PLUDO
ActiveSummary
PLUDO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €900k and a net result of €128k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 3.01 against 2.37 in 2023; short-term debt: 19.3% and cash: 12.8% of total assets), and 20.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
79.3%
Return on assets
11.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
40 d early
2022
41 d early
2021
31 d early
2020
31 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2024, micro schema
Equity
€900k▲ 16.6%
2023 · €772k
Total assets
€1.13M▲ 13.5%
2023 · €999k
Net result
€128k▲ 38.6%
2023 · €92k
Working capital
€440k▲ 48.8%
2023 · €296k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€35k▲ 18.2%€108k▲ 209%€94k▼ 12.7%€146k▲ 54.4%€192k▲ 31.7%
Net result€18k▲ 37.0%€67k▲ 276%€58k▼ 13.8%€92k▲ 59.1%€128k▲ 38.6%
Equity€555k▲ 3.3%€622k▲ 12.1%€680k▲ 9.3%€772k▲ 13.6%€900k▲ 16.6%
Total assets€757k▲ 0.5%€823k▲ 8.8%€894k▲ 8.6%€999k▲ 11.8%€1.13M▲ 13.5%
Debt€202k▼ 6.4%€201k▼ 0.3%€214k▲ 6.3%€227k▲ 6.1%€235k▲ 3.3%
Working capital€4k€106k▲ 2,616%€182k▲ 72.2%€296k▲ 62.4%€440k▲ 48.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 32% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.13M
Fixed assets
€475k ▼ 2.4%
Current assets
€659k ▲ 28.7%
Equity and liabilities €1.13M
Equity
€900k ▲ 16.6%
Debt
€235k ▲ 3.3%
Debt's share of the balance-sheet total falls from 22.7% to 20.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€203k▲
2023 · €164k
Cash flow
€140k▲
2023 · €110k
Current ratio
3.01▲
2023 · 2.37
Debt to equity
0.26▼
2023 · 0.29
ROE
14.2%▲
2023 · 12.0%
ROA
11.3%▲
2023 · 9.2%
Interest coverage
12.30▼
2023 · 13.95
Debt ≤ 1 year
€219k▲
2023 · €217k
Income taxes
€60k▲
2023 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €160 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €42k | €40k | €18k | €18k | €12k | ▼ 35.6% |
| Other operating charges640/8 | - | €13k | €13k | €29k | €21k | ▼ 28.7% |
| Gross operating margin9900 | €94k | €162k | €125k | €193k | €224k | ▲ 16.3% |
| Operating profit (loss)9901 | €35k | €108k | €94k | €146k | €192k | ▲ 31.7% |
| Financial income75/76B | - | - | - | €4k | €13k | ▲ 259% |
| Recurring financial income75 | - | - | - | €4k | €13k | ▲ 259% |
| Financial charges65/66B | - | €7k | €8k | €12k | €17k | ▲ 40.9% |
| Recurring financial charges65 | €7k | €7k | €8k | €12k | €17k | ▲ 40.9% |
| Profit (loss) for the period before taxes9903 | €28k | €101k | €87k | €138k | €188k | ▲ 37.0% |
| Income taxes67/77 | €10k | €33k | €29k | €45k | €60k | ▲ 33.9% |
| Profit (loss) for the period9904 | €18k | €67k | €58k | €92k | €128k | ▲ 38.6% |
| Profit (loss) for the period to be appropriated9905 | €18k | €67k | €58k | €92k | €128k | ▲ 38.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €757k | €823k | €894k | €999k | €1.13M | ▲ 13.5% |
| Fixed assets21/28 | €559k | €523k | €505k | €487k | €475k | ▼ 2.4% |
| Tangible fixed assets22/27 | €559k | €523k | €505k | €487k | €475k | ▼ 2.4% |
| Land and buildings22 | - | €505k | €495k | €484k | €474k | ▼ 2.2% |
| Plant, machinery and equipment23 | - | €1k | €654 | €211 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €16k | €9k | €2k | €1k | ▼ 43.6% |
| Financial fixed assets28 | - | €250 | €250 | €250 | €250 | = |
| Current assets29/58 | €198k | €300k | €389k | €512k | €659k | ▲ 28.7% |
| Amounts receivable within one year40/41 | - | €1k | €303 | €0 | - | - |
| Trade receivables40 | - | €1k | €303 | €0 | - | - |
| Other amounts receivable41 | - | €100 | €0 | - | - | - |
| Current investments50/53 | - | - | - | €400k | €511k | ▲ 27.8% |
| Cash at bank and in hand54/58 | €193k | €293k | €383k | €104k | €145k | ▲ 39.6% |
| Deferred charges and accrued income490/1 | - | €5k | €5k | €8k | €3k | ▼ 62.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €757k | €823k | €894k | €999k | €1.13M | ▲ 13.5% |
| Equity10/15 | €555k | €622k | €680k | €772k | €900k | ▲ 16.6% |
| Contributions10/11 | - | €26k | €26k | €26k | €26k | = |
| Reserves13 | €358k | €425k | €483k | €575k | €703k | ▲ 22.2% |
| Non-distributable reserves130/1 | - | €9k | €9k | €0 | - | - |
| Reserves not available under the articles1311 | - | €9k | €9k | €0 | - | - |
| Tax-exempt reserves132 | - | €62k | €62k | €62k | €62k | = |
| Distributable reserves133 | - | €353k | €411k | €513k | €641k | ▲ 24.9% |
| Profit (loss) carried forward14 | €171k | €171k | €171k | €171k | €171k | = |
| Amounts payable17/49 | €202k | €201k | €214k | €227k | €235k | ▲ 3.3% |
| Amounts payable within one year42/48 | €194k | €194k | €207k | €217k | €219k | ▲ 1.3% |
| Trade debts44 | €3k | €3k | €3k | €4k | €620 | ▼ 83.1% |
| Suppliers440/4 | - | €3k | €3k | €4k | €620 | ▼ 83.1% |
| Taxes, remuneration and social security45 | - | €9k | €18k | €23k | €23k | ▼ 2.2% |
| Taxes450/3 | - | €9k | €18k | €23k | €23k | ▼ 2.2% |
| Other amounts payable47/48 | - | €182k | €186k | €189k | €196k | ▲ 3.4% |
| Accrued charges and deferred income492/3 | - | €7k | €7k | €11k | €15k | ▲ 43.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €67k | €58k | €92k | €128k | ▲ 38.6% |
| + Depreciation and write-downs630 | €42k | €40k | €18k | €18k | €12k | ▼ 35.6% |
| Operating cash flow (approximation) | €60k | €108k | €76k | €110k | €140k | ▲ 26.4% |
| Investment in fixed assets (approximation) | - | €-5k | €0 | €0 | €0 | - |
| Change in cash | - | €100k | €90k | €-279k | €41k | ▲ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €128k ▲38.6%
Operating result €192k, net result €128k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €13k ▼13.8%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2012
Ground area
1,059 m²
Building footprint
684 m²
Volume, LiDAR
4,134 m³
Parcel 42006D0198/00P000, Flanders · tallest building 18.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PLUDO
since 20122.215.272.340
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006D0198/00P000 | Flanders | 1,059 m² | 1 · 684 m² | 18.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 135 EUR awarded · 135 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 135 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 29,002 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.