Debts
€67,214 83% of the balance sheet
Suppliers 19%Taxes and wages 73%Other 8%
Pleisterwerken Bas
Lifetime
2 annual accounts with figures on one time axispeak €22,807 (2025)
€22,807▲ €47,125
lowest -€25,007 (2024)
€18,615▲ €43,622
peak €13,608 (2025)
€13,608▲ €18,615
€67,214▲ 348%
Board1 name since 2023
1 directorVERVAEREN Bas
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from -€24,319 to €22,807Back to profit: €18,615Equity from -€5,007 to €13,608Debts from €15,000 to €67,214Cash from €1,082 to €23,334
Key points
from the 2025 annual accountsInvestments
€43,028 93.8 × depreciation
Green is investment, beige is depreciation.
Position in the sector
16.8%
Lower solvency than 80% of companies in specialised construction. Sector median 46.7% · 35,125 companies.
2025 accounts filed 25 days after the deadline
Checked score
54
Fair
Financially stronger than 57% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.7%
01-2025: 2.7%● unchanged vs 12-2024
02-2025: 3.0%▲ +0.3 percentage points vs 01-2025
03-2025: 3.0%● unchanged vs 02-2025
04-2025: 2.9%▼ -0.1 percentage points vs 03-2025
05-2025: 3.0%▲ +0.1 percentage points vs 04-2025
06-2025: 3.3%▲ +0.3 percentage points vs 05-2025
07-2025: 3.3%● unchanged vs 06-2025
08-2025: 3.3%● unchanged vs 07-2025
09-2025: 3.3%● unchanged vs 08-2025
10-2025: 3.3%● unchanged vs 09-2025
11-2025: 3.3%● unchanged vs 10-2025
12-2025: 4.4%▲ +1.1 percentage points vs 11-2025
01-2026: 4.4%● unchanged vs 12-2025
02-2026: 4.4%● unchanged vs 01-2026
03-2026: 4.2%▼ -0.2 percentage points vs 02-2026
04-2026: 4.2%● unchanged vs 03-2026
05-2026: 4.2%● unchanged vs 04-2026
06-2026: 4.2%● unchanged vs 05-2026
07-2026: 4.4%▲ +0.2 percentage points vs 06-2026
08-2026: 4.8%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 2.0%▼ -2.8 percentage points vs 08-2026lowest value
10-2026: 2.0%● unchanged vs 09-2026
11-2026: 2.0%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Last filed accounts filed 25 days late; 1 of the last 3 accounts late
Size: total assets €80,822
lowers risk
Liquidity: current ratio 0.57, cash €23,334
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 19% of them on solvency, 29% on liquidity, 83% on profitability and 98% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as Pleisterwerken Bas has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Pleisterwerken Bas itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Pleisterwerken Bas. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.57 (0.67 in 2024), below 1. Short-term debt is 83.2% and cash 28.9% of total assets. 83.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 35125 sector peers (2025).
NBB · sector comparisonPosition among 35125 sector peers
Solvency
better than 19%
← weakest
strongest →
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
25 days late
2024
104 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 65 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803446149
Incorporation
Founding capital of €20,000, 100 shares · Founder: VERVAEREN Bas · Appointment: VERVAEREN Bas (director) · published on 04-07-2023 · Gazette deed
First establishment
Dorpsstraat 23, Hamont-Achel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Pleisterwerken Bas Hamont-Achel | €80,822 | €22,807 | 16.8% | - |
| RC BUILDINGS Pelt | €81,717 | €22,976 | 76.9% | - |
| DF SERVICES Forest | €82,207 | €27,377 | 79.1% | - |
| DRS Algemene Aannemingen Riemst | €105,478 | €32,780 | 78.1% | - |
| MIJO Heusden-Zolder | €67,928 | €15,054 | 67.5% | - |
| D.E.Z. SINAN CHAPE Charleroi | €68,422 | €26,913 | 32.8% | - |
| DE KARWEI Ypres | €96,223 | €22,572 | 31.8% | - |
These companies have the same main activity as Pleisterwerken Bas: plastering work (NACE 43310). They are comparable in size and age: total assets between €67,900 and €105,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 30-06-2023Normal situation
- Activity
- Plastering workNACE 43310and 2 others
- Establishment unit
- 2.346.742.3783930 Hamont-Achel, since 30-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on Pleisterwerken Bas
The computed 12-month bankruptcy probability of Pleisterwerken Bas is 2.0% (moderate). The 2025 annual accounts show equity of €13,608 and a net result of €18,615.
Its solvency ranks better than 19% of 35,125 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Pleisterwerken Bas
- What is the company number of Pleisterwerken Bas?
- The company number of Pleisterwerken Bas is 0803.446.149. The VAT number is the same number with BE in front: BE 0803.446.149.
- Where is Pleisterwerken Bas based?
- The registered office is at Dorpsstraat 23, 3930 Hamont-Achel.Company details
- What does Pleisterwerken Bas do?
- According to the KBO register, the main activity is plastering work (NACE 43310).
- What is the legal form of Pleisterwerken Bas?
- Pleisterwerken Bas is a private limited company (BV).
- When was Pleisterwerken Bas founded?
- Pleisterwerken Bas was founded on 30-06-2023.
- Is Pleisterwerken Bas still active?
- Yes, Pleisterwerken Bas is an active enterprise in the KBO register.
- What is the turnover of Pleisterwerken Bas?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €22,807 and 159 comparable companies (NACE 433). It probably lies between €130,000 and €480,000. It is a rough estimate.Financials
- Is Pleisterwerken Bas profitable?
- In financial year 2025, Pleisterwerken Bas made a profit of €18,615.
- Where can I find the annual accounts of Pleisterwerken Bas?
- Pleisterwerken Bas filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Pleisterwerken Bas due?
- Pleisterwerken Bas must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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