PLASTEEL
ActiveSummary
PLASTEEL has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139,873 and a net result of €71,059. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 40% of 11502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▲+11
Solvency54▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.0 in 2024; short-term debt: 64.8% and cash: 1.1% of total assets), and 71.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.5%
Return on assets
14.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
3 d late
2023
34 d early
2022
26 d early
2021
5 d early
2020
24 d early
2019
43 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 16 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#5 company by total assets in Lobbes, Wholesale and retail trade sector#6 oldest company in Lobbes, Wholesale and retail trade sector
Equity
€139,873▲ 25.1%
2024 · €111,814
Total assets
€490,062▲ 51.0%
2024 · €324,444
Net result
€71,059▲ 256%
2024 · €19,972
Working capital
€21,736▲ 4,767%
2024 · €447
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€52,020▲ 35.3%€51,035▼ 1.9%€76,574▲ 50.0%€37,092▼ 51.6%€114,744▲ 209%
Net result€34,218above the sector's middle half▲ 134%€35,963above the sector's middle half▲ 5.1%€52,800above the sector's middle half▲ 46.8%€19,972within the sector's middle half▼ 62.2%€71,059above the sector's middle half▲ 256%
Equity€54,673within the sector's middle half▲ 167%€73,486within the sector's middle half▲ 34.4%€98,986within the sector's middle half▲ 34.7%€111,814within the sector's middle half▲ 13.0%€139,873within the sector's middle half▲ 25.1%
Total assets€355,807within the sector's middle half▲ 22.8%€409,667above the sector's middle half▲ 15.1%€412,676above the sector's middle half▲ 0.7%€324,444within the sector's middle half▼ 21.4%€490,062above the sector's middle half▲ 51.0%
Debt€301,133▲ 11.8%€336,181▲ 11.6%€313,690▼ 6.7%€212,629▼ 32.2%€350,189▲ 64.7%
Working capital-€8,124below the sector's middle half▲ 76.5%-€25,355below the sector's middle half▼ 212%€4,270within the sector's middle half€447within the sector's middle half▼ 89.5%€21,736within the sector's middle half▲ 4,767%
Solvency15.4%within the sector's middle half▲ 8.3pp17.9%within the sector's middle half▲ 2.6pp24.0%within the sector's middle half▲ 6.0pp34.5%within the sector's middle half▲ 10.5pp28.5%within the sector's middle half▼ 5.9pp
Current ratio0.97within the sector's middle half▲ 0.120.92below the sector's middle half▼ 0.051.02within the sector's middle half▲ 0.101.00within the sector's middle half▼ 0.011.07within the sector's middle half▲ 0.07
Return on assets (ROA)9.6%within the sector's middle half▲ 4.6pp8.8%within the sector's middle half▼ 0.8pp12.8%above the sector's middle half▲ 4.0pp6.2%within the sector's middle half▼ 6.6pp14.5%above the sector's middle half▲ 8.3pp
Staff (FTE)10.9▼ 10.0%1▲ 11.1%1=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 209% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490,062
Fixed assets
€150,852 ▲ 9.4%
Current assets
€339,210 ▲ 81.9%
Equity and liabilities €490,062
Equity
€139,873 ▲ 25.1%
Debt
€350,189 ▲ 64.7%
Debt's share of the balance-sheet total rises from 65.5% to 71.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€146,082▲
2024 · €64,049
Cash flow
€102,397▲
2024 · €46,929
Quick ratio
1.04▲
2024 · 0.92
Debt to equity
2.50▲
2024 · 1.90
ROE
50.8%▲
2024 · 17.9%
Interest coverage
21.39▲
2024 · 6.84
Debt ≤ 1 year
€317,474▲
2024 · €186,045
Debt > 1 year
€25,722▲
2024 · €24,962
Income taxes
€38,846▲
2024 · €8,263
Staff costs
€61,906▲
2024 · €59,210
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,815 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.8%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €2,826 | - |
| Remuneration, social security and pensions62 | - | €54,631 | €55,341 | €59,210 | €61,906 | ▲ 4.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,753 | €33,604 | €17,568 | €26,957 | €31,338 | ▲ 16.3% |
| Other operating charges640/8 | - | €2,264 | €3,011 | €8,106 | €3,013 | ▼ 62.8% |
| Non-recurring operating charges66A | - | - | €7,076 | €639 | - | - |
| Gross operating margin9900 | €128,407 | €141,534 | €159,571 | €132,003 | €211,002 | ▲ 59.8% |
| Operating profit (loss)9901 | €52,020 | €51,035 | €76,574 | €37,092 | €114,744 | ▲ 209% |
| Financial income75/76B | - | €101 | €0 | €506 | €1,991 | ▲ 294% |
| Recurring financial income75 | €2,488 | €101 | €0 | €506 | €1,991 | ▲ 294% |
| Financial charges65/66B | - | €4,372 | €5,533 | €9,363 | €6,830 | ▼ 27.1% |
| Recurring financial charges65 | €5,823 | €4,372 | €5,533 | €9,363 | €6,830 | ▼ 27.1% |
| Profit (loss) for the period before taxes9903 | €48,685 | €46,764 | €71,042 | €28,235 | €109,905 | ▲ 289% |
| Income taxes67/77 | €14,467 | €10,801 | €18,242 | €8,263 | €38,846 | ▲ 370% |
| Profit (loss) for the period9904 | €34,218 | €35,963 | €52,800 | €19,972 | €71,059 | ▲ 256% |
| Profit (loss) for the period to be appropriated9905 | €34,218 | €35,963 | €52,800 | €19,972 | €71,059 | ▲ 256% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €355,807 | €409,667 | €412,676 | €324,444 | €490,062 | ▲ 51.0% |
| Fixed assets21/28 | €112,313 | €122,792 | €135,746 | €137,953 | €150,852 | ▲ 9.4% |
| Tangible fixed assets22/27 | €111,813 | €122,292 | €135,246 | €137,453 | €150,352 | ▲ 9.4% |
| Land and buildings22 | - | €41,982 | €43,051 | €52,219 | €46,103 | ▼ 11.7% |
| Plant, machinery and equipment23 | - | €934 | €1,576 | €7,439 | €13,311 | ▲ 78.9% |
| Furniture and vehicles24 | - | €39,325 | €50,178 | €43,590 | €49,632 | ▲ 13.9% |
| Other tangible fixed assets26 | - | €40,051 | €40,442 | €34,205 | €41,307 | ▲ 20.8% |
| Financial fixed assets28 | €500 | €500 | €500 | €500 | €500 | = |
| Current assets29/58 | €243,494 | €286,875 | €276,930 | €186,491 | €339,210 | ▲ 81.9% |
| Stocks and contracts in progress3 | €23,355 | €17,044 | €16,819 | €15,768 | €9,063 | ▼ 42.5% |
| Stocks30/36 | - | €17,044 | €16,819 | €15,768 | €9,063 | ▼ 42.5% |
| Amounts receivable within one year40/41 | €161,618 | €236,897 | €226,446 | €116,978 | €265,973 | ▲ 127% |
| Trade receivables40 | - | €227,008 | €211,443 | €88,391 | €215,690 | ▲ 144% |
| Other amounts receivable41 | - | €9,889 | €15,002 | €28,587 | €50,283 | ▲ 75.9% |
| Current investments50/53 | €7,309 | €14,059 | €24,659 | €38,084 | €53,083 | ▲ 39.4% |
| Cash at bank and in hand54/58 | €48,132 | €15,149 | €4,865 | €8,913 | €5,506 | ▼ 38.2% |
| Deferred charges and accrued income490/1 | - | €3,726 | €4,141 | €6,748 | €5,585 | ▼ 17.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €355,807 | €409,667 | €412,676 | €324,444 | €490,062 | ▲ 51.0% |
| Equity10/15 | €54,673 | €73,486 | €98,986 | €111,814 | €139,873 | ▲ 25.1% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €45,493 | €52,993 | €72,993 | €79,993 | €104,993 | ▲ 31.3% |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | - | €8,183 | €8,183 | €8,183 | €8,183 | = |
| Distributable reserves133 | - | €42,951 | €62,951 | €69,951 | €94,951 | ▲ 35.7% |
| Profit (loss) carried forward14 | -€9,412 | €1,901 | €7,401 | €13,229 | €16,288 | ▲ 23.1% |
| Amounts payable17/49 | €301,133 | €336,181 | €313,690 | €212,629 | €350,189 | ▲ 64.7% |
| Amounts payable after more than one year17 | €49,515 | €23,246 | €41,030 | €24,962 | €25,722 | ▲ 3.0% |
| Financial debts170/4 | - | €23,246 | €41,030 | €24,962 | €25,722 | ▲ 3.0% |
| Amounts payable within one year42/48 | €251,618 | €312,231 | €272,660 | €186,045 | €317,474 | ▲ 70.6% |
| Current portion of amounts payable after more than one year42 | - | €26,269 | €15,414 | €16,068 | €18,556 | ▲ 15.5% |
| Financial debts43 | - | €9,324 | €25,185 | €70,200 | €63,184 | ▼ 10.0% |
| Credit institutions430/8 | - | €9,324 | €25,185 | €70,200 | €63,184 | ▼ 10.0% |
| Trade debts44 | €166,839 | €195,080 | €195,132 | €80,016 | €143,696 | ▲ 79.6% |
| Suppliers440/4 | - | €195,080 | €195,132 | €80,016 | €143,696 | ▲ 79.6% |
| Advances received on contracts in progress46 | - | €30,179 | - | €769 | - | - |
| Taxes, remuneration and social security45 | - | €51,204 | €36,928 | €18,992 | €48,971 | ▲ 158% |
| Taxes450/3 | - | €44,897 | €31,096 | €12,798 | €42,524 | ▲ 232% |
| Remuneration and social security454/9 | - | €6,308 | €5,832 | €6,194 | €6,447 | ▲ 4.1% |
| Other amounts payable47/48 | - | €174 | - | - | €43,066 | - |
| Accrued charges and deferred income492/3 | - | €704 | - | €1,622 | €6,993 | ▲ 331% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,218 | €35,963 | €52,800 | €19,972 | €71,059 | ▲ 256% |
| + Depreciation and write-downs630 | €34,753 | €33,604 | €17,568 | €26,957 | €31,338 | ▲ 16.3% |
| Operating cash flow (approximation) | €68,971 | €69,567 | €70,368 | €46,929 | €102,397 | ▲ 118% |
| Investment in fixed assets (approximation) | - | -€44,083 | -€30,522 | -€29,164 | -€44,237 | ▼ 51.7% |
| Change in cash | - | -€32,983 | -€10,284 | €4,048 | -€3,407 | ▼ 184% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €71,059 ▲256%
Operating result €114,744, net result €71,059, both a record.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Equity above €100,000Eq €111,814 ▲13%
6 profitable years in a row build equity to €111,814.
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €14,603 ▼16.5%
Net result drops to €14,603, the lowest in the series; recovery starts the following year.
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lobbes · 1 establishment unit since 1999
Ground area
4,325 m²
Building footprint
114 m²
Volume, LiDAR
648 m³
Parcel 56044B1070/00A003, Wallonia · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PLASTEEL
since 19992.091.323.265
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56044B1070/00A003 | Wallonia | 4,325 m² | 1 · 113 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,414 companies in sector 46180 we hold annual accounts for 1,892. 1,410 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-05-1999
Fiscal year end30-06
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
46649Wholesale of other machinery and equipment
46900Non-specialised wholesale trade
Contact
E-mail
PLASTEEL@PLASTEEL.BELobbes
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466119147
Also
9925:BE0466119147
Registered
27-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.