PLV IMMO
ActiveSummary
PLV IMMO has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €179k and a net result of €-7k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 33% of 4809 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability38▼-17
Solvency39=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.18 in 2023; short-term debt: 33.3% and cash: 2.2% of total assets), and 85.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14.3%
Return on assets
-0.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
30 d early
2022
3 d early
2021
12 d early
2020
29 d early
2019
14 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-7k
2023 · €38k
Working capital
€-384k▼ 85.7%
2023 · €-207k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€15k▼ 80.7%€95k▲ 550%€97k▲ 1.6%€94k▼ 2.4%€42k▼ 55.2%
Net result€2k▼ 96.5%€60k▲ 3,285%€61k▲ 1.7%€38k▼ 37.7%€-7k
Equity€162k▲ 1.1%€172k▲ 6.0%€183k▲ 6.2%€186k▲ 1.6%€179k▼ 3.6%
Total assets€1.57M▲ 2.5%€1.49M▼ 5.5%€1.41M▼ 5.3%€1.34M▼ 4.9%€1.25M▼ 6.6%
Debt€1.41M▲ 2.6%€1.31M▼ 6.9%€1.22M▼ 6.8%€1.15M▼ 5.8%€1.07M▼ 7.1%
Working capital€-182k▼ 303%€-193k▼ 6.0%€-194k▼ 0.8%€-207k▼ 6.4%€-384k▼ 85.7%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 55% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.25M
Fixed assets
€1.22M ▼ 5.8%
Current assets
€32k ▼ 30.3%
Equity and liabilities €1.25M
Equity
€179k ▼ 3.6%
Debt
€1.07M ▼ 7.1%
Debt's share of the balance-sheet total falls from 86.1% to 85.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€117k▼
2023 · €169k
Cash flow
€68k▼
2023 · €112k
Current ratio
0.08▼
2023 · 0.18
Debt to equity
5.98▼
2023 · 6.21
ROE
-3.8%▼
2023 · 20.4%
ROA
-0.5%▼
2023 · 2.8%
Interest coverage
2.36▼
2023 · 3.90
Debt ≤ 1 year
€416k▲
2023 · €253k
Debt > 1 year
€654k▼
2023 · €899k
Income taxes
€-464▼
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €68k | €74k | €74k | €75k | €75k | ▲ 0.2% |
| Other operating charges640/8 | - | €19k | €20k | €22k | €22k | ▲ 3.9% |
| Gross operating margin9900 | €97k | €189k | €191k | €191k | €139k | ▼ 26.8% |
| Operating profit (loss)9901 | €15k | €95k | €97k | €94k | €42k | ▼ 55.2% |
| Financial income75/76B | - | €0 | €0 | - | - | - |
| Recurring financial income75 | - | €0 | €0 | - | - | - |
| Financial charges65/66B | - | €14k | €14k | €43k | €50k | ▲ 14.4% |
| Recurring financial charges65 | €11k | €14k | €14k | €43k | €50k | ▲ 14.4% |
| Profit (loss) for the period before taxes9903 | €3k | €82k | €82k | €51k | €-7k | ▼ 114% |
| Income taxes67/77 | €2k | €22k | €22k | €13k | €-464 | ▼ 103% |
| Profit (loss) for the period9904 | €2k | €60k | €61k | €38k | €-7k | ▼ 118% |
| Transfer from tax-exempt reserves789 | - | €21k | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €2k | €81k | €61k | €38k | €-7k | ▼ 118% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.57M | €1.49M | €1.41M | €1.34M | €1.25M | ▼ 6.6% |
| Fixed assets21/28 | €1.50M | €1.44M | €1.36M | €1.29M | €1.22M | ▼ 5.8% |
| Tangible fixed assets22/27 | €1.50M | €1.44M | €1.36M | €1.29M | €1.22M | ▼ 5.8% |
| Land and buildings22 | - | €1.44M | €1.36M | €1.29M | €1.22M | ▼ 5.8% |
| Current assets29/58 | €69k | €48k | €44k | €47k | €32k | ▼ 30.3% |
| Amounts receivable within one year40/41 | €14k | €6k | €90 | €2k | €2k | ▼ 11.6% |
| Trade receivables40 | - | - | - | €197 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €6k | €90 | €2k | €2k | = |
| Cash at bank and in hand54/58 | €53k | €39k | €44k | €41k | €27k | ▼ 33.7% |
| Deferred charges and accrued income490/1 | - | €3k | €0 | €4k | €4k | ▲ 0.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.57M | €1.49M | €1.41M | €1.34M | €1.25M | ▼ 6.6% |
| Equity10/15 | €162k | €172k | €183k | €186k | €179k | ▼ 3.6% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | - | €62k | €62k | €62k | €62k | = |
| Issued capital100 | - | €62k | €62k | €62k | €62k | = |
| Reserves13 | €100k | €110k | €121k | €124k | €117k | ▼ 5.5% |
| Non-distributable reserves130/1 | - | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | - | €6k | €6k | €6k | €6k | = |
| Tax-exempt reserves132 | - | €0 | - | - | - | - |
| Distributable reserves133 | - | €104k | €115k | €117k | €111k | ▼ 5.7% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €1.41M | €1.31M | €1.22M | €1.15M | €1.07M | ▼ 7.1% |
| Amounts payable after more than one year17 | €1.16M | €1.07M | €986k | €899k | €654k | ▼ 27.2% |
| Financial debts170/4 | - | €1.07M | €986k | €899k | €654k | ▼ 27.2% |
| Amounts payable within one year42/48 | €251k | €241k | €238k | €253k | €416k | ▲ 64.4% |
| Current portion of amounts payable after more than one year42 | - | €87k | €87k | €87k | €70k | ▼ 19.2% |
| Financial debts43 | - | €15k | €15k | €15k | €0 | ▼ 100% |
| Credit institutions430/8 | - | €15k | €15k | €15k | €0 | ▼ 100% |
| Trade debts44 | €4k | €782 | €0 | €163 | €0 | ▼ 100% |
| Suppliers440/4 | - | €782 | €0 | €163 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €0 | €628 | €0 | - | - |
| Taxes450/3 | - | €0 | €628 | €0 | - | - |
| Other amounts payable47/48 | - | €138k | €136k | €151k | €346k | ▲ 129% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €60k | €61k | €38k | €-7k | ▼ 118% |
| + Depreciation and write-downs630 | €68k | €74k | €74k | €75k | €75k | ▲ 0.2% |
| Operating cash flow (approximation) | €70k | €134k | €135k | €112k | €68k | ▼ 39.5% |
| Investment in fixed assets (approximation) | - | €-8k | €0 | €-3k | €0 | ▲ 100% |
| Change in cash | - | €-13k | €5k | €-2k | €-14k | ▼ 480% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €61k ▲1.7%
Operating result €97k, net result €61k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 14 days late
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1980
Ground area
852 m²
Building footprint
513 m²
Volume, LiDAR
2,304 m³
Parcel 52011D0253/00A003, Wallonia · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PLV IMMO
since 19802.017.529.625
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011D0253/00A003 | Wallonia | 852 m² | 1 · 513 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845006P2CA3VBA4A385
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 4,735 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded14-05-1980
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.