DF SERVICES
ActiveThe computed 12-month bankruptcy probability of DF SERVICES is 4.0% (elevated). The 2025 annual accounts show equity of €65k and a net result of €19k. Equity is growing by ~58.3% per year across the filed fiscal years. Its solvency ranks better than 84% of 26942 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth78=
Stability94
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.43 against 2.22 in 2024), and 20.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.1%
Return on assets
23%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
13 d late
2024
20 d late
2023
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 35.1%
2024 · €48k
2023: €9k
2024: €48k
2023 → 2025
Total assets
€82k▲ 1.9%
2024 · €81k
2023: €21k
2024: €81k
2023 → 2025
Net result
€19k▼ 52.0%
2024 · €39k
2023: €8k
2024: €39k
2023 → 2025
Working capital
€59k▲ 48.2%
2024 · €40k
2023: €9k
2024: €40k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€48k▲ 444%€65k▲ 35.1%
Operating result€10k-€49k▲ 398%€24k▼ 51.5%
Net result€8k-€39k▲ 400%€19k▼ 52.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€6k▼ 26.3%
Current assets
€76k▲ 5.2%
Equity and liabilities €82k
Equity
€65k▲ 35.1%
Debt
€17k▼ 47.3%
The debt ratio falls from 40.3% to 20.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€27k▼
2024 · €50k
Cash flow
€22k▼
2024 · €40k
Solvency
79.1%▲
2024 · 59.7%
Current ratio
4.43▲
2024 · 2.22
Quick ratio
4.43▲
2024 · 2.22
Debt / equity
0.26▼
2024 · 0.67
ROE
29.0%▼
2024 · 81.6%
ROA
23.0%▼
2024 · 48.7%
Interest coverage
43.82▼
2024 · 365.65
Debt
€17k▼
2024 · €33k
Debt ≤ 1 year
€17k▼
2024 · €33k
Income taxes
€4k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€82k▲
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€814€431▼
Current assets29/58€72k€76k▲
Amounts receivable within one year40/41€10k€5k▼
Trade receivables40€6k-
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€62k€71k▲
Deferred charges and accrued income490/1-€16
Equity and liabilities
Total equity and liabilities10/49€81k€82k▲
Equity10/15€48k€65k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€47k€64k▲
Amounts payable17/49€33k€17k▼
Amounts payable within one year42/48€33k€17k▼
Trade debts44€17k€1k▼
Suppliers440/4€17k€1k▼
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€12k€9k▼
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€242€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€562€3k▲
Other operating charges640/8€64€457▲
Gross operating margin9900€50k€27k▼
Operating profit (loss)9901€49k€24k▼
Financial charges65/66B€136€614▲
Recurring financial charges65€136€614▲
Profit (loss) for the period before taxes9903€49k€23k▼
Income taxes67/77€10k€4k▼
Profit (loss) for the period9904€39k€19k▼
Profit (loss) for the period to be appropriated9905€39k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€66k▲
Profit (loss) brought forward from the previous period14P€8k€47k▲
Profit to be distributed694/7-€2k
Directors or managers695-€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Highest result since 2023net €39k ▲400%
Operating result €49k, net result €39k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2023
Ground area
543 m²
Building footprint
214 m²
Volume, LiDAR
2,083 m³
Parcel 21384D0087/00D009, Brussels · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DF SERVICES
since 20232.342.152.003
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21384D0087/00D009 | Brussels | 543 m² | 1 · 214 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,984 companies in sector 43310 we hold annual accounts for 1,735. 1,516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2023
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43350Other building finishing work
43990Other specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.