PLEK & PEDAAL
ActivePLEK & PEDAAL has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €43k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-5
Solvency37▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.07 in 2024; short-term debt: 40.5% and cash: 2.7% of total assets), and 88.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 956 sector peers (2025).
NBB · sector comparisonPosition among 956 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
1 d early
2022
30 d late
2021
151 d late
2020
53 d late
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 868%
2024 · €5k
2019: €-59k
2020: €-74k
2021: €-168k
2022: €-125k
2023: €-42k
2024: €5k
2019 → 2025
Total assets
€408k▲ 27.3%
2024 · €320k
2019: €423k
2020: €371k
2021: €268k
2022: €269k
2023: €287k
2024: €320k
2019 → 2025
Net result
€43k▼ 9.3%
2024 · €48k
2019: €197k
2020: €-14k
2021: €-93k
2022: €43k
2023: €84k
2024: €48k
2019 → 2025
Working capital
€39k▲ 238%
2024 · €12k
2019: €-46k
2020: €-46k
2021: €-71k
2022: €-68k
2023: €-10k
2024: €12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-168k-€-125k▲ 25.3%€-42k▲ 66.7%€5k€48k▲ 868%
Operating result€-81k-€58k€101k▲ 73.1%€75k▼ 25.8%€58k▼ 22.7%
Net result€-93k-€43k€84k▲ 94.7%€48k▼ 43.6%€43k▼ 9.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €408k
Fixed assets
€203k▲ 37.9%
Current assets
€205k▲ 18.3%
Equity and liabilities €408k
Equity
€48k▲ 868%
Debt
€360k▲ 14.1%
The debt ratio falls from 98.4% to 88.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€106k▼
2024 · €109k
Cash flow
€92k▲
2024 · €82k
Solvency
11.8%▲
2024 · 1.6%
Current ratio
1.24▲
2024 · 1.07
Quick ratio
0.56▲
2024 · 0.41
Debt / equity
7.48▼
2024 · 63.49
ROE
89.7%▼
2024 · 956.7%
ROA
10.6%▼
2024 · 14.8%
Interest coverage
7.06▼
2024 · 8.32
Debt
€360k▲
2024 · €315k
Debt ≤ 1 year
€165k▲
2024 · €161k
Debt > 1 year
€194k▲
2024 · €154k
Income taxes
€216▼
2024 · €15k
Staff costs
€87k▲
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€320k€408k▲
Fixed assets21/28€147k€203k▲
Tangible fixed assets22/27€147k€203k▲
Land and buildings22€39k€29k▼
Plant, machinery and equipment23€50k€130k▲
Furniture and vehicles24€58k€44k▼
Current assets29/58€173k€205k▲
Stocks and contracts in progress3€106k€112k▲
Stocks30/36€106k€112k▲
Amounts receivable within one year40/41€54k€77k▲
Trade receivables40€54k€66k▲
Other amounts receivable41€175€11k▲
Cash at bank and in hand54/58€11k€11k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€320k€408k▲
Equity10/15€5k€48k▲
Contributions10/11€8k€8k=
Reserves13€2k€2k=
Tax-exempt reserves132€307€307=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-8k€35k▲
Investment grants15€3k€3k=
Amounts payable17/49€315k€360k▲
Amounts payable after more than one year17€154k€194k▲
Financial debts170/4€154k€194k▲
Amounts payable within one year42/48€161k€165k▲
Current portion of amounts payable after more than one year42€34k€43k▲
Financial debts43€664€177▼
Credit institutions430/8€664€177▼
Trade debts44€85k€80k▼
Suppliers440/4€85k€80k▼
Taxes, remuneration and social security45€33k€31k▼
Taxes450/3€23k€21k▼
Remuneration and social security454/9€10k€11k▲
Other amounts payable47/48€8k€10k▲
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€73k€87k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€49k▲
Other operating charges640/8€6k€5k▼
Gross operating margin9900€188k€199k▲
Operating profit (loss)9901€75k€58k▼
Financial income75/76B€892€525▼
Recurring financial income75€892€525▼
Financial charges65/66B€13k€15k▲
Recurring financial charges65€13k€15k▲
Profit (loss) for the period before taxes9903€63k€43k▼
Income taxes67/77€15k€216▼
Profit (loss) for the period9904€48k€43k▼
Profit (loss) for the period to be appropriated9905€48k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€35k▲
Profit (loss) brought forward from the previous period14P€-55k€-8k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
31-03
Financial
Back to profitnet €43k
Net result €43k after 2 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 151 days late
2021
31-03
Financial
Weakest financial yearnet €-93k
Net result drops to €-93k, the lowest in the series; recovery starts the following year.
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 53 days late
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
10-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 1739032 GentGround area
778 m²
Building footprint
334 m²
Volume, LiDAR
1,798 m³
Parcel 44074B0321/00N002, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLEK & PEDAAL
since 20052.147.496.559
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074B0321/00N002 | Flanders | 778 m² | 1 · 334 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 986 EUR awarded · 1,644 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 189 EUR | 189 EUR |
| 2023 | 1 | 797 EUR | 1,455 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
6 endedSimilar companies · same sector, comparable size
GLOBE PRINT
BE 0670.990.273
Zaventem · Eq €48k
AMBART
BE 0763.801.358
Riemst · Eq €48k
FIRST DRAFT
BE 0831.790.638
Sint-Truiden · Eq €48k
PARAGRAPH
BE 0450.173.040
Gerpinnes · Eq €49k
COM HERE
BE 0792.945.504
La Louvière · Eq €47k
Of 1,600 companies in sector 18120 we hold annual accounts for 808. 571 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2005
Fiscal year end31-03
Activities, NACEBEL
18120Other printing
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.