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PME PREMIUM

Bankruptcy
Private limited company (pre-2019)founded 2011Place Saint-Pierre(TOU) 13, 7500 Tournai, BelgiumKBO/BCE: BE 0832.496.362

The KBO register records for PME PREMIUM the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2017 annual accounts show equity of €94k and a net result of €19k.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy (code 050). This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2017 was due by 31-07-2018 and was filed on 02-07-2018, 29 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2017, full schema

Turnover
€215k▼ 62.2%
2016 · €569k
2013: €1.16M 2014: €222k 2015: €298k 2016: €569k
2013 → 2017
EBIT margin
9.4%▼ 0.7pp
2016 · 10.1%
2013: 1.1% 2014: 4.2% 2015: 9.5% 2016: 10.1%
2013 → 2017
Net result
€19k▼ 20.6%
2016 · €24k
2013: €6k 2014: €6k 2015: €15k 2016: €24k
2013 → 2017
Working capital
€57k
2016 · €-45k
2013: €7k 2014: €118k 2015: €-106k 2016: €-45k
2013 → 2017
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20132014201520162017Trend
Turnover€1.16M-€222k▼ 80.8%€298k▲ 34.5%€569k▲ 90.8%€215k▼ 62.2%
Equity€30k-€36k▲ 20.3%€51k▲ 42.0%€75k▲ 46.5%€94k▲ 25.2%
Operating result€12k-€9k▼ 25.0%€28k▲ 205%€57k▲ 103%€20k▼ 64.6%
Net result€6k-€6k▲ 7.6%€15k▲ 149%€24k▲ 57.3%€19k▼ 20.6%
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2013: €12k€12kNet result 2013: €6k€6kOperating result 2014: €9k€9kNet result 2014: €6k€6kOperating result 2015: €28k€28kNet result 2015: €15k€15kOperating result 2016: €57k€57kNet result 2016: €24k€24kOperating result 2017: €20k€20kNet result 2017: €19k€19k20132014201520162017
The operating result falls in 2017; 2017 is 65% below 2016.
Balance-sheet composition
2017 in colour, 2016 as the grey bar beneath
Assets €286k
Fixed assets €169k▼ 50.0%
Current assets €117k▲ 5.4%
Equity and liabilities €286k
Equity €94k▲ 25.2%
Debt €192k▼ 48.6%
The debt ratio falls from 83.3% to 67.2%: equity grows while debt is paid down.
Key figures and ratios
2017 value · change against 2016
Solvency
32.8%
2016 · 16.7%
Current ratio
1.95
2016 · 0.71
Quick ratio
1.89
2016 · 0.66
Debt / equity
1.41
2016 · 2.90
ROE
20.1%
2016 · 31.7%
ROA
6.6%
2016 · 5.3%
Debt
€192k
2016 · €374k
Debt ≤ 1 year
€60k
2016 · €157k
Debt > 1 year
€132k
2016 · €218k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2017 against 2016
Balance sheet Code20162017
Assets
Total assets20/58€449k€286k
Fixed assets21/28€338k€169k
Tangible fixed assets22/27€338k€169k
Current assets29/58€111k€117k
Stocks and contracts in progress3€8k€4k
Amounts receivable within one year40/41€65k€110k
Cash at bank and in hand54/58€38k€3k
Equity and liabilities
Total equity and liabilities10/49€449k€286k
Equity10/15€75k€94k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Profit (loss) carried forward14€54k€73k
Amounts payable17/49€374k€192k
Amounts payable after more than one year17€218k€132k
Amounts payable within one year42/48€157k€60k
Trade debts44€3k€3k
Income statement Code20162017
Turnover70€569k€215k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€275-
Gross operating margin9900€58k€24k
Operating profit (loss)9901€57k€20k
Recurring financial income75€697€481
Recurring financial charges65€36k€2k
Profit (loss) for the period before taxes9903€22k€19k
Income taxes67/77€-2k-
Profit (loss) for the period9904€24k€19k
Profit (loss) for the period to be appropriated9905€24k€19k

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Timeline · acts, filings and financial milestones

2018
02-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
31-12
Financial Liquidity triplescurrent ratio 1.95
Current ratio from 0.71 to 1.95; short-term debt falls from €157k to €60k.
01-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
31-12
Financial Highest result since 2013net €24k ▲57.3%
Operating result €57k, net result €24k, both a record.
05-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 5 days late
2015
24-08
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 24 days late
2014
31-12
Financial Liquidity doublescurrent ratio 2.52
Current ratio from 1.14 to 2.52.
31-07
NBB filing Annual accounts filed
fiscal year 2013 · full schema
2013
20-08
NBB filing Annual accounts filed
fiscal year 2012 · full schema · 20 days late
2012
29-08
NBB filing Annual accounts filed
fiscal year 2011 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2011
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place Saint-Pierre(TOU) 137500 Tournai
Ground area
201 m²
Building footprint
237 m²
Volume, LiDAR
2,968 m³
Parcel 57081F0372/00H000, Wallonia · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Golden Home
Place Saint-Pierre(TOU) 13, 7500 TournaiAgents in the wholesale of timber and building materials
since 20112.197.679.708
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57081F0372/00H000indicative
ProtectedArchitectural ensemble
Wallonia 201 m² 1 · 237 m² 14.5 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 732 companies in sector 46820 we hold annual accounts for 387. 177 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded05-01-2011
Fiscal year end31-12
Activities, NACEBEL
46820Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.