PLESCA CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of PLESCA CONSTRUCT is 2.2% (moderate). The 2025 annual accounts show equity of €180k and a net result of €48k. Its solvency ranks better than 77% of 7453 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency94▼-3
Growth52
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 2.76 in 2024; short-term debt: 31.3% and cash: 6.1% of total assets), and 31.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.7%
Return on assets
18.4%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-11-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
14 d late
2024
47 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€180k▲ 36.6%
2024 · €132k
2024: €132k
2024 → 2025
Total assets
€261k▲ 43.6%
2024 · €182k
2024: €182k
2024 → 2025
Net result
€48k▼ 62.3%
2024 · €128k
2024: €128k
2024 → 2025
Working capital
€98k▲ 10.0%
2024 · €89k
2024: €89k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€132k-€180k▲ 36.6%
Operating result€170k-€62k▼ 63.6%
Net result€128k-€48k▼ 62.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets
€82k ▲ 91.8%
Current assets
€180k ▲ 28.9%
Equity and liabilities €261k
Equity
€180k ▲ 36.6%
Debt
€82k ▲ 62.1%
Debt's share of the balance-sheet total rises from 27.7% to 31.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€84k▼
2024 · €183k
Cash flow
€70k▼
2024 · €140k
Current ratio
2.20▼
2024 · 2.76
Debt to equity
0.45▲
2024 · 0.38
ROE
26.8%▼
2024 · 97.0%
ROA
18.4%▼
2024 · 70.1%
Interest coverage
1470.02▼
2024 · 5628.26
Debt ≤ 1 year
€82k▲
2024 · €50k
Income taxes
€14k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€182k€261k▲
Fixed assets21/28€43k€82k▲
Tangible fixed assets22/27€43k€82k▲
Furniture and vehicles24€43k€82k▲
Current assets29/58€139k€180k▲
Amounts receivable within one year40/41€115k€164k▲
Trade receivables40€87k€97k▲
Other amounts receivable41€28k€67k▲
Cash at bank and in hand54/58€24k€16k▼
Equity and liabilities
Total equity and liabilities10/49€182k€261k▲
Equity10/15€132k€180k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€128k€176k▲
Amounts payable17/49€50k€82k▲
Amounts payable within one year42/48€50k€82k▲
Trade debts44€8k€25k▲
Suppliers440/4€5k€1k▼
Bills of exchange payable441€3k€24k▲
Taxes, remuneration and social security45€43k€56k▲
Taxes450/3€43k€56k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€22k▲
Other operating charges640/8€289€2k▲
Gross operating margin9900€183k€86k▼
Operating profit (loss)9901€170k€62k▼
Financial charges65/66B€33€57▲
Recurring financial charges65€33€57▲
Profit (loss) for the period before taxes9903€170k€62k▼
Income taxes67/77€43k€14k▼
Profit (loss) for the period9904€128k€48k▼
Profit (loss) for the period to be appropriated9905€128k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€176k▲
Profit (loss) brought forward from the previous period14P-€128k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
31-03
Financial
Equity above €150kEq €180k ▲36.6%
2 profitable years in a row build equity to €180k.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Popstaelstraat 138490 JabbekeGround area
269 m²
Building footprint
71 m²
Volume, LiDAR
377 m³
Parcel 31035C0265/00B006, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLESCA CONSTRUCT
since 20222.337.725.041
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31035C0265/00B006 | Flanders | 269 m² | 1 · 70 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MIKA CONSTRUCT
BE 0508.514.976
Ganshoren · Eq €179,669
Cerpentier Nico
BE 0425.920.961
Stekene · Eq €179,812
BOUWTEAM STROMA
BE 0843.607.515
Maldegem · Eq €179,621
Awa-re
BE 0802.500.596
Heist-op-den-Berg · Eq €179,866
COREMI
BE 0839.628.733
Rixensart · Eq €179,577
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2022
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.