PLEXIMMO · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PLEXIMMO is 1.8% (moderate). The 2024 annual accounts show equity of €383k and a net result of €-9k. Equity remains stable across the filed fiscal years (±2.3% per year). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

1 signal · with evidence

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 21 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-08-2025, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	08-08-2025	8 d late	2025-00367067
31-12-2023	31-07-2024	27-08-2024	27 d late	2024-00375492
31-12-2022	31-07-2023	29-08-2023	29 d late	2023-00368395
31-12-2021	31-07-2022	30-06-2022	31 d early	2022-20112023
31-12-2020	31-07-2021	03-08-2021	3 d late	2021-45500266
31-12-2019	31-07-2020	30-09-2020	61 d late	2020-56700531
31-12-2018	31-07-2019	28-06-2019	33 d early	2019-24000226
31-12-2017	31-07-2018	29-06-2018	32 d early	2018-24600483
31-12-2016	31-07-2017	30-06-2017	31 d early	2017-23700401
31-12-2015	31-07-2016	30-06-2016	31 d early	2016-24100425

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1998, 28 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.8% Moderate

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-9k+53.5%

Working capital€-28k+18.4%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 08-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Gross margin: declining trend of ~6.7%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€11k

+25.2% 18-24

Net profit

€-9k

+53.5% 18-24

Cash flow

€11k

+2136.4% 18-24

Total assets

€590k

-7.3% 18-24

Equity

€383k

-2.4% 18-24

Working capital

€-28k

+18.4% 18-24

Income taxes

€5k

-62.7% 18-24

Debt

€92k

-25.8% 18-24

Show 8 other metrics

Debt ≤ 1y

€92k

-25.8% 18-24

Current ratio

0.70

-3.8% 18-24

Quick ratio

0.70

-3.8% 18-24

Solvency

65.0%

+5.3% 18-24

Debt / equity

0.24

-24.0% 18-24

ROE

-2.4%

+52.4% 18-24

ROA

-1.6%

+49.8% 18-24

Interest coverage

399.06

+5.4% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€11k
Net profit	€-9k
Cash flow	€11k
Staff costs	-
Income taxes	€5k
Dividends	-
Total assets	€590k
Equity	€383k
Debt	€92k
of which ≤ 1y	€92k
of which > 1y	-
Working capital	€-28k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.70
Quick ratio	0.70
Working capital ratio	-4.7%
Solvency	65.0%
Debt / equity	0.24
Long-term debt ratio	-
Interest coverage	399.06
Gross margin	-
Net margin	-
ROA	-1.6%
ROE	-2.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €525k · 89.1% Current assets €64k · 10.9%

Equity & liabilities

Equity €383k · 65.0% Provisions €114k · 19.4% Debt €92k · 15.6%

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€590k
Fixed assets	21/28	€525k
Tangible fixed assets	22/27	€525k
Current assets	29/58	€64k
Cash & bank	54/58	€64k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€590k
Equity	10/15	€383k
Contributions / capital	10/11	€19k
Reserves	13	€294k
Accumulated profits (losses)	14	€71k
Provisions & deferred taxes	16	€114k
Amounts payable	17/49	€92k
Amounts payable within one year	42/48	€92k
Income statement
Gross operating margin	9900	€12k
Operating result	9901	€-9k
Financial charges	65	€29
Result before taxes	9903	€-9k
Income taxes	67/77	€5k
Net result for the period	9904	€-9k
Result to be appropriated	9905	€3k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

53 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors

2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

DONS de LOVENDEGHEM Chantal Denise Louise Ghislaine
Director
State Gazette act 23472017 (22-12-2023)

Current
22-12-2023 → present
MOREAU de BELLAING Dominique Albert Ghislain Marie-Jean
Director
State Gazette act 23472017 (22-12-2023)

Current
22-12-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	20-08-1998
Status	Active
Postal code	1060

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Maurice Van Meenenplein 201060 Sint-Gillis (bij-Brussel)

Establishment units

1 location

Maurice Van Meenenplein 20, 1060 Sint-Gillis (bij-Brussel)

Overige financiële instellingen, n.e.g.

since 19982.088.922.615

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area149 m²

Buildings1

Building footprint94 m²

Volume (LiDAR)1,793 m³

Tallest building29.5 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21013B0388/00N015	Brussels	149 m²	1 · 94 m²	29.4 m · 6 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

All acts · 1 updated 2 years ago

2023

22-12-2023 2 directors appointed Director changes·Rodolphe van der Vaeren

MOREAU de BELLAING Dominique Albert Ghislain Marie-Jean, Bestuurder
DONS de LOVENDEGHEM Chantal Denise Louise Ghislaine, Bestuurder

Notary: Rodolphe van der Vaeren · Woluwe-Saint-Pierre

Original publication ↗

Analysis

Financial profile

5 of 5 axes measured

51 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 53

Profitability 0

Solvency 71

Growth 32

Stability 100

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

PLEXIMMO

Registered office

Maurice Van Meenenplein 20

1060 Sint-Gillis (bij-Brussel), Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.