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PM@Work

Active
Private limited companyfounded 2007active for 19 yearsGaverstraat (GRE) 9, 9200 Dendermonde, BelgiumKBO/BCE: BE 0890.725.759
Summary

PM@Work has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €81,268. Equity has been growing by about 8.7% per year since 2018. Its solvency ranks better than 95% of 21,149 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-07-2007 Normal situation
Activity
Computer programming NACE 62100and 1 other
Establishment unit
2.163.887.579 9200 Dendermonde, since 29-06-2007
Financial year end
31 December
Peppol
Reachable since 06-06-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€171,361
▼ 4.4%
Turnover
≈ €250,000
estimated
Profit
€81,268
▼ 16.0%
Equity
€1.2m
▲ 7.5%
Total assets
€1.2m
▲ 2.5%
Score breakdownraises risk2 of the last 3 accounts latelowers riskEquity €1.2m (95.9% of total assets)Size: total assets €1.2mSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.9% of total assets
Liquidity 69-11
short-term debt 3.9% · cash 15.3%
Profitability 77-2
return on assets 6.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025highest value 11-2025: < 0.1%▼ -0.2 percentage points vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.6 (7.41 in 2024), above the usual 1.5. Short-term debt is 3.9% and cash 15.3% of total assets. 4.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 52% on liquidity, 36% on profitability and 53% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Equity €1.2m (95.9% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €1.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
61 days late
2023
61 days late
2022
32 days late
2021
31 days late
2020
31 days late
2019
67 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 40 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in computer programming and consultancysector median 60.0% · 21,149 companies 95.9% View
  • Positive: 8 profitable years in a rowprofit 2025: €81,268 8 years View

Recent changes

  1. · Gazette deed Change of role: Quintelier Frans, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as PM@Work: computer programming (NACE 62100). They are comparable in size and age: total assets between €970,000 and €1.4m, founded between 2007 and 2009.

CompanyTotal assetsGross margin
PM@Work Dendermonde€1.2m€0.2m
Task-4ce Geraardsbergen€1.1m€0.2m
E² Herk-de-Stad€1.1m€0.2m
HOLONCOM Antwerpen€1.0m€0.2m
Jocque.be Maldegem€1.4m€0.2m
ODCS Laarne€1.0m€0.2m
Way of Thinking Gent€1.1m€0.2m
Full comparison

Key facts about PM@Work

What is the company number of PM@Work?
The company number of PM@Work is 0890.725.759. The VAT number is the same number with BE in front: BE 0890.725.759.
Where is PM@Work based?
The registered office is at Gaverstraat (GRE) 9, 9200 Dendermonde.Company details
What does PM@Work do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of PM@Work?
The legal form of PM@Work is Private limited company (BV).
When was PM@Work founded?
PM@Work was founded on 10-07-2007.
Is PM@Work still active?
Yes, PM@Work is an active enterprise in the KBO register.
What is the turnover of PM@Work?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €171,361 and 32 comparable companies (NACE 62100). It probably lies between €210,000 and €360,000.Financials
Is PM@Work profitable?
In financial year 2025, PM@Work made a profit of €81,268.
Where can I find the annual accounts of PM@Work?
PM@Work filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PM@Work due?
PM@Work must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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