JOCAR Services
ActiveSummary
JOCAR Services has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €901,674 and a net result of €252,175. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+16
Solvency94▼-4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70,000 at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.14 in 2024; short-term debt: 31% and cash: 1.2% of total assets), and 31% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69%
Return on assets
19.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 d early
2024
44 d early
2023
47 d late
2022
413 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 99 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 August (3 of the last 4 filed years within 57 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€901,674▲ 8.7%
2024 · €829,498
Total assets
€1.3m▲ 15.0%
2024 · €1.1m
Net result
€252,175▲ 68.3%
2024 · €149,866
Working capital
-€199,076▲ 9.8%
2024 · -€220,616
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€234,002-€183,257▼ 21.7%€215,078▲ 17.4%€359,415▲ 67.1%
Net result€155,823above the sector's middle half-€126,562above the sector's middle half▼ 18.8%€149,866above the sector's middle half▲ 18.4%€252,175above the sector's middle half▲ 68.3%
Equity€608,071above the sector's middle half-€734,632above the sector's middle half▲ 20.8%€829,498above the sector's middle half▲ 12.9%€901,674above the sector's middle half▲ 8.7%
Total assets€1.1mabove the sector's middle half-€1.1mabove the sector's middle half▼ 1.3%€1.1mabove the sector's middle half▲ 0.5%€1.3mabove the sector's middle half▲ 15.0%
Debt€537,892-€396,531▼ 26.3%€306,910▼ 22.6%€404,964▲ 31.9%
Working capital-€232,047below the sector's middle half--€218,272below the sector's middle half▲ 5.9%-€220,616below the sector's middle half▼ 1.1%-€199,076below the sector's middle half▲ 9.8%
Solvency53.1%within the sector's middle half-64.9%within the sector's middle half▲ 11.9pp73.0%within the sector's middle half▲ 8.0pp69.0%within the sector's middle half▼ 4.0pp
Current ratio0.10below the sector's middle half-0.05below the sector's middle half▼ 0.050.14below the sector's middle half▲ 0.090.51below the sector's middle half▲ 0.37
Return on assets (ROA)13.6%within the sector's middle half-11.2%within the sector's middle half▼ 2.4pp13.2%within the sector's middle half▲ 2.0pp19.3%within the sector's middle half▲ 6.1pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 67% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets
€1.1m =
Current assets
€205,888 ▲ 477%
Equity and liabilities €1.3m
Equity
€901,674 ▲ 8.7%
Debt
€404,964 ▲ 31.9%
Debt's share of the balance-sheet total rises from 27.0% to 31.0%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.45▲
2024 · 0.37
ROE
28.0%▲
2024 · 18.1%
Debt ≤ 1 year
€404,964▲
2024 · €256,274
Debt > 1 year
€0▼
2024 · €50,636
Income taxes
€111,559▲
2024 · €63,680
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €1,993 | €1,182 | €2,034 | €2,272 | ▲ 11.7% |
| Gross operating margin9900 | €235,996 | €184,439 | €217,112 | €361,687 | ▲ 66.6% |
| Operating profit (loss)9901 | €234,002 | €183,257 | €215,078 | €359,415 | ▲ 67.1% |
| Financial income75/76B | €10 | €0 | €606 | €5,713 | ▲ 842% |
| Recurring financial income75 | €10 | €0 | €606 | €5,713 | ▲ 842% |
| Financial charges65/66B | €10,933 | €3,910 | €2,138 | €1,393 | ▼ 34.8% |
| Recurring financial charges65 | €10,933 | €3,910 | €2,138 | €1,393 | ▼ 34.8% |
| Profit (loss) for the period before taxes9903 | €223,079 | €179,346 | €213,546 | €363,734 | ▲ 70.3% |
| Income taxes67/77 | €67,256 | €52,785 | €63,680 | €111,559 | ▲ 75.2% |
| Profit (loss) for the period9904 | €155,823 | €126,562 | €149,866 | €252,175 | ▲ 68.3% |
| Profit (loss) for the period to be appropriated9905 | €155,823 | €126,562 | €149,866 | €252,175 | ▲ 68.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €1.1m | €1.1m | €1.1m | €1.3m | ▲ 15.0% |
| Fixed assets21/28 | €1.1m | €1.1m | €1.1m | €1.1m | = |
| Financial fixed assets28 | €1.1m | €1.1m | €1.1m | €1.1m | = |
| Current assets29/58 | €25,213 | €10,413 | €35,658 | €205,888 | ▲ 477% |
| Amounts receivable within one year40/41 | - | - | €20,479 | €190,205 | ▲ 829% |
| Other amounts receivable41 | - | - | €20,479 | €190,205 | ▲ 829% |
| Cash at bank and in hand54/58 | €25,213 | €10,413 | €15,180 | €15,683 | ▲ 3.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.1m | €1.3m | ▲ 15.0% |
| Equity10/15 | €608,071 | €734,632 | €829,498 | €901,674 | ▲ 8.7% |
| Contributions10/11 | €500 | €500 | €500 | €500 | = |
| Reserves13 | €606,000 | €732,000 | €826,000 | €898,000 | ▲ 8.7% |
| Non-distributable reserves130/1 | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €0 | - | - | - | - |
| Distributable reserves133 | €606,000 | €732,000 | €826,000 | €898,000 | ▲ 8.7% |
| Profit (loss) carried forward14 | €1,571 | €2,132 | €2,998 | €3,174 | ▲ 5.9% |
| Amounts payable17/49 | €537,892 | €396,531 | €306,910 | €404,964 | ▲ 31.9% |
| Amounts payable after more than one year17 | €280,632 | €167,845 | €50,636 | €0 | ▼ 100% |
| Financial debts170/4 | €280,632 | €167,845 | €50,636 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €257,260 | €228,685 | €256,274 | €404,964 | ▲ 58.0% |
| Current portion of amounts payable after more than one year42 | €99,067 | €49,787 | €50,210 | €50,636 | ▲ 0.8% |
| Financial debts43 | - | €10,000 | €12,500 | €50,000 | ▲ 300% |
| Credit institutions430/8 | - | €10,000 | €12,500 | €50,000 | ▲ 300% |
| Trade debts44 | €1,541 | €17,257 | €1,650 | €1,630 | ▼ 1.2% |
| Suppliers440/4 | €1,541 | €17,257 | €1,650 | €1,630 | ▼ 1.2% |
| Taxes, remuneration and social security45 | €22,272 | €11,592 | €13,447 | €24,019 | ▲ 78.6% |
| Taxes450/3 | €22,272 | €11,592 | €13,447 | €24,019 | ▲ 78.6% |
| Other amounts payable47/48 | €134,380 | €140,050 | €178,468 | €278,680 | ▲ 56.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €155,823 | €126,562 | €149,866 | €252,175 | ▲ 68.3% |
| Operating cash flow (approximation) | €155,823 | €126,562 | €149,866 | €252,175 | ▲ 68.3% |
| Investment in fixed assets (approximation) | - | €0 | €20,000 | €0 | ▼ 100% |
| Change in cash | - | -€14,800 | €4,767 | €503 | ▼ 89.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €252,175 ▲68.3%
Operating result €359,415, net result €252,175, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
16-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 413 days late
2023
31-12
Financial
Weakest financial yearnet €126,562 ▼18.8%
Net result drops to €126,562, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2012
Ground area
1,060 m²
Building footprint
176 m²
Volume, LiDAR
1,160 m³
Parcel 41044B0524/00R000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOCAR Services
since 20122.208.827.085
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41044B0524/00R000 | Flanders | 1,060 m² | 1 · 176 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of JOCAR Services and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 29,009 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0844391334
Also
9925:BE0844391334
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.