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€94k▲ 49.8%
2024 · €63k
2018: €8k
2019: €60
2020: €6k
2021: €152k
2022: €91k
2023: €-49k
2024: €63k
2018 → 2025
Working capital
€501k▲ 49.6%
2024 · €335k
2018: €129k
2019: €129k
2020: €135k
2021: €346k
2022: €379k
2023: €266k
2024: €335k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€288k-€379k▲ 31.7%€330k▼ 12.9%€393k▲ 19.0%€487k▲ 23.9%
Operating result€227k-€130k▼ 43.0%€-39k€72k€139k▲ 94.3%
Net result€152k-€91k▼ 40.1%€-49k€63k€94k▲ 49.8%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 94% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€46k▼ 20.1%
Current assets
€1.06M▲ 42.1%
Equity and liabilities €1.10M
Equity
€487k▲ 23.9%
Debt
€616k▲ 50.8%
The debt ratio rises from 51.0% to 55.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€154k▲
2024 · €86k
Cash flow
€109k▲
2024 · €77k
Solvency
44.1%▼
2024 · 49.0%
Current ratio
1.90▲
2024 · 1.82
Quick ratio
1.90▲
2024 · 1.82
Debt / equity
1.27▲
2024 · 1.04
ROE
19.3%▲
2024 · 16.0%
ROA
8.5%▲
2024 · 7.8%
Interest coverage
-2046.42▼
2024 · 133.16
Debt
€616k▲
2024 · €409k
Debt ≤ 1 year
€556k▲
2024 · €409k
Income taxes
€46k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€801k€1.10M▲
Fixed assets21/28€58k€46k▼
Intangible fixed assets21€58k€43k▼
Tangible fixed assets22/27-€3k
Furniture and vehicles24-€3k
Current assets29/58€743k€1.06M▲
Amounts receivable within one year40/41€541k€237k▼
Trade receivables40€514k€227k▼
Other amounts receivable41€27k€10k▼
Cash at bank and in hand54/58€202k€819k▲
Deferred charges and accrued income490/1€288€288=
Equity and liabilities
Total equity and liabilities10/49€801k€1.10M▲
Equity10/15€393k€487k▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€293k€387k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€287k€381k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€409k€616k▲
Amounts payable within one year42/48€409k€556k▲
Trade debts44€334k€407k▲
Suppliers440/4€334k€407k▲
Taxes, remuneration and social security45€75k€149k▲
Taxes450/3€75k€149k▲
Accrued charges and deferred income492/3-€60k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€88k€155k▲
Operating profit (loss)9901€72k€139k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€648€-75▼
Recurring financial charges65€648€-75▼
Profit (loss) for the period before taxes9903€71k€140k▲
Income taxes67/77€8k€46k▲
Profit (loss) for the period9904€63k€94k▲
Profit (loss) for the period to be appropriated9905€63k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€94k▲
Profit (loss) brought forward from the previous period14P€-49k€0▲
Transfer to equity691/2€14k€94k▲
To other reserves6921€14k€94k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-49k ▼153%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €152k ▲2451%
Operating result €227k, net result €152k, both a record.
31-12
Financial
Equity above €200kEq €288k ▲113%
4 profitable years in a row build equity to €288k.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willebroekkaai 371000 BrusselGround area
1.2 ha
Building footprint
5,177 m²
Volume, LiDAR
233,164 m³
Parcel 21814P0404/00A006, Brussels · tallest building 142.2 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
PMO
since 20152.239.921.822
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0404/00A006 | Brussels | 1.2 ha | 1 · 5,177 m² | 142.2 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 739 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded04-03-2015
Fiscal year end31-12
Activities, NACEBEL
85599Other education
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.