Jona
ActiveJona has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €-30k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 78% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency93▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.67 in 2024; short-term debt: 31.7% and cash: 33.2% of total assets), and 31.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.3%
Return on assets
-19.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
6 d early
2023
55 d late
2022
149 d late
2021
127 d late
2020
153 d late
2019
125 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▼ 22.4%
2024 · €134k
2018: €26k
2019: €42k
2020: €72k
2021: €71k
2022: €74k
2023: €59k
2024: €134k
2018 → 2025
Total assets
€152k▼ 25.2%
2024 · €203k
2018: €246k
2019: €234k
2020: €240k
2021: €215k
2022: €218k
2023: €176k
2024: €203k
2018 → 2025
Net result
€-30k
2024 · €75k
2018: €11k
2019: €16k
2020: €30k
2021: €-1k
2022: €3k
2023: €-15k
2024: €75k
2018 → 2025
Working capital
€59k▼ 48.9%
2024 · €115k
2018: €4k
2019: €16k
2020: €38k
2021: €34k
2022: €31k
2023: €13k
2024: €115k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€74k▲ 3.9%€59k▼ 19.8%€134k▲ 126%€104k▼ 22.4%
Operating result€7k-€10k▲ 46.9%€-8k€129k€-30k
Net result€-1k-€3k€-15k€75k€-30k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €30k after €129k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€20k▲ 7.6%
Current assets
€107k▼ 42.0%
Equity and liabilities €152k
Equity
€104k▼ 22.4%
Debt
€48k▼ 30.5%
The debt ratio falls from 34.1% to 31.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-23k▼
2024 · €141k
Cash flow
€-24k▼
2024 · €86k
Solvency
68.3%▲
2024 · 65.9%
Current ratio
2.23▼
2024 · 2.67
Quick ratio
2.00▼
2024 · 2.61
Debt / equity
0.46▼
2024 · 0.52
ROE
-28.9%▼
2024 · 55.7%
ROA
-19.8%▼
2024 · 36.7%
Interest coverage
-13.85▼
2024 · 8.08
Debt
€48k▼
2024 · €69k
Debt ≤ 1 year
€48k▼
2024 · €69k
Income taxes
€0▼
2024 · €38k
Staff costs
€8k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€203k€152k▼
Formation expenses20-€25k
Fixed assets21/28€18k€20k▲
Tangible fixed assets22/27€15k€17k▲
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€8k€13k▲
Financial fixed assets28€3k€3k=
Current assets29/58€185k€107k▼
Amounts receivable after more than one year29€10k€10k=
Other amounts receivable291€10k€10k=
Stocks and contracts in progress3€4k€11k▲
Stocks30/36€4k€11k▲
Amounts receivable within one year40/41€45k€36k▼
Trade receivables40€27k€15k▼
Other amounts receivable41€17k€20k▲
Cash at bank and in hand54/58€126k€50k▼
Deferred charges and accrued income490/1€538€0▼
Equity and liabilities
Total equity and liabilities10/49€203k€152k▼
Equity10/15€134k€104k▼
Contributions10/11€15k€15k=
Reserves13€76k€76k=
Distributable reserves133€76k€76k=
Profit (loss) carried forward14€42k€12k▼
Amounts payable17/49€69k€48k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€69k€48k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€30k€9k▼
Suppliers440/4€30k€9k▼
Taxes, remuneration and social security45€39k€39k▲
Taxes450/3€38k€39k▲
Remuneration and social security454/9€607€0▼
Income statement
Code20242025
Non-recurring operating income76A-€25k
Remuneration, social security and pensions62€8k€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€6k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€151k€-14k▼
Operating profit (loss)9901€129k€-30k▼
Financial income75/76B€626€1k▲
Recurring financial income75€626€1k▲
Financial charges65/66B€17k€2k▼
Recurring financial charges65€17k€2k▼
Profit (loss) for the period before taxes9903€112k€-30k▼
Income taxes67/77€38k€0▼
Profit (loss) for the period9904€75k€-30k▼
Profit (loss) for the period to be appropriated9905€75k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€117k€12k▼
Profit (loss) brought forward from the previous period14P€42k€42k=
Transfer to equity691/2€75k€0▼
To other reserves6921€75k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-30k ▼140%
Net result drops to €-30k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €75k
Net result €75k after one loss-making year.
31-12
Financial
Equity above €100kEq €134k ▲126%
Equity rises from €59k to €134k.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 149 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
05-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 127 days late
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 153 days late
2020
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 125 days late
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 76 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 164 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudstrijdersstraat 889700 OudenaardeGround area
236 m²
Building footprint
192 m²
Volume, LiDAR
1,457 m³
Parcel 45503A0364/00T000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
De Krantenhoek
since 20082.169.814.972
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45503A0364/00T000 | Flanders | 236 m² | 1 · 192 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 24,720 EUR awarded · 24,720 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 12,720 EUR | 12,720 EUR |
| 2023 | 1 | 10,000 EUR | 10,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudenaarde2.169.814.972
Similar companies · same sector, comparable size
GEUDENS-HOREMANS
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LA PAIX
BE 0549.853.309
Quiévrain · Eq €103k
FLOEBO
BE 0538.907.155
Manhay · Eq €103k
LA PAPETERIE
BE 0450.463.347
Waremme · Eq €105k
GOBELIJN STRIPS
BE 0425.974.906
Leuven · Eq €103k
Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,092 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-02-2008
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
18120Other printing
32130Manufacture of imitation jewellery and related articles
47241Retail sale of bread and pastry (bakery outlets)
47252Retail sale of beverages, general range
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.