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D. en V.

Active
Private limited company (pre-2019)founded 1997active for 29 yearsDoornikserijksweg(Koo) 392, 8510 Kortrijk, BelgiumKBO/BCE: BE 0460.465.928
Summary

The computed 12-month bankruptcy probability of D. en V. is 5.1% (elevated). The 2024 annual accounts show negative equity (-€313,054) and a net result of €10,814. Equity is growing by about 2.7% per year across the filed financial years. Its solvency ranks better than 10% of 15,442 sector peers (NACE 46, financial year 2024). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
D. en V.ActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Activity
Wholesale trade
NACE 46820
2 sites
Size
≈ €220,000turnover 2024, estimated
Equity
-€313,054
Profit
€10,814
Turnover estimated from the gross margin
Financial health
36 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.1%
Structure
2025 accounts not filed, 122 days past the deadline1 deed in the Belgian Official Gazette
Why 36raises riskFigures for financial year 2024 (filed 22-07-2025)Liquidity: current ratio 0.59, cash €0, halvedlowers riskFounded in 1997Size: total assets €450,497Show the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 21% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Weak
Solvency 0=
equity -69.5% of total assets
Liquidity 0=
short-term debt 169.5% · cash 0.0%
Profitability 32-48
return on assets 2.4%
Bankruptcy probability, 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.4%▼ -0.1 percentage points vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025lowest value 06-2025: 1.6%▲ +0.2 percentage points vs 05-2025 07-2025: 2.1%▲ +0.5 percentage points vs 06-2025 08-2025: 1.8%▼ -0.3 percentage points vs 07-2025 09-2025: 1.8%● unchanged vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.7%▼ -0.1 percentage points vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.6%▼ -0.1 percentage points vs 04-2026 06-2026: 1.9%▲ +0.3 percentage points vs 05-2026 07-2026: 2.6%▲ +0.7 percentage points vs 06-2026 08-2026: 2.9%▲ +0.3 percentage points vs 07-2026 09-2026: 3.8%▲ +0.9 percentage points vs 08-2026 10-2026: 5.1%▲ +1.3 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.59, compared with 0.55 in 2023, below 1; short-term debt: 169.5% and cash: 0% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 1% on liquidity, 27% on profitability and 51% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 22-07-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.59, cash €0, halved
NBB · annual accounts
lowers risk · Founded in 1997
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €450,497
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 15442 sector peers (2024).
NBB · sector comparison
Position among 15442 sector peers
Solvency
better than 10%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 30-11-2025 was due at the National Bank by 30-06-2026. Nothing is on record, 122 days later.
NBB · 10 filings
Position against the passed deadline
30-11-2025 year end30-06-2026 deadline30-10-2026 today
raises risk · 2024 accounts filed 22 days late
The financial year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 22-07-2025, 22 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
22 days late
2023
23 days late
2022
243 days late
2021
29 days late
2020
1 day early
2019
44 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 60 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Annual accounts filedfinancial year 2022 · micro…

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€313,054 View
  • Risk: 2025 accounts not fileddeadline was 30-06-2026 122 days past the deadline View
  • Caution: Among the weakest 5% on equitysector median €56,385 · 15,477 companies -€313,054 View

By topic

Financials

Financial year
2024
Total assets
€450,497
Profit
€10,814
Solvency
-69.5%
Total assets▲ 14.3%
Net result
20182024
Go to Financials

Timeline

Events
29
Since
1999
  1. 30-11-2023Highest result from 2018 to 2024
  2. 30-11-2022Back to profit
  3. 29-07-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company (pre-2019)
Activity
Wholesale tradeNACE 46820
Founded
11-04-1997
Year ends
30-11
Peppol
Reachable for e-invoices
Go to Company details

Key facts about D. en V.

What is the company number of D. en V.?
0460.465.928. In Belgium the VAT number is the company number with BE in front: BE 0460.465.928.
Where is D. en V. based?
The registered office is at Doornikserijksweg(Koo) 392, 8510 Kortrijk.Company details
What does D. en V. do?
According to the KBO register, the main activity is wholesale trade (NACE 46820).
What is the legal form of D. en V.?
Private limited company (pre-2019) (BVBA).
When was D. en V. founded?
On 11-04-1997.
Is D. en V. still active?
Yes, D. en V. is an active enterprise in the KBO register.
What is the turnover of D. en V.?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is D. en V. profitable?
In financial year 2024, D. en V. made a profit of €10,814.
Where can I find the annual accounts of D. en V.?
D. en V. filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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