KENSINGTON
ActiveKENSINGTON has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €328k and a net result of €70k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+13
Solvency85▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 3.17 in 2024; short-term debt: 24.1% and cash: 17.7% of total assets), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
12.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
3 d early
2023
23 d late
2022
16 d late
2021
2 d early
2020
31 d late
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€328k▲ 27.2%
2024 · €258k
2018: €133k
2019: €126k
2020: €215k
2021: €251k
2022: €255k
2023: €246k
2024: €258k
2018 → 2025
Total assets
€549k▲ 32.4%
2024 · €414k
2018: €579k
2019: €549k
2020: €564k
2021: €583k
2022: €512k
2023: €445k
2024: €414k
2018 → 2025
Net result
€70k▲ 508%
2024 · €12k
2018: €2k
2019: €-2k
2020: €86k
2021: €36k
2022: €14k
2023: €-8k
2024: €12k
2018 → 2025
Working capital
€216k▲ 88.3%
2024 · €115k
2018: €-1k
2019: €-6k
2020: €66k
2021: €82k
2022: €87k
2023: €80k
2024: €115k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€251k-€255k▲ 1.4%€246k▼ 3.2%€258k▲ 4.7%€328k▲ 27.2%
Operating result€64k-€31k▼ 51.2%€325▼ 99.0%€22k▲ 6,744%€109k▲ 388%
Net result€36k-€14k▼ 62.7%€-8k€12k€70k▲ 508%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 388% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €549k
Fixed assets
€200k▼ 18.9%
Current assets
€349k▲ 108%
Equity and liabilities €549k
Equity
€328k▲ 27.2%
Provisions
€10k▼ 49.5%
Debt
€211k▲ 53.8%
The debt ratio rises from 33.1% to 38.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€137k▲
2024 · €71k
Cash flow
€99k▲
2024 · €61k
Solvency
59.8%▼
2024 · 62.2%
Current ratio
2.63▼
2024 · 3.17
Quick ratio
2.63▼
2024 · 3.17
Debt / equity
0.64▲
2024 · 0.53
ROE
21.4%▲
2024 · 4.5%
ROA
12.8%▲
2024 · 2.8%
Interest coverage
14.06▲
2024 · 8.03
Debt
€211k▲
2024 · €137k
Debt ≤ 1 year
€132k▲
2024 · €53k
Debt > 1 year
€23k▼
2024 · €84k
Income taxes
€43k▲
2024 · €10k
Staff costs
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€414k€549k▲
Fixed assets21/28€246k€200k▼
Intangible fixed assets21€2k€252▼
Tangible fixed assets22/27€244k€200k▼
Land and buildings22€235k€172k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€9k€28k▲
Other tangible fixed assets26€0-
Current assets29/58€168k€349k▲
Amounts receivable within one year40/41€147k€241k▲
Trade receivables40€47k€124k▲
Other amounts receivable41€100k€116k▲
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€3k€97k▲
Deferred charges and accrued income490/1€15k€8k▼
Equity and liabilities
Total equity and liabilities10/49€414k€549k▲
Equity10/15€258k€328k▲
Contributions10/11€7k€7k=
Reserves13€250k€321k▲
Tax-exempt reserves132€58k€36k▼
Distributable reserves133€192k€285k▲
Provisions and deferred taxes16€19k€10k▼
Deferred taxes168€19k€10k▼
Amounts payable17/49€137k€211k▲
Amounts payable after more than one year17€84k€23k▼
Financial debts170/4€84k€23k▼
Amounts payable within one year42/48€53k€132k▲
Current portion of amounts payable after more than one year42€22k€21k▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€20k€48k▲
Suppliers440/4€20k€48k▲
Taxes, remuneration and social security45€10k€56k▲
Taxes450/3€10k€56k▲
Remuneration and social security454/9€120€0▼
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3-€55k
Income statement
Code20242025
Non-recurring operating income76A-€80k
Remuneration, social security and pensions62€3k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€29k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€3k€4k▲
Gross operating margin9900€78k€148k▲
Operating profit (loss)9901€22k€109k▲
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€19k€104k▲
Transfer from deferred taxes780€3k€10k▲
Income taxes67/77€10k€43k▲
Profit (loss) for the period9904€12k€70k▲
Transfer from tax-exempt reserves789€9k€22k▲
Profit (loss) for the period to be appropriated9905€21k€93k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€93k▲
Transfer to equity691/2€21k€93k▲
To other reserves6921€21k€93k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-8k ▼161%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 16 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €86k
Net result €86k after one loss-making year.
31-12
Financial
Equity above €200kEq €215k ▲70.7%
Equity rises from €126k to €215k.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 50 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tennisbaanstraat 19000 GentGround area
96 m²
Building footprint
96 m²
Volume, LiDAR
1,395 m³
Parcel 44809I0791/00A002, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
KENSINGTON
since 20002.099.773.747
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0791/00A002 | Flanders | 96 m² | 1 · 96 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 767 EUR awarded · 767 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 324 EUR | 324 EUR |
| 2023 | 1 | 42 EUR | 42 EUR |
| 2022 | 1 | 401 EUR | 401 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2000
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
51180
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.