PMD
ActiveSummary
PMD has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €-60k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-95
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
short-term debt: 0.5% and cash: 1.6% of total assets, and 0.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.2%
Return on assets
-38.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
28 d early
2023
21 d early
2022
21 d early
2021
on the day
2020
4 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▼ 27.9%
2024 · €216k
Total assets
€157k▼ 31.4%
2024 · €229k
Net result
€-60k
2024 · €49k
Working capital
€146k▼ 28.5%
2024 · €204k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-5k▼ 2,237%€-8k▼ 61.1%€3k€59k▲ 2,137%€-64k
Net result€985▼ 83.3%€-3k€5k€49k▲ 954%€-60k
Equity€166k▲ 0.6%€163k▼ 2.0%€167k▲ 2.8%€216k▲ 29.1%€156k▼ 27.9%
Total assets€192k▲ 0.2%€189k▼ 1.4%€202k▲ 6.5%€229k▲ 13.5%€157k▼ 31.4%
Debt€26k▼ 2.4%€27k▲ 2.7%€34k▲ 28.7%€13k▼ 62.5%€1k▼ 90.7%
Working capital€135k▲ 2.3%€137k▲ 1.2%€148k▲ 8.3%€204k▲ 37.3%€146k▼ 28.5%
Staff (FTE)0.1▼ 90.0%11=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €64k after €59k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€11k ▼ 14.3%
Current assets
€146k ▼ 32.4%
Equity and liabilities €157k
Equity
€156k ▼ 27.9%
Debt
€1k ▼ 90.7%
Debt's share of the balance-sheet total falls from 5.6% to 0.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-62k▼
2024 · €65k
Cash flow
€-58k▼
2024 · €55k
Debt to equity
0.01▼
2024 · 0.06
ROE
-38.6%▼
2024 · 22.5%
ROA
-38.3%▼
2024 · 21.3%
Interest coverage
-45.31▼
2024 · 11.53
Debt ≤ 1 year
€802▼
2024 · €13k
Income taxes
€353▼
2024 · €19k
Staff costs
€18k▼
2024 · €23k
A ratio outside any meaningful range has been withheld (balance sheet total €157k, equity €156k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €40k | - | - |
| Remuneration, social security and pensions62 | - | €20k | €23k | €23k | €18k | ▼ 22.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €9k | €7k | €6k | €3k | ▼ 57.9% |
| Other operating charges640/8 | - | €2k | €2k | €2k | €2k | ▼ 27.3% |
| Non-recurring operating charges66A | - | - | €76 | - | - | - |
| Gross operating margin9900 | €26k | €23k | €35k | €90k | €-43k | ▼ 147% |
| Operating profit (loss)9901 | €-5k | €-8k | €3k | €59k | €-64k | ▼ 210% |
| Financial income75/76B | - | €6k | €7k | €15k | €6k | ▼ 58.7% |
| Recurring financial income75 | €10k | €6k | €7k | €5k | €6k | ▲ 14.9% |
| Non-recurring financial income76B | - | - | - | €9k | - | - |
| Financial charges65/66B | - | €963 | €3k | €6k | €1k | ▼ 75.8% |
| Recurring financial charges65 | €1k | €963 | €3k | €6k | €1k | ▼ 75.8% |
| Profit (loss) for the period before taxes9903 | €3k | €-3k | €6k | €68k | €-60k | ▼ 189% |
| Income taxes67/77 | €2k | €279 | €2k | €19k | €353 | ▼ 98.1% |
| Profit (loss) for the period9904 | €985 | €-3k | €5k | €49k | €-60k | ▼ 224% |
| Profit (loss) for the period to be appropriated9905 | €8k | €-3k | €5k | €49k | €-60k | ▼ 224% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €192k | €189k | €202k | €229k | €157k | ▼ 31.4% |
| Fixed assets21/28 | €31k | €26k | €20k | €13k | €11k | ▼ 14.3% |
| Tangible fixed assets22/27 | €31k | €26k | €20k | €13k | €11k | ▼ 14.4% |
| Land and buildings22 | - | €22k | €16k | €11k | €10k | ▼ 14.1% |
| Furniture and vehicles24 | - | €1k | €700 | - | €656 | - |
| Other tangible fixed assets26 | - | €3k | €2k | €1k | €580 | ▼ 60.8% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €161k | €163k | €182k | €216k | €146k | ▼ 32.4% |
| Stocks and contracts in progress3 | €27k | €28k | €24k | - | - | - |
| Stocks30/36 | - | €28k | €24k | - | - | - |
| Amounts receivable within one year40/41 | €104k | €103k | €105k | €104k | €98k | ▼ 5.5% |
| Trade receivables40 | - | €9k | €8k | €5k | €3k | ▼ 43.9% |
| Other amounts receivable41 | - | €94k | €98k | €99k | €95k | ▼ 3.6% |
| Current investments50/53 | - | - | - | €45k | €45k | = |
| Cash at bank and in hand54/58 | €28k | €32k | €52k | €67k | €2k | ▼ 96.3% |
| Deferred charges and accrued income490/1 | - | €850 | €807 | €821 | €949 | ▲ 15.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €192k | €189k | €202k | €229k | €157k | ▼ 31.4% |
| Equity10/15 | €166k | €163k | €167k | €216k | €156k | ▼ 27.9% |
| Contributions10/11 | - | €6k | €6k | €8k | €8k | = |
| Reserves13 | €10k | €10k | €14k | €61k | €61k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €8k | €12k | €61k | €61k | = |
| Profit (loss) carried forward14 | €150k | €147k | €147k | €147k | €87k | ▼ 41.0% |
| Amounts payable17/49 | €26k | €27k | €34k | €13k | €1k | ▼ 90.7% |
| Amounts payable after more than one year17 | €254 | - | - | - | - | - |
| Amounts payable within one year42/48 | €26k | €26k | €34k | €13k | €802 | ▼ 93.8% |
| Current portion of amounts payable after more than one year42 | - | €254 | - | - | - | - |
| Trade debts44 | €16k | €19k | €27k | €3k | €281 | ▼ 90.3% |
| Suppliers440/4 | - | €19k | €27k | €3k | €281 | ▼ 90.3% |
| Taxes, remuneration and social security45 | - | €7k | €7k | €10k | €521 | ▼ 94.8% |
| Taxes450/3 | - | €4k | €4k | €5k | €353 | ▼ 93.1% |
| Remuneration and social security454/9 | - | €3k | €3k | €5k | €168 | ▼ 96.5% |
| Accrued charges and deferred income492/3 | - | €348 | €384 | - | €400 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €985 | €-3k | €5k | €49k | €-60k | ▼ 224% |
| + Depreciation and write-downs630 | €10k | €9k | €7k | €6k | €3k | ▼ 57.9% |
| Operating cash flow (approximation) | €11k | €6k | €11k | €55k | €-58k | ▼ 205% |
| Investment in fixed assets (approximation) | - | €-4k | €0 | €700 | €-805 | ▼ 215% |
| Change in cash | - | €3k | €20k | €15k | €-65k | ▼ 519% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
State Gazette act
Appointment: De Neef Marie-Agnès (director)Reappointment: Moncousin Patrick (director)3 facts ▸
State Gazette act
Appointment: De Neef Marie-Agnès (director)
Reappointment: Moncousin Patrick (director)3 facts ▸
- General meeting, 10/03/2026
- Director appointment, De Neef Marie-Agnès (director)
- Director reappointment, Moncousin Patrick (director)
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-60k
Net result drops to €-60k, the lowest in the series.
30-06
Financial
Liquidity times 11current ratio 182.52
Current ratio from 16.82 to 182.52; short-term debt falls from €13k to €802.
03-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €49k ▲954%
Operating result €59k, net result €49k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 16.82
Current ratio from 5.37 to 16.82; short-term debt falls from €34k to €13k.
30-06
Financial
Equity above €200kEq €216k ▲29.1%
2 profitable years in a row build equity to €216k.
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Show earlier events
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
De Neef Marie-Agnès
CurrentDirector · since 10-03-2026
Moncousin Patrick
CurrentDirector
10-03-2026
De Neef Marie-Agnès: Appointed as Director
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2005
Ground area
1,541 m²
Building footprint
219 m²
Volume, LiDAR
1,263 m³
Parcel 56078B0315/00B000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Librairie des Trieux
since 20052.146.655.827
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56078B0315/00B000 | Wallonia | 1,541 m² | 1 · 219 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
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Of 2,342 companies in sector 47621 we hold annual accounts for 1,244. 1,050 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-03-2005
Fiscal year end30-06
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
Contact
E-mail
patrick.moncousin@skynet.beThuin
Phone
+32475915387Thuin
Scores and ratios are computed by Checked and are not a credit decision.