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PLURAL

Active
Private limited companyfounded 196858 yrs activeLouizalaan 367, 1050 Brussel, BelgiumKBO/BCE: BE 0400.686.115
Summary

PLURAL has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €925,177 and a net result of €21,536. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 8115 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability43▼-1
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 24.44 against 12.04 in 2024; short-term debt: 4.1% and cash: 1.8% of total assets), and 4.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 58 years 0 60 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.8%
Return on assets
2.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 d early
2024
22 d early
2023
71 d late
2022
23 d late
2021
19 d late
2020
89 d late
2019
115 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PLURAL was incorporated on 1 January 1968.1 Total assets rose from EUR 621,485 in 2018 to EUR 965,887 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€925,177▲ 2.4%
2024 · €903,641
Total assets
€965,887▼ 2.1%
2024 · €986,777
Net result
€21,536▼ 21.3%
2024 · €27,354
Working capital
€925,498▲ 2.3%
2024 · €904,562
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€95,188▼ 11.0%€66,770▼ 29.9%€79,625▲ 19.3%€76,445▼ 4.0%€30,243▼ 60.4%
Net result€79,113above the sector's middle half▼ 7.3%€19,962within the sector's middle half▼ 74.8%€57,795above the sector's middle half▲ 190%€27,354above the sector's middle half▼ 52.7%€21,536within the sector's middle half▼ 21.3%
Equity€798,529above the sector's middle half▲ 11.0%€818,492above the sector's middle half▲ 2.5%€876,287above the sector's middle half▲ 7.1%€903,641above the sector's middle half▲ 3.1%€925,177within the sector's middle half▲ 2.4%
Total assets€832,867above the sector's middle half▲ 6.3%€879,923above the sector's middle half▲ 5.6%€941,956above the sector's middle half▲ 7.0%€986,777above the sector's middle half▲ 4.8%€965,887within the sector's middle half▼ 2.1%
Debt€34,338▼ 46.7%€61,431▲ 78.9%€65,668▲ 6.9%€83,136▲ 26.6%€40,710▼ 51.0%
Working capital€799,450▲ 11.0%€819,412▲ 2.5%€877,208▲ 7.1%€904,562▲ 3.1%€925,498▲ 2.3%
Solvency95.9%above the sector's middle half▲ 4.1pp93.0%above the sector's middle half▼ 2.9pp93.0%above the sector's middle half=91.6%above the sector's middle half▼ 1.5pp95.8%above the sector's middle half▲ 4.2pp
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2021: €95,188€95,188Net result 2021: €79,113€79,113Operating result 2022: €66,770€66,770Net result 2022: €19,962€19,962Operating result 2023: €79,625€79,625Net result 2023: €57,795€57,795Operating result 2024: €76,445€76,445Net result 2024: €27,354€27,354Operating result 2025: €30,243€30,243Net result 2025: €21,536€21,53620212022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €79,625€79,600Net result 2023: €57,795€57,800Operating result 2024: €76,445€76,400Net result 2024: €27,354€27,400Operating result 2025: €30,243€30,200Net result 2025: €21,536€21,500202320242025
The operating result has fallen two years in a row; 2025 is 60% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €965,887
Fixed assets €910 ▲ 193%
Current assets €964,976 ▼ 2.2%
Equity and liabilities €965,887
Equity €925,177 ▲ 2.4%
Debt €40,710 ▼ 51.0%
Debt's share of the balance-sheet total falls from 8.4% to 4.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
24.44▲
2024 · 12.04
Debt to equity
0.04▼
2024 · 0.09
ROE
2.3%▼
2024 · 3.0%
ROA
2.2%▼
2024 · 2.8%
Debt ≤ 1 year
€39,479▼
2024 · €81,905
Income taxes
€7,502▼
2024 · €48,163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€986,777€965,887▼
Fixed assets21/28€310€910▲
Financial fixed assets28€310€910▲
Current assets29/58€986,467€964,976▼
Amounts receivable within one year40/41€985,961€947,865▼
Trade receivables40€564€564=
Other amounts receivable41€985,397€947,301▼
Cash at bank and in hand54/58€505€17,111▲
Equity and liabilities
Total equity and liabilities10/49€986,777€965,887▼
Equity10/15€903,641€925,177▲
Contributions10/11€18,592€18,592=
Capital10€18,592€18,592=
Issued capital100€18,592€18,592=
Reserves13€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859=
Legal reserve130€1,859€1,859=
Profit (loss) carried forward14€883,190€904,726▲
Amounts payable17/49€83,136€40,710▼
Amounts payable within one year42/48€81,905€39,479▼
Financial debts43€20,210-
Credit institutions430/8€5,210-
Other loans439€15,000-
Trade debts44€5,228€1,538▼
Suppliers440/4€5,228€1,538▼
Taxes, remuneration and social security45€56,467€37,941▼
Taxes450/3€56,467€37,941▼
Accrued charges and deferred income492/3€1,231€1,231=
Income statement Code20242025
Other operating charges640/8€4,414€4,179▼
Gross operating margin9900€80,859€34,422▼
Operating profit (loss)9901€76,445€30,243▼
Financial charges65/66B€928€1,205▲
Recurring financial charges65€928€1,205▲
Profit (loss) for the period before taxes9903€75,517€29,038▼
Income taxes67/77€48,163€7,502▼
Profit (loss) for the period9904€27,354€21,536▼
Profit (loss) for the period to be appropriated9905€27,354€21,536▼
Appropriation of the result
Profit (loss) to be appropriated9906€883,190€904,726▲
Profit (loss) brought forward from the previous period14P€855,836€883,190▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€4,773€3,794€4,680€4,414€4,179▼ 5.3%
Gross operating margin9900€99,961€70,564€84,306€80,859€34,422▼ 57.4%
Operating profit (loss)9901€95,188€66,770€79,625€76,445€30,243▼ 60.4%
Financial charges65/66B€846€924€3,350€928€1,205▲ 29.8%
Recurring financial charges65€846€924€3,350€928€1,205▲ 29.8%
Profit (loss) for the period before taxes9903€94,342€65,847€76,275€75,517€29,038▼ 61.5%
Income taxes67/77€15,229€45,884€18,480€48,163€7,502▼ 84.4%
Profit (loss) for the period9904€79,113€19,962€57,795€27,354€21,536▼ 21.3%
Profit (loss) for the period to be appropriated9905€79,113€19,962€57,795€27,354€21,536▼ 21.3%
Line20212022202320242025Change
Assets
Total assets20/58€832,867€879,923€941,956€986,777€965,887▼ 2.1%
Fixed assets21/28€310€310€310€310€910▲ 193%
Financial fixed assets28€310€310€310€310€910▲ 193%
Current assets29/58€832,557€879,613€941,645€986,467€964,976▼ 2.2%
Amounts receivable within one year40/41€832,099€879,118€941,098€985,961€947,865▼ 3.9%
Trade receivables40€7,642€566€5,404€564€564=
Other amounts receivable41€824,457€878,552€935,694€985,397€947,301▼ 3.9%
Cash at bank and in hand54/58€458€495€547€505€17,111▲ 3,286%
Equity and liabilities
Total equity and liabilities10/49€832,867€879,923€941,956€986,777€965,887▼ 2.1%
Equity10/15€798,529€818,492€876,287€903,641€925,177▲ 2.4%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Capital10€18,592€18,592€18,592€18,592€18,592=
Issued capital100€18,592€18,592€18,592€18,592€18,592=
Reserves13€1,859€1,859€1,859€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859€1,859€1,859€1,859=
Legal reserve130€1,859€1,859€1,859€1,859€1,859=
Profit (loss) carried forward14€778,078€798,041€855,836€883,190€904,726▲ 2.4%
Amounts payable17/49€34,338€61,431€65,668€83,136€40,710▼ 51.0%
Amounts payable within one year42/48€33,107€60,200€64,437€81,905€39,479▼ 51.8%
Financial debts43€19,674€20,202€19,943€20,210--
Credit institutions430/8€4,674€5,202€4,943€5,210--
Other loans439€15,000€15,000€15,000€15,000--
Trade debts44€11,055€7,596€11,520€5,228€1,538▼ 70.6%
Suppliers440/4€11,055€7,596€11,520€5,228€1,538▼ 70.6%
Taxes, remuneration and social security45€458€30,482€32,974€56,467€37,941▼ 32.8%
Taxes450/3€458€30,482€32,974€56,467€37,941▼ 32.8%
Other amounts payable47/48€1,920€1,920----
Accrued charges and deferred income492/3€1,231€1,231€1,231€1,231€1,231=
Line20212022202320242025Change
Profit (loss) for the period9904€79,113€19,962€57,795€27,354€21,536▼ 21.3%
Operating cash flow (approximation)€79,113€19,962€57,795€27,354€21,536▼ 21.3%
Investment in fixed assets (approximation)-€0€0€0-€600-
Change in cash-€37€52-€42€16,606▲ 39,675%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Liquidity doublescurrent ratio 24.44
Current ratio from 12.04 to 24.44; short-term debt falls from €81,905 to €39,479.
09-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
10-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 71 days late
2023
23-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial Weakest financial yearnet €19,962 ▼74.8%
Net result drops to €19,962, the lowest in the series; recovery starts the following year.
19-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial Liquidity doublescurrent ratio 25.15
Current ratio from 12.39 to 25.15; short-term debt falls from €63,217 to €33,107.
28-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial Highest result since 2018net €85,323 ▲32.1%
Operating result €106,992, net result €85,323, both a record.
23-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
01-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 305 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1966
seat establishment The establishment unit on the map
Ground area
266 m²
Building footprint
265 m²
Volume, LiDAR
3,746 m³
Parcel 21807G0211/00W012, Brussels · tallest building 34.0 m, ±5 floors. Linked by address, not a title deed.
493 companies at this address See who is registered here
1 establishment unit
Louizalaan 367, 1050 Brussel
Agents in non-specialised wholesale trade
since 19662.037.645.742
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0211/00W012 Brussels 266 m² 1 · 265 m² 34.0 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,076 companies in sector 46140 we hold annual accounts for 646. 376 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL 2025
46140Agents in the wholesale of industrial machinery, ships and aircraft
E-invoicing
Reachable via Peppol
Peppol ID 0208:0400686115
Also 9925:BE0400686115
Registered 26-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.