PLETSERS
ActiveSummary
PLETSERS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.28M and a net result of €-9k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 84% of 4178 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability34=
Solvency97▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.44 in 2024; short-term debt: 25.7% and cash: 3% of total assets), and 27.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.2%
Return on assets
-0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
61 d late
2023
33 d early
2022
6 d early
2021
66 d late
2020
31 d late
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-9k▲ 27.6%
2024 · €-13k
2018: €32k
2019: €-55k▼ -271% vs 2018lowest in 8 years
2020: €82k▲ +250% vs 2019highest in 8 years
2021: €-44k▼ -154% vs 2020
2022: €64k▲ +246% vs 2021
2023: €67k▲ +4.2% vs 2022
2024: €-13k▼ -119% vs 2023
2025: €-9k▲ +27.6% vs 2024
2018 → 2025
Working capital
€430k▼ 6.0%
2024 · €457k
2018: €561khighest in 8 years
2019: €205k▼ -63.5% vs 2018lowest in 8 years
2020: €329k▲ +60.3% vs 2019
2021: €350k▲ +6.6% vs 2020
2022: €385k▲ +9.9% vs 2021
2023: €409k▲ +6.3% vs 2022
2024: €457k▲ +11.7% vs 2023
2025: €430k▼ -6.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.20M-€3.23M▲ 1.1%€3.30M▲ 2.1%€3.29M▼ 0.4%€3.28M▼ 0.3%
2021: €3.20Mlowest in 5 years
2022: €3.23M▲ +1.1% vs 2021
2023: €3.30M▲ +2.1% vs 2022highest in 5 years
2024: €3.29M▼ -0.4% vs 2023
2025: €3.28M▼ -0.3% vs 2024
Operating result€8k-€102k▲ 1,187%€119k▲ 16.6%€22k▼ 81.8%€20k▼ 7.0%
2021: €8klowest in 5 years
2022: €102k▲ +1187% vs 2021
2023: €119k▲ +16.6% vs 2022highest in 5 years
2024: €22k▼ -81.8% vs 2023
2025: €20k▼ -7.0% vs 2024
Net result€-44k-€64k€67k▲ 4.2%€-13k€-9k▲ 27.6%
2021: €-44klowest in 5 years
2022: €64k▲ +246% vs 2021
2023: €67k▲ +4.2% vs 2022highest in 5 years
2024: €-13k▼ -119% vs 2023
2025: €-9k▲ +27.6% vs 2024
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.54M
Fixed assets
€2.95M ▼ 0.6%
Current assets
€1.60M ▲ 6.8%
Equity and liabilities €4.54M
Equity
€3.28M ▼ 0.3%
Debt
€1.26M ▲ 8.0%
Debt's share of the balance-sheet total rises from 26.2% to 27.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€59k▼
2024 · €62k
Cash flow
€29k▲
2024 · €28k
Current ratio
1.37▼
2024 · 1.44
Quick ratio
0.21▲
2024 · 0.16
Debt to equity
0.39▲
2024 · 0.36
ROE
-0.3%▲
2024 · -0.4%
ROA
-0.2%▲
2024 · -0.3%
Interest coverage
1.84▼
2024 · 1.92
Debt ≤ 1 year
€1.17M▲
2024 · €1.04M
Debt > 1 year
€93k▼
2024 · €125k
Income taxes
€166▼
2024 · €4k
Staff costs
€94k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.46M€4.54M▲
Fixed assets21/28€2.96M€2.95M▼
Intangible fixed assets21€408€0▼
Tangible fixed assets22/27€2.96M€2.95M▼
Land and buildings22€140k€120k▼
Plant, machinery and equipment23€54k€58k▲
Furniture and vehicles24€1k€485▼
Other tangible fixed assets26€2.77M€2.77M=
Current assets29/58€1.49M€1.60M▲
Stocks and contracts in progress3€1.33M€1.35M▲
Stocks30/36€1.31M€1.32M▲
Contracts in progress37€26k€26k=
Amounts receivable within one year40/41€103k€105k▲
Trade receivables40€81k€84k▲
Other amounts receivable41€22k€21k▼
Cash at bank and in hand54/58€52k€136k▲
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€4.46M€4.54M▲
Equity10/15€3.29M€3.28M▼
Contributions10/11€2.52M€2.52M=
Capital10€2.52M€2.52M=
Issued capital100€2.52M€2.52M=
Reserves13€40k€40k=
Non-distributable reserves130/1€40k€40k=
Legal reserve130€17k€17k=
Reserves not available under the articles1311€23k€23k=
Profit (loss) carried forward14€728k€719k▼
Amounts payable17/49€1.17M€1.26M▲
Amounts payable after more than one year17€125k€93k▼
Financial debts170/4€125k€93k▼
Amounts payable within one year42/48€1.04M€1.17M▲
Current portion of amounts payable after more than one year42€55k€32k▼
Financial debts43€326k€323k▼
Credit institutions430/8€326k€323k▼
Trade debts44€222k€425k▲
Suppliers440/4€222k€425k▲
Taxes, remuneration and social security45€59k€13k▼
Taxes450/3€32k€8k▼
Remuneration and social security454/9€27k€5k▼
Other amounts payable47/48€375k€375k▼
Accrued charges and deferred income492/3€7k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€121k€94k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€38k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€187k€157k▼
Operating profit (loss)9901€22k€20k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€32k€32k▼
Recurring financial charges65€32k€32k▼
Profit (loss) for the period before taxes9903€-9k€-9k▼
Income taxes67/77€4k€166▼
Profit (loss) for the period9904€-13k€-9k▲
Profit (loss) for the period to be appropriated9905€-13k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€728k€719k▼
Profit (loss) brought forward from the previous period14P€741k€728k▼
Transfer to equity691/2€0-
To the legal reserve6920€0-
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €117k | €110k | €120k | €121k | €94k | ▼ 22.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58k | €62k | €52k | €40k | €38k | ▼ 4.5% |
| Other operating charges640/8 | €2k | €4k | €8k | €4k | €4k | ▼ 3.6% |
| Non-recurring operating charges66A | €3k | €0 | - | - | - | - |
| Gross operating margin9900 | €187k | €278k | €299k | €187k | €157k | ▼ 16.2% |
| Operating profit (loss)9901 | €8k | €102k | €119k | €22k | €20k | ▼ 7.0% |
| Financial income75/76B | €3k | €6k | €1k | €2k | €3k | ▲ 56.7% |
| Recurring financial income75 | €3k | €6k | €1k | €2k | €3k | ▲ 56.7% |
| Financial charges65/66B | €50k | €23k | €33k | €32k | €32k | ▼ 1.2% |
| Recurring financial charges65 | €50k | €23k | €33k | €32k | €32k | ▼ 1.2% |
| Profit (loss) for the period before taxes9903 | €-39k | €85k | €87k | €-9k | €-9k | ▼ 2.0% |
| Income taxes67/77 | €5k | €21k | €21k | €4k | €166 | ▼ 95.7% |
| Profit (loss) for the period9904 | €-44k | €64k | €67k | €-13k | €-9k | ▲ 27.6% |
| Profit (loss) for the period to be appropriated9905 | €-44k | €64k | €67k | €-13k | €-9k | ▲ 27.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.53M | €4.38M | €4.52M | €4.46M | €4.54M | ▲ 1.9% |
| Fixed assets21/28 | €3.07M | €3.01M | €3.00M | €2.96M | €2.95M | ▼ 0.6% |
| Intangible fixed assets21 | €3k | €2k | €1k | €408 | €0 | ▼ 100.0% |
| Tangible fixed assets22/27 | €3.07M | €3.01M | €3.00M | €2.96M | €2.95M | ▼ 0.6% |
| Land and buildings22 | €106k | €94k | €157k | €140k | €120k | ▼ 14.6% |
| Plant, machinery and equipment23 | €138k | €104k | €73k | €54k | €58k | ▲ 6.6% |
| Furniture and vehicles24 | €60k | €48k | €2k | €1k | €485 | ▼ 57.5% |
| Other tangible fixed assets26 | €2.77M | €2.77M | €2.77M | €2.77M | €2.77M | = |
| Current assets29/58 | €1.46M | €1.36M | €1.52M | €1.49M | €1.60M | ▲ 6.8% |
| Stocks and contracts in progress3 | €1.19M | €1.16M | €1.24M | €1.33M | €1.35M | ▲ 1.0% |
| Stocks30/36 | €1.17M | €1.13M | €1.21M | €1.31M | €1.32M | ▲ 1.0% |
| Contracts in progress37 | €26k | €26k | €26k | €26k | €26k | = |
| Amounts receivable within one year40/41 | €228k | €125k | €143k | €103k | €105k | ▲ 2.2% |
| Trade receivables40 | €175k | €107k | €139k | €81k | €84k | ▲ 3.9% |
| Other amounts receivable41 | €54k | €17k | €4k | €22k | €21k | ▼ 4.0% |
| Cash at bank and in hand54/58 | €34k | €73k | €132k | €52k | €136k | ▲ 162% |
| Deferred charges and accrued income490/1 | €8k | €12k | €8k | €8k | €10k | ▲ 31.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.53M | €4.38M | €4.52M | €4.46M | €4.54M | ▲ 1.9% |
| Equity10/15 | €3.20M | €3.23M | €3.30M | €3.29M | €3.28M | ▼ 0.3% |
| Contributions10/11 | €2.52M | €2.52M | €2.52M | €2.52M | €2.52M | = |
| Capital10 | €2.52M | €2.52M | €2.52M | €2.52M | €2.52M | = |
| Issued capital100 | €2.52M | €2.52M | €2.52M | €2.52M | €2.52M | = |
| Reserves13 | €34k | €37k | €40k | €40k | €40k | = |
| Non-distributable reserves130/1 | €34k | €37k | €40k | €40k | €40k | = |
| Legal reserve130 | €10k | €13k | €17k | €17k | €17k | = |
| Reserves not available under the articles1311 | €23k | €23k | €23k | €23k | €23k | = |
| Profit (loss) carried forward14 | €647k | €678k | €741k | €728k | €719k | ▼ 1.3% |
| Amounts payable17/49 | €1.33M | €1.15M | €1.22M | €1.17M | €1.26M | ▲ 8.0% |
| Amounts payable after more than one year17 | €223k | €164k | €104k | €125k | €93k | ▼ 25.6% |
| Financial debts170/4 | €223k | €164k | €104k | €125k | €93k | ▼ 25.6% |
| Amounts payable within one year42/48 | €1.11M | €980k | €1.11M | €1.04M | €1.17M | ▲ 12.5% |
| Current portion of amounts payable after more than one year42 | €59k | €59k | €59k | €55k | €32k | ▼ 42.4% |
| Financial debts43 | €323k | €323k | €323k | €326k | €323k | ▼ 1.0% |
| Credit institutions430/8 | €323k | €323k | €323k | €326k | €323k | ▼ 1.0% |
| Trade debts44 | €264k | €252k | €355k | €222k | €425k | ▲ 91.5% |
| Suppliers440/4 | €264k | €252k | €355k | €222k | €425k | ▲ 91.5% |
| Advances received on contracts in progress46 | €44k | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | €120k | €66k | €54k | €59k | €13k | ▼ 78.0% |
| Taxes450/3 | €93k | €33k | €34k | €32k | €8k | ▼ 75.7% |
| Remuneration and social security454/9 | €26k | €34k | €20k | €27k | €5k | ▼ 80.7% |
| Other amounts payable47/48 | €302k | €280k | €321k | €375k | €375k | ▼ 0.2% |
| Accrued charges and deferred income492/3 | €973 | €2k | €3k | €7k | €3k | ▼ 58.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-44k | €64k | €67k | €-13k | €-9k | ▲ 27.6% |
| + Depreciation and write-downs630 | €58k | €62k | €52k | €40k | €38k | ▼ 4.5% |
| Operating cash flow (approximation) | €14k | €126k | €118k | €28k | €29k | ▲ 6.2% |
| Investment in fixed assets (approximation) | - | €-3k | €-36k | €-4k | €-21k | ▼ 416% |
| Change in cash | - | €39k | €60k | €-81k | €84k | ▲ 204% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 66 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €82k
Net result €82k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €2MEq €3.16M ▲317%
Equity rises from €759k to €3.16M.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts
We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1990
Ground area
1.4 ha
Building footprint
71 m²
Volume, LiDAR
268 m³
Parcel 71352D0305/00M003, Flanders · tallest building 11.0 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PLETSERS NV
since 19902.046.916.962
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0305/00M003 | Flanders | 1.4 ha | 1 · 71 m² | 11.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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EDGARD GRIMARD
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AMBASSADOR ARMS
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R.M. VINCK & CO
BE 0416.666.369
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Of 127 companies in sector 47631 we hold annual accounts for 71. 26 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded28-11-1989
Fiscal year end31-12
Activities, NACEBEL 2025
46831Wholesale of construction materials, general range
47631Retail trade
47639Retail sale of other sporting goods
47711Retail sale of women's outerwear
47712Retail trade
47721Retail sale of footwear
Scores and ratios are computed by Checked and are not a credit decision.