OFFICENTER IMMO A12
ActiveSummary
OFFICENTER IMMO A12 has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €11k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 19% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70=
Solvency27▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 12.1% of total assets), and 98.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.8%
Return on assets
0.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9194 sector peers (2025).
NBB · sector comparisonPosition among 9194 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
1 d early
2023
41 d early
2022
28 d early
2021
31 d early
2020
59 d early
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€26k▲ 3.2%
2024 · €25k
2018: €37k
2019: €17k
2020: €18k
2021: €38k
2022: €40k
2023: €43k
2024: €25k
2018 → 2025
Total assets
€1.40M▼ 15.8%
2024 · €1.67M
2018: €2.99M
2019: €2.77M
2020: €2.61M
2021: €2.40M
2022: €2.14M
2023: €1.95M
2024: €1.67M
2018 → 2025
Net result
€11k▼ 5.8%
2024 · €11k
2018: €-6k
2019: €-20k
2020: €1k
2021: €20k
2022: €2k
2023: €33k
2024: €11k
2018 → 2025
Working capital
€-168k▲ 4.6%
2024 · €-176k
2018: €-133k
2019: €-134k
2020: €-129k
2021: €-142k
2022: €-135k
2023: €-189k
2024: €-176k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€40k▲ 4.9%€43k▲ 7.9%€25k▼ 42.7%€26k▲ 3.2%
Operating result€32k-€13k▼ 59.6%€53k▲ 305%€24k▼ 53.5%€23k▼ 6.8%
Net result€20k-€2k▼ 90.7%€33k▲ 1,650%€11k▼ 65.4%€11k▼ 5.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.40M
Fixed assets
€1.40M ▼ 15.9%
Current assets
€2k =
Equity and liabilities €1.40M
Equity
€26k ▲ 3.2%
Debt
€1.38M ▼ 16.1%
Debt's share of the balance-sheet total falls from 98.5% to 98.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€149k▼
2024 · €150k
Cash flow
€137k▼
2024 · €137k
Current ratio
0.01▲
2024 · 0.01
Debt to equity
53.60▼
2024 · 65.94
ROE
42.1%▼
2024 · 46.1%
ROA
0.8%▲
2024 · 0.7%
Interest coverage
8.67▲
2024 · 7.80
Debt ≤ 1 year
€170k▼
2024 · €178k
Debt > 1 year
€635k▼
2024 · €766k
Income taxes
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.67M€1.40M▼
Fixed assets21/28€1.66M€1.40M▼
Tangible fixed assets22/27€672k€546k▼
Leasing and similar rights25€672k€546k▼
Financial fixed assets28€991k€854k▼
Current assets29/58€2k€2k=
Amounts receivable within one year40/41€2k€2k=
Other amounts receivable41€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€1.67M€1.40M▼
Equity10/15€25k€26k▲
Contributions10/11€19k€19k=
Reserves13€6k€7k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€454€454=
Distributable reserves133€6k€7k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.64M€1.38M▼
Amounts payable after more than one year17€766k€635k▼
Financial debts170/4€747k€617k▼
Other amounts payable178/9€19k€19k=
Amounts payable within one year42/48€178k€170k▼
Current portion of amounts payable after more than one year42€128k€130k▲
Financial debts43€14k€24k▲
Credit institutions430/8€14k€24k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Other amounts payable47/48€30k€10k▼
Accrued charges and deferred income492/3€696k€570k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€126k€126k=
Other operating charges640/8€18k€19k▲
Gross operating margin9900€169k€167k▼
Operating profit (loss)9901€24k€23k▼
Financial income75/76B€11k€9k▼
Recurring financial income75€11k€9k▼
Financial charges65/66B€19k€17k▼
Recurring financial charges65€19k€17k▼
Profit (loss) for the period before taxes9903€16k€15k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€11k€11k▼
Profit (loss) for the period to be appropriated9905€11k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€11k▼
Transfer from equity791/2€19k€0▼
Transfer to equity691/2€0€794▲
To other reserves6921€0€794▲
Profit to be distributed694/7€30k€10k▼
Return on contributions (dividend)694€30k€10k▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €33k ▲1650%
Operating result €53k, net result €33k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 1242630 AartselaarGround area
1,858 m²
Building footprint
844 m²
Volume, LiDAR
5,735 m³
Parcel 11001B0009/00V005, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Antwerpsesteenweg 124, 2630 Aartselaar
since 19852.027.175.482
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0009/00V005 | Flanders | 1,858 m² | 1 · 844 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HEARTBITS
BE 1009.927.772
Antwerpen · Eq €25,708
MS PROPERTY
BE 0765.729.579
Elsene · Eq €25,785
FLAUGES
BE 0453.382.552
Brussel · Eq €25,532
FAAST
BE 0641.627.581
Charleroi · Eq €25,835
NEDACA
BE 0685.855.524
Sint-Genesius-Rode · Eq €25,836
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 2,540 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-1985
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.