Active BE 0738.601.847Private limited company

PLUMO

Zonstraat 63 ·2140 Antwerpen, Belgium· 6 yrs active

Sector: Grafisch ontwerp en visuele communicatie (74120)

Conclusion Checked

PLUMO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €-7k. The computed 12-month bankruptcy probability is 0.6% (low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€5k
Net result	€-7k
Active	6 yrs
Locations	1

Financial profile 5 of 5 axes measured · computed by Checked

63 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 60

Profitability 0

Solvency 97

Growth 58

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.6% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2019, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

60 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview6 NBB filings

Annual accounts filed on 01-07-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

EBITDA

€-10k

-91.4% 24-25

Net profit

€-7k

+7.3% 24-25

Cash flow

€-7k

+7.4% 24-25

Total assets

€8k

-42.5% 24-25

Equity

€5k

-60.9% 24-25

Working capital

€5k

-60.8% 24-25

Income taxes

€-3k

- 24-25

Debt

€4k

+43.4% 24-25

Show 8 other metrics

Debt ≤ 1y

€4k

+43.4% 24-25

Current ratio

2.25

-59.7% 24-25

Quick ratio

2.02

-61.5% 24-25

Solvency

56.1%

-32.0% 24-25

Debt / equity

0.78

+266.7% 24-25

ROE

-155.7%

-137.1% 24-25

ROA

-87.3%

-61.3% 24-25

Interest coverage

-20.38

-47.3% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro schema
Revenue	-
EBITDA	€-10k
Net profit	€-7k
Cash flow	€-7k
Staff costs	-
Income taxes	€-3k
Dividends	-
Total assets	€8k
Equity	€5k
Debt	€4k
of which ≤ 1y	€4k
of which > 1y	-
Working capital	€5k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	2.25
Quick ratio	2.02
Working capital ratio	55.1%
Solvency	56.1%
Debt / equity	0.78
Long-term debt ratio	-
Interest coverage	-20.38
Gross margin	-
Net margin	-
ROA	-87.3%
ROE	-155.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €79 · 1.0% Current assets €8k · 99.0%

Equity & liabilities

Equity €5k · 56.1% Debt €4k · 44.0%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€8k
Fixed assets	21/28	€79
Tangible fixed assets	22/27	€79
Current assets	29/58	€8k
Stocks & contracts in progress	3	€832
Amounts receivable within one year	40/41	€3k
Cash & bank	54/58	€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€8k
Equity	10/15	€5k
Contributions / capital	10/11	€5k
Reserves	13	€14k
Accumulated profits (losses)	14	€-14k
Amounts payable	17/49	€4k
Amounts payable within one year	42/48	€4k
Trade debts payable within one year	44	€483
Income statement
Gross operating margin	9900	€-9k
Operating result	9901	€-10k
Financial income	75	€1
Financial charges	65	€490
Result before taxes	9903	€-11k
Income taxes	67/77	€-3k
Net result for the period	9904	€-7k
Result to be appropriated	9905	€-7k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Grafisch ontwerp en visuele communicatie(74120)
Legal form	Private limited company(610)
Incorporation	30-11-2019
Status	Active
Postal code	2140

Establishment units 1 location

PLUMO

Zonstraat 63, 2140 AntwerpenPrepress- en premediadiensten

since 20192.296.520.332

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11006A0492/00V011	Flanders	110 m²	1 · 63 m²	12.1 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

All 6 NBB filing 6

2026

01-07-2026 NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-06-2025 NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

02-07-2024 NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

13-07-2023 NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

14-09-2022 NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

12-08-2021 NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activiteiten van grafische designers74103Grafisch ontwerp en visuele communicatie74120Ontwerpen van textielpatronen, kleding, juwelen, meubels en decoratieartikelen74111

Primary activity highlighted.

Names & trade names

Legal nameNL

PLUMO

Registered office

Zonstraat 63

2140 Antwerpen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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