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Complete company report
Generated 14-07-2026
Active BE 0798.235.962Private limited company

PME CONSTRUCT

Tramstraat 15 ·1932 Zaventem, Belgium· 3 yrs active
Sector: Construction of buildings (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of PME CONSTRUCT is 2.5% (moderate). The 2025 annual accounts show equity of €16k and a net result of €13k. Its solvency ranks better than 60% of 106 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €16k
Net result €13k
Better than sector 60%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health89Profitability100Solvency64Growth78Stability94
85 / 100

Exceptional profile, strong across almost every axis.

Health 89
Profitability 100
Solvency 64
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
89 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 12-12-2025 with the NBB · fiscal year 2025 · verkort
€0€50k€100kRevenue 2024: €109k€109kOperating result 2024: €3k€3kNet result 2024: €2k€2kOperating result 2025: €17k€17kNet result 2025: €13k€13k20242025
RevenueOperating resultNet result
Sector comparison
Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 35.3% 25.6%
better than 60% of 106 sector peers
Net result €13k €22k
better than 43% of 106 sector peers
Equity €16k €81k
better than 20% of 106 sector peers
Gross operating margin €22k €80k
better than 25% of 106 sector peers
Total assets €45k €340k
better than 8% of 106 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€109k
- 24-25
EBITDA
€21k
+301.3% +33% vs sector
Net profit
€13k
+623.3% far above sector median
Cash flow
€17k
+337.8% far above sector median
Total assets
€45k
-21.3% -90% vs sector
Equity
€16k
+570.3% -86% vs sector
Working capital
€11k
- -47% vs sector
Income taxes
€4k
+615.2% +58% vs sector
Debt
€29k
-46.9% -90% vs sector
Debt ≤ 1y
€29k
-46.9% -88% vs sector
Current ratio
1.36
+55.0% -4% vs sector
Quick ratio
1.36
+55.0% -4% vs sector
Solvency
35.3%
+752.0% +12% vs sector
Debt / equity
1.83
-92.1% -15% vs sector
ROE
85.1%
+7.9% far above sector median
ROA
30.0%
+819.3% far above sector median
Net margin
1.7%
- 24-25
EBITDA margin
4.8%
- 24-25
Interest coverage
556.75
+8058.2% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€21k
Net profit€13k
Cash flow€17k
Staff costs-
Income taxes€4k
Dividends-
Total assets€45k
Equity€16k
Debt€29k
of which ≤ 1y€29k
of which > 1y-
Working capital€11k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.36
Quick ratio1.36
Working capital ratio23.5%
Solvency35.3%
Debt / equity1.83
Long-term debt ratio-
Interest coverage556.75
Gross margin-
Net margin-
ROA30.0%
ROE85.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€45k
Fixed assets 21/28€5k
Tangible fixed assets 22/27€5k
Current assets 29/58€40k
Amounts receivable within one year 40/41€39k
Cash & bank 54/58€558
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€45k
Equity 10/15€16k
Contributions / capital 10/11€500
Accumulated profits (losses) 14€15k
Amounts payable 17/49€29k
Amounts payable within one year 42/48€29k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€22k
Operating result 9901€17k
Financial charges 65€37
Result before taxes 9903€17k
Income taxes 67/77€4k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Construction of buildings(41001)
Legal form Private limited company(610)
Incorporation08-02-2023
StatusActive
Postal code1932
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23078C0105/00Z005 Flanders 991 m² 1 · 150 m² 14.0 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
12-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2024
05-10-2024
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2023
23-11-2023
State Gazette act Director changes
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
23-11-2023 4 directors appointed, 1 resigning Director changes
  • PETRE MARIA, Bestuurder
  • PINTILIE COSTEL, Bestuurder
  • PETREA VASILE, Bestuurder
  • BABES DUMITRU STEFAN, Bestuurder
  • PETREA CONSTANTIN VASILE, Bestuurder
Technical details 
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    {
      "kind": "director_out",
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-11-10",
      "evidence_quote": "De Buitengewone Algemene Vergadering neemt kennis van het ontslag van de meneer PETREA CONSTANTIN VASILE als manager op 10/11/2023.",
      "decharge_status": null,
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      "effective_date": "2023-11-10",
      "evidence_quote": "Mevr. PETRE MARIA aanvaardt en wordt benoemd tot bestuurder.",
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    },
    {
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    },
    {
      "kind": "director_in",
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      "person": {
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        "name": "BABES DUMITRU STEFAN",
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  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-11-23",
    "filing_date": "2023-11-14",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-11-10",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0798.235.962",
    "name_full": "PME CONSTRUC\u0422",
    "legal_form": "BV"
  },
  "publication_proxy": {
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201
Primary activity highlighted.
Names & trade names
Legal nameNL PME CONSTRUCT
Registered office
Tramstraat 15 bus 2
1932 Zaventem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative