PLYMMO
ActivePLYMMO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €-27k. Equity is shrinking by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-7
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 2.37 in 2024; short-term debt: 14.4% and cash: 27.4% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.9%
Return on assets
-16.7%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-27k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
19 d late
2022
17 d late
2021
38 d early
2020
2 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€131k▼ 17.1%
2024 · €158k
2019: €229k
2020: €224k
2021: €218k
2022: €204k
2023: €179k
2024: €158k
2019 → 2025
Total assets
€162k▼ 23.4%
2024 · €212k
2019: €423k
2020: €397k
2021: €364k
2022: €300k
2023: €257k
2024: €212k
2019 → 2025
Net result
€-27k▼ 31.0%
2024 · €-21k
2019: €-3k
2020: €-5k
2021: €-5k
2022: €-14k
2023: €-23k
2024: €-21k
2019 → 2025
Working capital
€21k▼ 31.8%
2024 · €31k
2019: €75k
2020: €78k
2021: €70k
2022: €42k
2023: €34k
2024: €31k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€218k-€204k▼ 6.5%€179k▼ 12.3%€158k▼ 11.6%€131k▼ 17.1%
Operating result€-3k-€-17k▼ 450%€-20k▼ 17.2%€-22k▼ 12.8%€-25k▼ 14.0%
Net result€-5k-€-14k▼ 159%€-23k▼ 63.2%€-21k▲ 10.1%€-27k▼ 31.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25k in 2025 against €22k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162k
Fixed assets
€118k▼ 25.5%
Current assets
€44k▼ 17.1%
Equity and liabilities €162k
Equity
€131k▼ 17.1%
Debt
€31k▼ 42.0%
The debt ratio falls from 25.2% to 19.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €18k
Cash flow
€13k▼
2024 · €20k
Solvency
80.9%▲
2024 · 74.8%
Current ratio
1.91▼
2024 · 2.37
Quick ratio
1.91▼
2024 · 2.37
Debt / equity
0.24▼
2024 · 0.34
ROE
-20.7%▼
2024 · -13.1%
ROA
-16.7%▼
2024 · -9.8%
Interest coverage
7.91▲
2024 · 6.94
Debt
€31k▼
2024 · €53k
Debt ≤ 1 year
€23k▲
2024 · €23k
Debt > 1 year
€5k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€212k€162k▼
Fixed assets21/28€158k€118k▼
Tangible fixed assets22/27€158k€118k▼
Land and buildings22€144k€109k▼
Plant, machinery and equipment23€12k€9k▼
Leasing and similar rights25€2k€452▼
Current assets29/58€54k€44k▼
Amounts receivable within one year40/41€400-
Trade receivables40€400-
Cash at bank and in hand54/58€53k€44k▼
Equity and liabilities
Total equity and liabilities10/49€212k€162k▼
Equity10/15€158k€131k▼
Contributions10/11€136k€136k=
Reserves13€34k€34k=
Non-distributable reserves130/1€14k€14k=
Reserves not available under the articles1311€14k€14k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€-11k€-38k▼
Amounts payable17/49€53k€31k▼
Amounts payable after more than one year17€27k€5k▼
Financial debts170/4€27k€5k▼
Amounts payable within one year42/48€23k€23k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€40k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€24k€21k▼
Operating profit (loss)9901€-22k€-25k▼
Financial income75/76B€95€0▼
Recurring financial income75€95€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-25k€-27k▼
Transfer from deferred taxes780€2k-
Income taxes67/77€-2k-
Profit (loss) for the period9904€-21k€-27k▼
Transfer from tax-exempt reserves789€4k-
Profit (loss) for the period to be appropriated9905€-16k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-38k▼
Profit (loss) brought forward from the previous period14P€5k€-11k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 19 days late
2023
17-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2021
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 9182170 AntwerpenGround area
432 m²
Building footprint
131 m²
Volume, LiDAR
783 m³
Parcel 11423B0218/00X000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLYMMO NV
since 19932.060.328.302
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11423B0218/00X000 | Flanders | 432 m² | 1 · 131 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PATAT.BE
BE 0471.173.045
Brugge · Eq €131k
FASSIMMO
BE 0475.657.019
Sint-Laureins · Eq €131k
LOGIS-GEST
BE 0895.980.684
Evere · Eq €131k
Patin
BE 1014.059.180
Temse · Eq €131k
AGENCE HET ZOUTE
BE 0735.977.107
Knokke-Heist · Eq €131k
Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 5,247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-12-1992
Fiscal year end30-06
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.