Result
-€60,220 -€60,220
From profit to loss in 2025, after a profit of €48,746 in 2024.
PMD
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006peak €89,953 (2024)
-€42,541▼ €132,494
lowest -€60,220 (2025)
-€60,220▼ €108,967
peak €216,180 (2024)
€155,959▼ 27.9%
€1,201▼ 90.7%
peak 1.1 FTE (2018)
-not published
Board3 names since 2005
2 directorsDeneef Marie-Agnès and 1 other
Documentsfilings and deeds
07-01-202624 days before the deadline
2025micro format
Gross margin from €89,953 to -€42,541Loss of €60,220Resignation: De Neef Marie-Agnès (director) 14-05Equity from €216,180 to €155,959Debts from €12,865 to €1,201Cash from €67,030 to €2,494
Key points
from the 2025 annual accountsFilings
20 annual accounts since 2006
The last five annual accounts were filed 0 to 28 days before the end of the period.
Position in the sector
-€60,220
Lower net result than 95% of companies in retail trade. Sector median €5,052 · 22,900 companies.
Turnover not published (micro format)
Checked score
63
Healthy
Financially stronger than 43% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.3%▲ +0.1 percentage points vs 12-2024
02-2025: 0.2%▼ -0.1 percentage points vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 1.4%▲ +1.2 percentage points vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.4%● unchanged vs 04-2026
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.4%● unchanged vs 06-2026
08-2026: 1.4%● unchanged vs 07-2026
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 1.6%▲ +0.2 percentage points vs 09-2026highest value
11-2026: 1.5%▼ -0.1 percentage points vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Loss of €60,220 (financial year 2025)
lowers risk
Equity €155,959 (99.2% of total assets)
Founded in 2005
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 57% on liquidity, 6% on profitability and 17% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as PMD has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PMD itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for PMD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Short-term debt is 0.5% and cash 1.6% of total assets. 0.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 days early
2024
28 days early
2023
21 days early
2022
21 days early
2021
on the day
2020
4 days early
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 10 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Resignation: Moncousin Patrick (director)
General meeting of 30-06-2026 · Gazette deed
Appointment: De Neef Marie-Agnès (director)
General meeting of 10-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0872741761
Resignation: De Neef Marie-Agnès (director)
Appointment: Moncousin Patrick (director) · General meeting of 28-04-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PMD Thuin | €157,161 | -€42,541 | 99.2% | - |
| LAURIA Wemmel | €174,848 | -€17,081 | 49.8% | - |
| Jona Oudenaarde | €151,857 | -€13,547 | 68.3% | - |
| LANDRADA Heusden-Zolder | €186,711 | -€4,616 | 64.8% | - |
| READ ALL Vilvoorde | €126,654 | -€29,687 | 89.1% | - |
| LIBBURO Anderlecht | €131,708 | -€7,524 | 9.2% | - |
| DEMER Bilzen-Hoeselt | €129,454 | -€1,316 | 94.4% | - |
These companies have the same main activity as PMD: retail sale of newspapers and periodicals (NACE 47621). They are comparable in size and age: total assets between €127,000 and €187,000, founded between 2003 and 2008.
Official details
Source: KBO- Status
- Active since 24-03-2005Normal situation
- Activity
- Retail sale of newspapers and periodicalsNACE 47621
- Establishment unit
- 2.146.655.8276530 Thuin, since 01-04-2005
- Financial year end
- 30 June
- Peppol
- Reachable since 10-11-2025
Annual accounts to 30-06-2025
- €157,161▼ 31.4%
- ≈ 0.6 FTEestimated
- Filing
- Filed on 07-01-2026, 24 days before the end of the filing period
Insights on PMD
PMD files the micro format. That format states no turnover. The gross margin fell from €59,417 in 2007 to -€42,541 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PMD
- What is the company number of PMD?
- The company number of PMD is 0872.741.761. The VAT number is the same number with BE in front: BE 0872.741.761.
- Where is PMD based?
- The registered office is at Rue du Chêne 58, 6530 Thuin.Company details
- What does PMD do?
- According to the KBO register, the main activity is retail sale of newspapers and periodicals (NACE 47621).
- What is the legal form of PMD?
- PMD is a private limited company (BV).
- When was PMD founded?
- PMD was founded on 24-03-2005.
- Is PMD still active?
- Yes, PMD is an active enterprise in the KBO register.
- How many employees does PMD have?
- PMD had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of PMD?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
- Is PMD profitable?
- In financial year 2025, PMD made a loss of €60,220.
- Where can I find the annual accounts of PMD?
- PMD filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PMD due?
- PMD must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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