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PMI PROPERTIES

Active
Private limited companyfounded 199630 yrs activePlace Jean Vanderbecken 14, 1332 Rixensart, BelgiumKBO/BCE: BE 0458.598.776
Summary

PMI PROPERTIES has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of -€16,992. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 67% of 4616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability60▼-5
Solvency85=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100,000 at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.05 in 2024; short-term debt: 18.2% and cash: 0.1% of total assets), and 39.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€16,992
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
14 d early
2023
13 d early
2022
1 d early
2021
3 d early
2020
2 d early
2019
12 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 18 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PMI PROPERTIES was incorporated on 2 August 1996.1 Total assets rose from EUR 2.1 million in 2019 to EUR 2.5 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€16,992▲ 79.8%
2024 · -€84,033
Working capital
-€439,491▼ 79.5%
2024 · -€244,840
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€61,872€39,215▼ 36.6%€33,011▼ 15.8%-€42,760-€15,025▲ 64.9%
Net result€31,681within the sector's middle half€26,134within the sector's middle half▼ 17.5%€18,792within the sector's middle half▼ 28.1%-€84,033below the sector's middle half-€16,992within the sector's middle half▲ 79.8%
Equity€1.5mwithin the sector's middle half▲ 2.1%€1.6mwithin the sector's middle half▲ 1.7%€1.6mwithin the sector's middle half▲ 1.2%€1.5mwithin the sector's middle half▼ 5.3%€1.5mwithin the sector's middle half▼ 1.1%
Total assets€2.2mwithin the sector's middle half▼ 29.5%€2.2mwithin the sector's middle half▼ 2.0%€2.3mwithin the sector's middle half▲ 4.9%€2.5mwithin the sector's middle half▲ 10.4%€2.5mwithin the sector's middle half▼ 1.1%
Debt€653,453▼ 59.3%€584,294▼ 10.6%€669,899▲ 14.7%€988,968▲ 47.6%€978,010▼ 1.1%
Working capital-€148,714below the sector's middle half-€142,647within the sector's middle half▲ 4.1%-€280,405below the sector's middle half▼ 96.6%-€244,840below the sector's middle half▲ 12.7%-€439,491below the sector's middle half▼ 79.5%
Solvency70.2%above the sector's middle half▲ 21.8pp72.8%above the sector's middle half▲ 2.6pp70.3%above the sector's middle half▼ 2.5pp60.3%within the sector's middle half▼ 10.0pp60.3%within the sector's middle half=
Current ratio0.03below the sector's middle half▼ 2.850.04below the sector's middle half▲ 0.020.03below the sector's middle half▼ 0.010.05below the sector's middle half▲ 0.020.02below the sector's middle half▼ 0.03
Return on assets (ROA)1.4%within the sector's middle half▲ 2.5pp1.2%within the sector's middle half▼ 0.2pp0.8%within the sector's middle half▼ 0.4pp-3.4%below the sector's middle half▼ 4.2pp-0.7%within the sector's middle half▲ 2.7pp
Staff (FTE)1within the sector's middle half1within the sector's middle half=
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2021: €61,872€61,872Net result 2021: €31,681€31,681Operating result 2022: €39,215€39,215Net result 2022: €26,134€26,134Operating result 2023: €33,011€33,011Net result 2023: €18,792€18,792Operating result 2024: -€42,760-€42,760Net result 2024: -€84,033-€84,033Operating result 2025: -€15,025-€15,025Net result 2025: -€16,992-€16,99220212022202320242025-€100,000-€50,000€0€50,000Operating result 2023: €33,011€33,000Net result 2023: €18,792€18,800Operating result 2024: -€42,760-€42,800Net result 2024: -€84,033-€84,000Operating result 2025: -€15,025-€15,000Net result 2025: -€16,992-€17,000202320242025
The operating result stays negative: a loss of €15,025 in 2025 against €42,760 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.5m
Fixed assets €2.5m ▼ 0.9%
Current assets €7,499 ▼ 38.3%
Equity and liabilities €2.5m
Equity €1.5m ▼ 1.1%
Debt €978,010 ▼ 1.1%
Debt's share of the balance-sheet total stays at 39.7%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€59,969▼
2024 · €65,727
Cash flow
€58,001▲
2024 · €24,455
Debt to equity
0.66=
2024 · 0.66
ROE
-1.1%▲
2024 · -5.6%
Interest coverage
5.08▼
2024 · 6.56
Debt ≤ 1 year
€446,990▲
2024 · €257,002
Debt > 1 year
€526,480▼
2024 · €727,915
Income taxes
€157▲
2024 · €147
Staff costs
€47,137▲
2024 · €34,775
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.5m€2.5m▼
Fixed assets21/28€2.5m€2.5m▼
Intangible fixed assets21€825€412▼
Tangible fixed assets22/27€2.0m€2.0m▼
Land and buildings22€2.0m€1.9m▼
Plant, machinery and equipment23€57,437€75,261▲
Furniture and vehicles24€3,728€2,449▼
Financial fixed assets28€443,600€443,600=
Current assets29/58€12,162€7,499▼
Amounts receivable within one year40/41€5,853€4,470▼
Trade receivables40-€1,627
Other amounts receivable41€5,853€2,843▼
Cash at bank and in hand54/58€2,690€2,078▼
Deferred charges and accrued income490/1€3,619€951▼
Equity and liabilities
Total equity and liabilities10/49€2.5m€2.5m▼
Equity10/15€1.5m€1.5m▼
Contributions10/11€1.5m€1.5m=
Profit (loss) carried forward14€1,028-€15,965▼
Amounts payable17/49€988,968€978,010▼
Amounts payable after more than one year17€727,915€526,480▼
Financial debts170/4€17,815€1,380▼
Other amounts payable178/9€710,100€525,100▼
Amounts payable within one year42/48€257,002€446,990▲
Current portion of amounts payable after more than one year42€43,641€16,435▼
Trade debts44€11,590€15,962▲
Suppliers440/4€11,590€15,962▲
Taxes, remuneration and social security45€9,208€8,697▼
Taxes450/3€2,307-
Remuneration and social security454/9€6,901€8,697▲
Other amounts payable47/48€192,563€405,896▲
Accrued charges and deferred income492/3€4,050€4,539▲
Income statement Code20242025
Remuneration, social security and pensions62€34,775€47,137▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€108,488€74,994▼
Other operating charges640/8€12,766€9,889▼
Gross operating margin9900€113,268€116,995▲
Operating profit (loss)9901-€42,760-€15,025▲
Financial income75/76B-€10,000
Recurring financial income75-€10,000
Financial charges65/66B€41,125€11,811▼
Recurring financial charges65€10,025€11,811▲
Non-recurring financial charges66B€31,100-
Profit (loss) for the period before taxes9903-€83,886-€16,835▲
Income taxes67/77€147€157▲
Profit (loss) for the period9904-€84,033-€16,992▲
Profit (loss) for the period to be appropriated9905-€84,033-€16,992▲
Appropriation of the result
Profit (loss) to be appropriated9906€1,028-€15,965▼
Profit (loss) brought forward from the previous period14P€85,060€1,028▼
Social balance
Average headcount (FTE)90871.01.0=

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62---€34,775€47,137▲ 35.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73,661€71,513€69,610€108,488€74,994▼ 30.9%
Other operating charges640/8-€13,171€12,570€12,766€9,889▼ 22.5%
Gross operating margin9900€165,322€123,899€115,191€113,268€116,995▲ 3.3%
Operating profit (loss)9901€61,872€39,215€33,011-€42,760-€15,025▲ 64.9%
Financial income75/76B-€1,626--€10,000-
Recurring financial income75-€1,626--€10,000-
Financial charges65/66B-€5,023€6,895€41,125€11,811▼ 71.3%
Recurring financial charges65€27,354€5,023€6,895€10,025€11,811▲ 17.8%
Non-recurring financial charges66B---€31,100--
Profit (loss) for the period before taxes9903€34,518€35,818€26,116-€83,886-€16,835▲ 79.9%
Income taxes67/77€2,837€9,684€7,323€147€157▲ 6.8%
Profit (loss) for the period9904€31,681€26,134€18,792-€84,033-€16,992▲ 79.8%
Profit (loss) for the period to be appropriated9905€31,681€26,134€18,792-€84,033-€16,992▲ 79.8%
Line20212022202320242025Change
Assets
Total assets20/58€2.2m€2.2m€2.3m€2.5m€2.5m▼ 1.1%
Fixed assets21/28€2.2m€2.1m€2.2m€2.5m€2.5m▼ 0.9%
Intangible fixed assets21€2,062€1,649€1,237€825€412▼ 50.0%
Tangible fixed assets22/27€1.9m€1.9m€1.8m€2.0m€2.0m▼ 1.1%
Land and buildings22-€1.8m€1.8m€2.0m€1.9m▼ 2.0%
Plant, machinery and equipment23-€45,346€42,982€57,437€75,261▲ 31.0%
Furniture and vehicles24-€1,740-€3,728€2,449▼ 34.3%
Financial fixed assets28€262,200€262,200€432,200€443,600€443,600=
Current assets29/58€3,815€5,963€8,087€12,162€7,499▼ 38.3%
Amounts receivable within one year40/41-€1,372€4,002€5,853€4,470▼ 23.6%
Trade receivables40----€1,627-
Other amounts receivable41-€1,372€4,002€5,853€2,843▼ 51.4%
Cash at bank and in hand54/58€1,635€227€860€2,690€2,078▼ 22.7%
Deferred charges and accrued income490/1-€4,364€3,225€3,619€951▼ 73.7%
Equity and liabilities
Total equity and liabilities10/49€2.2m€2.2m€2.3m€2.5m€2.5m▼ 1.1%
Equity10/15€1.5m€1.6m€1.6m€1.5m€1.5m▼ 1.1%
Contributions10/11-€1.5m€1.5m€1.5m€1.5m=
Profit (loss) carried forward14€40,134€66,268€85,060€1,028-€15,965▼ 1,653%
Amounts payable17/49€653,453€584,294€669,899€988,968€978,010▼ 1.1%
Amounts payable after more than one year17€495,079€431,237€375,556€727,915€526,480▼ 27.7%
Financial debts170/4-€135,637€61,456€17,815€1,380▼ 92.3%
Other amounts payable178/9-€295,600€314,100€710,100€525,100▼ 26.1%
Amounts payable within one year42/48€152,530€148,610€288,492€257,002€446,990▲ 73.9%
Current portion of amounts payable after more than one year42-€139,195€74,181€43,641€16,435▼ 62.3%
Trade debts44€3,248€3,165€9,740€11,590€15,962▲ 37.7%
Suppliers440/4-€3,165€9,740€11,590€15,962▲ 37.7%
Taxes, remuneration and social security45-€2,307€2,307€9,208€8,697▼ 5.6%
Taxes450/3-€2,307€2,307€2,307--
Remuneration and social security454/9---€6,901€8,697▲ 26.0%
Other amounts payable47/48-€3,943€202,264€192,563€405,896▲ 111%
Accrued charges and deferred income492/3-€4,447€5,851€4,050€4,539▲ 12.1%
Line20212022202320242025Change
Profit (loss) for the period9904€31,681€26,134€18,792-€84,033-€16,992▲ 79.8%
+ Depreciation and write-downs630€73,661€71,513€69,610€108,488€74,994▼ 30.9%
Operating cash flow (approximation)€105,342€97,647€88,402€24,455€58,001▲ 137%
Investment in fixed assets (approximation)--€26,341-€171,884-€339,448-€51,706▲ 84.8%
Change in cash--€1,409€633€1,830-€612▼ 133%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
19-12
NBB filing Annual accounts filed
fiscal year 2025 · full schema
17-01
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial Weakest financial yearnet -€84,033
Net result drops to -€84,033, the lowest in the series; recovery starts the following year.
18-01
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
28-01
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial Back to profitnet €31,681
Net result €31,681 after 2 loss-making years.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial Liquidity times 5current ratio 2.87
Current ratio from 0.55 to 2.87; short-term debt falls from €203,929 to €198,436.
30-06
Financial Equity above €1mEq €1.5m ▲90.7%
Equity rises from €791,052 to €1.5m.
12-02
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 12 days late
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
04-01
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
16-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts

We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 12 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 1999
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place Jean Vanderbecken 141332 Rixensart
Ground area
1,678 m²
Building footprint
184 m²
Volume, LiDAR
837 m³
Parcel 25051D0090/00F000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PMI Properties
Rue de la Lasne 68, 1380 LasneReal estate activities
since 19992.077.982.696
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25051D0090/00F000 Wallonia 1,678 m² 1 · 184 m² 6.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

3 holdings

Owners 0

The accounts to 30-06-2025 list no shareholders, and no other source names one.

Holdings 3

According to the annual accounts to 30-06-2025 of PMI PROPERTIES and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 3,759 companies in this sector we hold annual accounts for 1,393. 716 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded02-08-1996
Fiscal year end30-06
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
Contact
E-mail eguns.gestion@gmail.com
Phone 0496600760
E-mail pmi.sa@outlook.comLasne
E-invoicing
Reachable via Peppol
Peppol ID 0208:0458598776
Also 9925:BE0458598776
Registered 08-07-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.