Chanic
ActiveChanic has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.36M and a net result of €375. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 95% of 4852 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 21.07 against 12.71 in 2024; short-term debt: 4.7% and cash: 46.5% of total assets), and 4.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.3%
Return on assets
0%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
64 d early
2023
7 d early
2022
29 d late
2021
12 d early
2020
65 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€375▼ 61.9%
2024 · €984
2018: €578
2019: €9k
2020: €-55k
2021: €9k
2022: €13k
2023: €13k
2024: €984
2018 → 2025
Working capital
€1.34M▼ 0.2%
2024 · €1.34M
2018: €1.35M
2019: €1.36M
2020: €1.30M
2021: €1.30M
2022: €1.32M
2023: €1.33M
2024: €1.34M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.33M-€1.34M▲ 1.0%€1.36M▲ 1.0%€1.36M▲ 0.1%€1.36M=
Operating result€9k-€13k▲ 42.3%€14k▲ 7.4%€8k▼ 37.5%€10k▲ 18.2%
Net result€9k-€13k▲ 42.8%€13k▲ 2.3%€984▼ 92.7%€375▼ 61.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.42M
Fixed assets
€21k▲ 16.1%
Current assets
€1.40M▼ 3.5%
Equity and liabilities €1.42M
Equity
€1.36M=
Debt
€67k▼ 41.8%
The debt ratio falls from 7.8% to 4.7%. Debt is lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €11k
Cash flow
€4k▲
2024 · €4k
Solvency
95.3%▲
2024 · 92.2%
Current ratio
21.07▲
2024 · 12.71
Quick ratio
21.07▲
2024 · 12.71
Debt / equity
0.05▼
2024 · 0.08
ROE
0.0%▼
2024 · 0.1%
ROA
0.0%▼
2024 · 0.1%
Interest coverage
7.47▲
2024 · 6.06
Debt
€67k▼
2024 · €114k
Debt ≤ 1 year
€67k▼
2024 · €114k
Income taxes
€8k▲
2024 · €6k
Staff costs
€105k▲
2024 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.47M€1.42M▼
Fixed assets21/28€18k€21k▲
Tangible fixed assets22/27€5k€8k▲
Furniture and vehicles24€5k€8k▲
Financial fixed assets28€14k€14k=
Current assets29/58€1.45M€1.40M▼
Amounts receivable within one year40/41€610k€740k▲
Trade receivables40€581k€712k▲
Other amounts receivable41€28k€29k▲
Cash at bank and in hand54/58€842k€662k▼
Deferred charges and accrued income490/1€1k€726▼
Equity and liabilities
Total equity and liabilities10/49€1.47M€1.42M▼
Equity10/15€1.36M€1.36M=
Contributions10/11€1.25M€1.25M=
Capital10€1.25M€1.25M=
Issued capital100€1.25M€1.25M=
Reserves13€125k€125k=
Non-distributable reserves130/1€125k€125k=
Legal reserve130€125k€125k=
Profit (loss) carried forward14€-18k€-18k▲
Amounts payable17/49€114k€67k▼
Amounts payable within one year42/48€114k€67k▼
Trade debts44€103k€51k▼
Suppliers440/4€103k€51k▼
Taxes, remuneration and social security45€11k€16k▲
Taxes450/3-€4k
Remuneration and social security454/9€11k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€100k€105k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€8k€8k▼
Gross operating margin9900€120k€126k▲
Operating profit (loss)9901€8k€10k▲
Financial income75/76B€8€569▲
Recurring financial income75€8€569▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€7k€9k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€984€375▼
Profit (loss) for the period to be appropriated9905€984€375▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-18k▲
Profit (loss) brought forward from the previous period14P€-19k€-18k▲
Social balance
Average headcount (FTE)9087-0.8
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director reappointment · Permanent representative6 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director reappointment · Permanent representative6 facts ▸
- General meeting, 2026-05-20
- Director reappointment, Vincent Bribosia (Administrateur et Président)
- Director reappointment, CIGL SA (Administrateur)
- Permanent representative, Anthony van Zuylen
- Director reappointment, Bernard Andri (Administrateur)
- Director reappointment, Catherine Salmon (Administrateur)
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €13k ▲2.3%
Net result €13k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 16.56
Current ratio from 7.03 to 16.56; short-term debt falls from €219k to €86k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-55k ▼704%
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 12.38
Current ratio from 5.97 to 12.38; short-term debt falls from €273k to €114k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 45 days late
2017
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 86 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification
This board is reconstructed from a single act (26107763). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Bernard Andri
CurrentDirector
Catherine Salmon
CurrentDirector
Vincent Bribosia
CurrentAdministrateur et président
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terhulpsesteenweg 1771170 Watermaal-BosvoordeGround area
5,127 m²
Building footprint
1,510 m²
Volume, LiDAR
23,163 m³
Parcel 21652E0039/00H003, Brussels · tallest building 36.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Terhulpsesteenweg 177, 1170 Watermaal-Bosvoorde
since 19822.036.143.925
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0039/00H003 | Brussels | 5,127 m² | 1 · 1,510 m² | 36.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 801 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
46180Agents specialised in the wholesale of other particular products
51180
Sources
Crossroads Bank for EnterprisesNational Bank · 55 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.