PLBD
ActiveSummary
The computed 12-month bankruptcy probability of PLBD is 4.4% (elevated). The 2024 annual accounts show negative equity (€-3k) and a net result of €-6k. Equity is shrinking by ~80% per year across the filed fiscal years. Its solvency ranks better than 6% of 1290 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency11▼-22
Growth32=
Track record94
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.84 against 1.06 in 2023; short-term debt: 114.5% and cash: 0.9% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-14.5%
Return on assets
-29.4%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
21222324
2021 to 2024 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
13 d early
2023
68 d late
2022
31 d late
2021
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-6k▲ 36.0%
2023 · €-9k
2021: €85khighest in 4 years
2022: €56k▼ -34.7% vs 2021
2023: €-9k▼ -117% vs 2022lowest in 4 years
2024: €-6k▲ +36.0% vs 2023
2021 → 2024
Working capital
€-4k
2023 · €2k
2021: €88k
2022: €133k▲ +50.6% vs 2021highest in 4 years
2023: €2k▼ -98.5% vs 2022
2024: €-4k▼ -286% vs 2023lowest in 4 years
2021 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€88k-€134k▲ 51.9%€3k▼ 97.8%€-3k
2021: €88k
2022: €134k▲ +51.9% vs 2021highest in 4 years
2023: €3k▼ -97.8% vs 2022
2024: €-3k▼ -197% vs 2023lowest in 4 years
Operating result€110k-€69k▼ 37.2%€-9k€-7k▲ 23.0%
2021: €110khighest in 4 years
2022: €69k▼ -37.2% vs 2021
2023: €-9k▼ -113% vs 2022lowest in 4 years
2024: €-7k▲ +23.0% vs 2023
Net result€85k-€56k▼ 34.7%€-9k€-6k▲ 36.0%
2021: €85khighest in 4 years
2022: €56k▼ -34.7% vs 2021
2023: €-9k▼ -117% vs 2022lowest in 4 years
2024: €-6k▲ +36.0% vs 2023
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2024 against €9k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20k
Fixed assets
€805 ▼ 19.3%
Current assets
€19k ▼ 47.3%
Key figures and ratios
EBITDA
€-7k▲
2023 · €-9k
Cash flow
€-6k▲
2023 · €-9k
Solvency
-14.5%▼
2023 · 8.0%
Current ratio
0.84▼
2023 · 1.06
Debt to equity
-7.90▼
2023 · 11.55
ROA
-29.4%▼
2023 · -24.6%
Interest coverage
-227.35▼
2023 · -60.83
Debt
€23k▼
2023 · €35k
Debt ≤ 1 year
€23k▼
2023 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 35 lines
Balance sheet
Code20232024
Assets
Total assets20/58€38k€20k▼
Fixed assets21/28€998€805▼
Tangible fixed assets22/27€998€805▼
Furniture and vehicles24€998€805▼
Current assets29/58€37k€19k▼
Amounts receivable within one year40/41€6k€19k▲
Other amounts receivable41€6k€19k▲
Cash at bank and in hand54/58€30k€182▼
Equity and liabilities
Total equity and liabilities10/49€38k€20k▼
Equity10/15€3k€-3k▼
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14-€-6k
Amounts payable17/49€35k€23k▼
Amounts payable within one year42/48€35k€23k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€33k€20k▼
Taxes450/3€33k€20k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€193€193=
Other operating charges640/8€271€2k▲
Gross operating margin9900€-9k€-5k▲
Operating profit (loss)9901€-9k€-7k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€147€30▼
Recurring financial charges65€147€30▼
Profit (loss) for the period before taxes9903€-9k€-6k▲
Profit (loss) for the period9904€-9k€-6k▲
Profit (loss) for the period to be appropriated9905€-9k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€122k€-6k▼
Profit (loss) brought forward from the previous period14P€131k-
Profit to be distributed694/7€122k-
Return on contributions (dividend)694€122k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €94 | €193 | €193 | = |
| Other operating charges640/8 | €295 | €249 | €271 | €2k | ▲ 703% |
| Gross operating margin9900 | €110k | €69k | €-9k | €-5k | ▲ 46.3% |
| Operating profit (loss)9901 | €110k | €69k | €-9k | €-7k | ▲ 23.0% |
| Financial income75/76B | - | - | - | €1k | - |
| Recurring financial income75 | - | - | - | €1k | - |
| Financial charges65/66B | - | €211 | €147 | €30 | ▼ 79.5% |
| Recurring financial charges65 | - | €211 | €147 | €30 | ▼ 79.5% |
| Profit (loss) for the period before taxes9903 | €110k | €69k | €-9k | €-6k | ▲ 36.0% |
| Income taxes67/77 | €24k | €13k | - | - | - |
| Profit (loss) for the period9904 | €85k | €56k | €-9k | €-6k | ▲ 36.0% |
| Profit (loss) for the period to be appropriated9905 | €85k | €56k | €-9k | €-6k | ▲ 36.0% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €121k | €184k | €38k | €20k | ▼ 46.5% |
| Fixed assets21/28 | - | €1k | €998 | €805 | ▼ 19.3% |
| Tangible fixed assets22/27 | - | €1k | €998 | €805 | ▼ 19.3% |
| Furniture and vehicles24 | - | €1k | €998 | €805 | ▼ 19.3% |
| Current assets29/58 | €121k | €183k | €37k | €19k | ▼ 47.3% |
| Amounts receivable within one year40/41 | €22k | €85k | €6k | €19k | ▲ 201% |
| Trade receivables40 | €22k | €10k | - | - | - |
| Other amounts receivable41 | - | €75k | €6k | €19k | ▲ 201% |
| Cash at bank and in hand54/58 | €99k | €98k | €30k | €182 | ▼ 99.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €121k | €184k | €38k | €20k | ▼ 46.5% |
| Equity10/15 | €88k | €134k | €3k | €-3k | ▼ 197% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Capital10 | - | - | €3k | €3k | = |
| Issued capital100 | - | - | €3k | €3k | = |
| Profit (loss) carried forward14 | €85k | €131k | - | €-6k | - |
| Amounts payable17/49 | €33k | €50k | €35k | €23k | ▼ 33.5% |
| Amounts payable within one year42/48 | €33k | €50k | €35k | €23k | ▼ 33.5% |
| Trade debts44 | €226 | €2k | €2k | €3k | ▲ 56.2% |
| Suppliers440/4 | €226 | €2k | €2k | €3k | ▲ 56.2% |
| Taxes, remuneration and social security45 | €32k | €48k | €33k | €20k | ▼ 39.0% |
| Taxes450/3 | €32k | €48k | €33k | €20k | ▼ 39.0% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €85k | €56k | €-9k | €-6k | ▲ 36.0% |
| + Depreciation and write-downs630 | - | €94 | €193 | €193 | = |
| Operating cash flow (approximation) | €85k | €56k | €-9k | €-6k | ▲ 36.8% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - |
| Change in cash | - | €-779 | €-68k | €-30k | ▲ 55.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €134k ▲51.9%
2 profitable years in a row build equity to €134k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2020
Ground area
372 m²
Building footprint
349 m²
Parcel 92009B0177/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
PLBD
since 20202.309.536.445
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92009B0177/00G000 | Wallonia | 372 m² | 1 · 349 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Anahon
BE 0743.695.733
Jette · Eq €3,000
Algemene Bouwwerken W&L
BE 0745.499.240
Heist-op-den-Berg · Eq €3,000
D&T Projects
BE 0749.645.989
Beveren-Kruibeke-Zwijndrecht · Eq €3,000
V.E. CO
BE 0771.462.378
Maasmechelen · Eq €3,000
LMG-IMMO
BE 0771.627.872
Vilvoorde · Eq €3,000
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 4,604 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43341Painting of buildings
43211General electrical installation work
43230Insulation installation
46831Wholesale of construction materials, general range
73300Public relations and communication consultancy
Contact
E-mail
plbdruet@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.