Jocque.be
ActiveJocque.be has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €898k and a net result of €109k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 56% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+22
Solvency66▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.18 in 2024), and 34.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.5%
Return on assets
8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
24 d early
2023
23 d early
2022
38 d early
2021
17 d early
2020
4 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€898k▲ 13.9%
2024 · €789k
2018: €387k
2019: €454k
2020: €537k
2021: €593k
2022: €660k
2023: €728k
2024: €789k
2018 → 2025
Total assets
€1.37M▲ 5.5%
2024 · €1.30M
2018: €960k
2019: €1.15M
2020: €1.34M
2021: €1.37M
2022: €1.34M
2023: €1.31M
2024: €1.30M
2018 → 2025
Net result
€109k▲ 79.9%
2024 · €61k
2018: €23k
2019: €67k
2020: €84k
2021: €56k
2022: €67k
2023: €68k
2024: €61k
2018 → 2025
Working capital
€-132k▲ 29.6%
2024 · €-188k
2018: €44k
2019: €-122k
2020: €-235k
2021: €-226k
2022: €-185k
2023: €-182k
2024: €-188k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€593k-€660k▲ 11.3%€728k▲ 10.2%€789k▲ 8.4%€898k▲ 13.9%
Operating result€86k-€101k▲ 17.4%€103k▲ 2.0%€93k▼ 10.1%€156k▲ 67.3%
Net result€56k-€67k▲ 20.7%€68k▲ 0.6%€61k▼ 10.0%€109k▲ 79.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 67% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.37M
Fixed assets
€1.33M▲ 5.9%
Current assets
€40k▼ 4.5%
Equity and liabilities €1.37M
Equity
€898k▲ 13.9%
Debt
€472k▼ 7.4%
The debt ratio falls from 39.3% to 34.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€218k▲
2024 · €131k
Cash flow
€172k▲
2024 · €98k
Solvency
65.5%▲
2024 · 60.7%
Current ratio
0.23▲
2024 · 0.18
Quick ratio
0.23▲
2024 · 0.18
Debt / equity
0.53▼
2024 · 0.65
ROE
12.2%▲
2024 · 7.7%
ROA
8.0%▲
2024 · 4.7%
Interest coverage
17.60▲
2024 · 8.14
Debt
€472k▼
2024 · €510k
Debt ≤ 1 year
€173k▼
2024 · €230k
Debt > 1 year
€300k▲
2024 · €280k
Income taxes
€34k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.30M€1.37M▲
Fixed assets21/28€1.26M€1.33M▲
Tangible fixed assets22/27€1.26M€1.33M▲
Land and buildings22€1.21M€1.18M▼
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24€33k€143k▲
Current assets29/58€42k€40k▼
Amounts receivable within one year40/41€18k€12k▼
Trade receivables40€18k€12k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€24k€28k▲
Deferred charges and accrued income490/1€0€384▲
Equity and liabilities
Total equity and liabilities10/49€1.30M€1.37M▲
Equity10/15€789k€898k▲
Contributions10/11€75k€75k=
Reserves13€714k€823k▲
Tax-exempt reserves132€20k€20k=
Distributable reserves133€694k€803k▲
Amounts payable17/49€510k€472k▼
Amounts payable after more than one year17€280k€300k▲
Financial debts170/4€276k€297k▲
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€230k€173k▼
Current portion of amounts payable after more than one year42€67k€48k▼
Trade debts44€570€1k▲
Suppliers440/4€570€1k▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€12k€14k▲
Other amounts payable47/48€150k€110k▼
Accrued charges and deferred income492/3-€95
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€63k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€134k€222k▲
Operating profit (loss)9901€93k€156k▲
Financial income75/76B€514€74▼
Recurring financial income75€331€74▼
Non-recurring financial income76B€183€0▼
Financial charges65/66B€16k€12k▼
Recurring financial charges65€16k€12k▼
Profit (loss) for the period before taxes9903€77k€143k▲
Income taxes67/77€17k€34k▲
Profit (loss) for the period9904€61k€109k▲
Profit (loss) for the period to be appropriated9905€61k€109k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€109k▲
Transfer to equity691/2€61k€109k▲
To other reserves6921€61k€109k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €109k ▲79.9%
Operating result €156k, net result €109k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €537k ▲18.5%
3 profitable years in a row build equity to €537k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prinsevelddreef 29990 MaldegemGround area
2,918 m²
Building footprint
197 m²
Volume, LiDAR
467 m³
Parcel 43502D1675/00N002, Flanders · tallest building 7.1 m. Linked by address, not a title deed.
1 establishment unit
Jocque.be
since 20082.169.799.334
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43502D1675/00N002 | Flanders | 2,918 m² | 1 · 197 m² | 7.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 243 EUR awarded · 243 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 243 EUR | 243 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
DEM ADVANTAGE
BE 0413.086.574
Anderlecht · Eq €898k
Ter Muden
BE 0471.372.686
Gent · Eq €899k
EXPERT NETWORK
BE 0844.412.813
Antwerpen · Eq €897k
INPRINTA
BE 0477.459.734
Turnhout · Eq €897k
Title21 Belgium
BE 0729.548.579
Hasselt · Eq €900k
Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 4,321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2008
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
01430Raising of horses and other equines
01620Support activities for animal production
49410Freight transport by road
68203Renting and operating of own or leased non-residential real estate, excluding land
77110Renting and leasing of cars and light motor vehicles
77120Rental and leasing activities
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
96995Pet boarding
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.