Financials
- Financial year
- 2025
- Total assets
- €383,803
- Loss
- -€26,863
- Solvency
- -6.4%
Total assets▲ 0.5%
Net result
20182025
CREOS
ActiveSummary
CREOS has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€24,705) and a net result of -€26,863. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 1,117 sector peers (NACE 18, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Other printing
NACE 18120
3 sites
Size
≈ €550,000turnover 2025, estimated
- Staff
- 4.7 FTE
- Equity
- -€24,705
- Loss
- -€26,863
Turnover estimated from the gross margin
Why 53raises riskCapped at 59: negative equityNegative equity -€24,705Loss of €26,863, the second in a row (financial year 2025)Sector: Printing and reproduction of recorded media (NACE 18)lowers riskSize: total assets €383,803Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 10% of its sector peers (NACE 18, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency
19-7
equity -6.4% of total assets
Liquidity
9-12
short-term debt 86.5% · cash 5.8%
Profitability
18-20
return on assets -7.0%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.6%
12-2024: 1.6%● unchanged vs 11-2024
01-2025: 1.6%● unchanged vs 12-2024
02-2025: 1.6%● unchanged vs 01-2025
03-2025: 1.6%● unchanged vs 02-2025
04-2025: 1.7%▲ +0.1 percentage points vs 03-2025
05-2025: 2.3%▲ +0.6 percentage points vs 04-2025
06-2025: 2.2%▼ -0.1 percentage points vs 05-2025
07-2025: 2.3%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 1.4%▼ -0.9 percentage points vs 07-2025
09-2025: 1.4%● unchanged vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 0.6%▼ -0.8 percentage points vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026lowest value
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 1.0%▲ +0.4 percentage points vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.69, compared with 0.72 in 2024, below 1; short-term debt: 86.5% and cash: 5.8% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 18, micro): better than 14% on solvency, 7% on liquidity, 19% on profitability and 1% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€24,705
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 days early
2024
21 days early
2023
2 days early
2022
101 days late
2021
32 days early
2020
198 days late
2019
92 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days after the deadline; the sector median (NACE 18) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
Key points
By topic
Board & ownership
- Board
- 1 member
- CLARINVAL Régis Hervé GhislainDirector
Network & group
- Connected companies
- 1
Timeline
- Events
- 23
- Since
- 2007
- Next accounts
- by 31-07-2027
- 20-11-2023Appointment: CLARINVAL Régis Hervé Ghislain (director)
- 09-11-2023Annual accounts filed
- 30-12-2022Appointment: Clarinval Régis (managing director)
Company details
- Sites
- 3
- Legal form
- Private limited company
- Activity
- Other printingNACE 18120
- Founded
- 18-01-2006
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 28
- Who signs
- Each director alone
Key facts about CREOS
- What is the company number of CREOS?
- 0878.751.902. In Belgium the VAT number is the company number with BE in front: BE 0878.751.902.
- Where is CREOS based?
- The registered office is at Rue de Bellefontaine 5, 5555 Bièvre.Company details
- What does CREOS do?
- According to the KBO register, the main activity is other printing (NACE 18120).
- What is the legal form of CREOS?
- Private limited company (BV).
- When was CREOS founded?
- On 18-01-2006.
- Is CREOS still active?
- Yes, CREOS is an active enterprise in the KBO register.
- How many employees does CREOS have?
- On average 4.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CREOS?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is CREOS profitable?
- In financial year 2025, CREOS made a loss of €26,863.
- Where can I find the annual accounts of CREOS?
- CREOS filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CREOS due?
- By 31-07-2027, for financial year 2026.Timeline
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