HUMMUS
ActiveSummary
HUMMUS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €430k and a net result of €-25k. Equity is growing by ~33.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability66▼-16
Solvency64▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 5.97 in 2024; short-term debt: 14.4% and cash: 19.4% of total assets), but 60.6% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
31 d early
2023
13 d early
2022
25 d early
2021
23 d early
2020
59 d late
2019
42 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€430k▼ 18.8%
2024 · €530k
Total assets
€1.09M▼ 3.8%
2024 · €1.13M
Net result
€-25k
2024 · €119k
Working capital
€258k▼ 22.4%
2024 · €333k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€114k▲ 258%€187k▲ 63.7%€136k▼ 27.5%€177k▲ 30.6%€-19k
Net result€74k▲ 233%€127k▲ 72.1%€92k▼ 28.0%€119k▲ 30.5%€-25k
Equity€233k▲ 46.4%€360k▲ 54.6%€464k▲ 28.8%€530k▲ 14.3%€430k▼ 18.8%
Total assets€986k▲ 46.4%€1.12M▲ 13.6%€1.23M▲ 9.7%€1.13M▼ 7.6%€1.09M▼ 3.8%
Debt€738k▲ 43.4%€760k▲ 3.0%€765k▲ 0.7%€605k▼ 20.9%€662k▲ 9.4%
Working capital€124k▼ 40.3%€251k▲ 102%€356k▲ 41.9%€333k▼ 6.6%€258k▼ 22.4%
Staff (FTE)2.73.1▲ 14.8%3.2▲ 3.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €177k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€677k ▼ 7.9%
Current assets
€415k ▲ 3.9%
Equity and liabilities €1.09M
Equity
€430k ▼ 18.8%
Debt
€662k ▲ 9.4%
Debt's share of the balance-sheet total rises from 53.3% to 60.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€42k▼
2024 · €240k
Cash flow
€37k▼
2024 · €183k
Current ratio
2.64▼
2024 · 5.97
Quick ratio
2.59▼
2024 · 5.83
Debt to equity
1.54▲
2024 · 1.14
ROE
-5.7%▼
2024 · 22.5%
ROA
-2.2%▼
2024 · 10.5%
Interest coverage
6.28▼
2024 · 37.41
Debt ≤ 1 year
€157k▲
2024 · €67k
Debt > 1 year
€505k▼
2024 · €538k
Staff costs
€114k▲
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €29k | €11k | €57k | €101k | €114k | ▲ 13.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €54k | €57k | €63k | €61k | ▼ 2.6% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €15k | €-15k | - | - | - | - |
| Other operating charges640/8 | €11k | €17k | €9k | €9k | €10k | ▲ 6.2% |
| Non-recurring operating charges66A | - | €402 | €15k | - | - | - |
| Gross operating margin9900 | €184k | €254k | €274k | €350k | €166k | ▼ 52.5% |
| Operating profit (loss)9901 | €114k | €187k | €136k | €177k | €-19k | ▼ 111% |
| Financial income75/76B | €28 | €826 | - | €28 | €1k | ▲ 4,254% |
| Recurring financial income75 | €28 | €826 | - | €28 | €1k | ▲ 4,254% |
| Financial charges65/66B | €12k | €7k | €5k | €6k | €7k | ▲ 5.1% |
| Recurring financial charges65 | €12k | €7k | €5k | €6k | €7k | ▲ 5.1% |
| Profit (loss) for the period before taxes9903 | €103k | €181k | €130k | €171k | €-25k | ▼ 114% |
| Income taxes67/77 | €29k | €54k | €39k | €51k | - | - |
| Profit (loss) for the period9904 | €74k | €127k | €92k | €119k | €-25k | ▼ 121% |
| Profit (loss) for the period to be appropriated9905 | €74k | €127k | €92k | €119k | €-25k | ▼ 121% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €986k | €1.12M | €1.23M | €1.13M | €1.09M | ▼ 3.8% |
| Fixed assets21/28 | €774k | €801k | €787k | €735k | €677k | ▼ 7.9% |
| Intangible fixed assets21 | - | - | - | €2k | €1k | ▼ 38.7% |
| Tangible fixed assets22/27 | €762k | €789k | €775k | €721k | €663k | ▼ 8.0% |
| Land and buildings22 | €6k | €6k | €6k | €6k | €6k | = |
| Plant, machinery and equipment23 | €8k | €18k | €13k | €9k | €6k | ▼ 26.1% |
| Furniture and vehicles24 | €51k | €40k | €61k | €43k | €27k | ▼ 38.7% |
| Leasing and similar rights25 | - | - | - | - | €1k | - |
| Other tangible fixed assets26 | €697k | €725k | €695k | €663k | €623k | ▼ 6.0% |
| Financial fixed assets28 | €12k | €12k | €12k | €12k | €12k | = |
| Current assets29/58 | €212k | €318k | €441k | €400k | €415k | ▲ 3.9% |
| Stocks and contracts in progress3 | €7k | €6k | €8k | €10k | €9k | ▼ 10.2% |
| Stocks30/36 | €7k | €6k | €8k | €10k | €9k | ▼ 10.2% |
| Amounts receivable within one year40/41 | €84k | €47k | €73k | €88k | €87k | ▼ 0.2% |
| Trade receivables40 | €61k | €45k | €69k | €61k | €10k | ▼ 82.7% |
| Other amounts receivable41 | €24k | €2k | €4k | €27k | €77k | ▲ 186% |
| Current investments50/53 | - | - | - | €100k | €97k | ▼ 2.3% |
| Cash at bank and in hand54/58 | €120k | €263k | €356k | €198k | €211k | ▲ 6.6% |
| Deferred charges and accrued income490/1 | - | €2k | €5k | €5k | €11k | ▲ 129% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €986k | €1.12M | €1.23M | €1.13M | €1.09M | ▼ 3.8% |
| Equity10/15 | €233k | €360k | €464k | €530k | €430k | ▼ 18.8% |
| Contributions10/11 | €7k | €7k | €19k | €19k | €19k | = |
| Reserves13 | €173k | €300k | €392k | €511k | €436k | ▼ 14.7% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €56 | €56 | €56 | €56 | €56 | = |
| Distributable reserves133 | €171k | €298k | €390k | €509k | €434k | ▼ 14.8% |
| Profit (loss) carried forward14 | €53k | €53k | €53k | - | €-25k | - |
| Provisions and deferred taxes16 | €15k | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | €15k | - | - | - | - | - |
| Other liabilities and charges164/5 | €15k | - | - | - | - | - |
| Amounts payable17/49 | €738k | €760k | €765k | €605k | €662k | ▲ 9.4% |
| Amounts payable after more than one year17 | €604k | €604k | €571k | €538k | €505k | ▼ 6.2% |
| Financial debts170/4 | €604k | €604k | €571k | €538k | €505k | ▼ 6.2% |
| Amounts payable within one year42/48 | €87k | €67k | €85k | €67k | €157k | ▲ 135% |
| Current portion of amounts payable after more than one year42 | €32k | €33k | €33k | €36k | €36k | ▲ 0.8% |
| Trade debts44 | €24k | €17k | €20k | - | €19k | - |
| Suppliers440/4 | €24k | €17k | €20k | - | €19k | - |
| Taxes, remuneration and social security45 | €31k | €18k | €32k | €31k | €30k | ▼ 3.4% |
| Taxes450/3 | €26k | €18k | €31k | €19k | €18k | ▼ 6.2% |
| Remuneration and social security454/9 | €5k | - | €692 | €12k | €12k | ▲ 1.0% |
| Other amounts payable47/48 | - | - | - | - | €72k | - |
| Accrued charges and deferred income492/3 | €46k | €89k | €109k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €74k | €127k | €92k | €119k | €-25k | ▼ 121% |
| + Depreciation and write-downs630 | €15k | €54k | €57k | €63k | €61k | ▼ 2.6% |
| Operating cash flow (approximation) | €89k | €181k | €149k | €183k | €37k | ▼ 79.8% |
| Investment in fixed assets (approximation) | - | €-81k | €-44k | €-11k | €-3k | ▲ 71.4% |
| Change in cash | - | €143k | €93k | €-158k | €13k | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €530k ▲14.3%
7 profitable years in a row build equity to €530k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €127k ▲72.1%
Operating result €187k, net result €127k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €233k ▲46.4%
4 profitable years in a row build equity to €233k.
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Equity above €150kEq €159k ▲16.2%
3 profitable years in a row build equity to €159k.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
Show earlier events
2019
31-12
Financial
Liquidity triplescurrent ratio 13.76
Current ratio from 4.53 to 13.76; short-term debt falls from €21k to €13k.
31-12
Financial
Equity above €100kEq €137k ▲122%
2 profitable years in a row build equity to €137k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2017
Ground area
235 m²
Building footprint
169 m²
Volume, LiDAR
1,811 m³
Parcel 12403D0081/00B002, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Goesthing
since 20172.281.595.297
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0081/00B002 | Flanders | 235 m² | 1 · 169 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 188 EUR awarded · 188 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 110 EUR | 110 EUR |
| 2024 | 1 | 78 EUR | 78 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 35,827 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-04-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
85599Other education
85510Sports and recreation education
85593Socio-cultural adult education
96999Other personal services
Contact
Scores and ratios are computed by Checked and are not a credit decision.