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Complete company report
Generated 19-08-2026
Active BE 0413.835.355Public limited company

PLASSCHAERT

Dok-Noord 7 ·9000 Gent, Belgium· 52 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of PLASSCHAERT is 0.8% (low). The 2024 annual accounts show equity of €555k and a net result of €-32k. Equity is growing by ~5.8% per year across the filed fiscal years. The company has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €555k
Net result €-32k
Active 52 yrs
Board 1
Financial profile 5 of 5 axes measured · computed by Checked
Health52Profitability0Solvency100Growth52Stability100
61 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 52
Profitability 0
Solvency 100
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1974, 52 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
52 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 23-07-2025 with the NBB · fiscal year 2024 · verkort
€-500k€-250k€0€250k€500kOperating result 2020: €-3k€-3kNet result 2020: €-345k€-345kOperating result 2021: €-474€-474Net result 2021: €-779€-779Operating result 2022: €5k€5kNet result 2022: €5k€5kOperating result 2023: €571k€571kNet result 2023: €502k€502kOperating result 2024: €-32k€-32kNet result 2024: €-32k€-32k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~5.8%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€200k€400k€600k2025: €114k (€70k - €159k)2026: €119k (€75k - €164k)2027: €124k (€69k - €180k)2018: €399k2019: €85k2020: €81k2021: €81k2022: €85k2023: €587k2024: €555k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€-32k
- 18-24
Net profit
€-32k
- 18-24
Cash flow
€-32k
- 18-24
Total assets
€663k
-5.6% 18-24
Equity
€555k
-5.4% 18-24
Working capital
€507k
-6.5% 18-24
Income taxes
€0
-100.0% 18-24
Debt
€108k
-6.7% 18-24
Show 8 other metrics
Debt ≤ 1y
€108k
-3.8% 18-24
Current ratio
5.70
-2.4% 18-24
Quick ratio
5.70
-2.4% 18-24
Solvency
83.7%
+0.2% 18-24
Debt / equity
0.19
-1.3% 18-24
ROE
-5.7%
- 18-24
ROA
-4.8%
- 18-24
Interest coverage
-127.55
- 18-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€-32k
Net profit€-32k
Cash flow€-32k
Staff costs-
Income taxes€0
Dividends-
Total assets€663k
Equity€555k
Debt€108k
of which ≤ 1y€108k
of which > 1y-
Working capital€507k
Employees (FTE)-
Ratios (computed)
2024
Current ratio5.70
Quick ratio5.70
Working capital ratio76.4%
Solvency83.7%
Debt / equity0.19
Long-term debt ratio-
Interest coverage-127.55
Gross margin-
Net margin-
ROA-4.8%
ROE-5.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€663k
Fixed assets 21/28€48k
Tangible fixed assets 22/27€48k
Current assets 29/58€615k
Amounts receivable within one year 40/41€615k
Cash & bank 54/58€239
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€663k
Equity 10/15€555k
Contributions / capital 10/11€372k
Reserves 13€183k
Amounts payable 17/49€108k
Amounts payable within one year 42/48€108k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€-13k
Operating result 9901€-32k
Financial charges 65€248
Result before taxes 9903€-32k
Income taxes 67/77€0
Net result for the period 9904€-32k
Result to be appropriated 9905€-32k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 6 directors
Current directors & mandates
  • CLUB SPORTS DIFFUSIONLegal entity
    Sole director· perm. rep.: DE NEEF Hans
    State Gazette act 24400792 (29-05-2024)
    Current
    29-05-2024 → present
Former directors (5)
  • DE JAEGER Antoinette Marie Elodie Ghislaine
    Director
    State Gazette act 24400792 (29-05-2024)
    Former
    - → 29-05-2024
  • De Neef Hans
    Director
    State Gazette act 22152055 (27-12-2022)
    Former
    29-06-2022 → 29-05-2024
    3 events
    • 29-05-2024 Resigned· Director
    • 29-06-2022 Appointed· Director
    • 29-06-2022 Appointed· Managing director
  • De Jaeger Antoinette
    Managing director
    State Gazette act 22152055 (27-12-2022)
    Former
    - → 29-06-2022
  • Plasschaert Barbara
    Director
    State Gazette act 22152055 (27-12-2022)
    Former
    - → 29-06-2022
  • Plassohaert Olivier
    Director
    State Gazette act 22152055 (27-12-2022)
    Former
    - → 29-06-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation01-01-1974
StatusActive
Postal code9000
Establishment units 2 locations
UNIC
Meersstraat 11, 9185 LochristiNiet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
since 19742.009.398.154
Grote Markt 52, 9060 Zelzate
Groothandel in overige consumentenartikelen
since 19742.009.398.253
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44021A2735/00X002 Flanders 2.2 ha 1 · 1.6 ha 23.8 m
44073D1085/00G000 Flanders 883 m² 1 · 253 m² 11.0 m · 3 fl.
43018A0509/00C002 Flanders 426 m² 1 · 426 m² 13.7 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
17-08-2026
State Gazette act Restructuring
Board meeting · Merger · Accounting effect
2025
23-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
18-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
12-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
20-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
07-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
04-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
03-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
30-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
27-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
20-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgian State Gazette reading coverage 1 of 5 acts read

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts
Address history · 1
29-05-2024
Registered-office move
All acts · 4 updated 2 days ago
2026
17-08-2026 Act object · Board meeting · Merger · Accounting effect Open-capture extraction
  • Act object: HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN)
  • Publication: 17/08/2026
  • Filing: 13-08-2026
  • Board meeting: 31/07/2026 · HECTOR INVESTMENT
  • Merger: type: fusie door overneming · HECTOR INVESTMENT
  • Accounting effect: 01/01/2026 · PLASSCHAERT
  • Power of attorney: publicatie van fusievoorstel in de bijlagen van het Belgisch Staatsblad · VANDELANOTTE NV
  • Filing representative: neerlegging van de akte · Jonckheere Kim
Summary: Act object · Board meeting · Merger · Accounting effect
Technical details 
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      "date": "2026-07-31",
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17-08-2026 Act object · Board meeting · Merger · Accounting effect Open-capture extraction
  • Act object: HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN)
  • Publication: 2026-08-17
  • Filing: 2026-08-13
  • Board meeting: 2026-07-31
  • Merger: date: 2026-07-31, type: fusion by absorption · HECTOR INVESTMENT
  • Accounting effect: 2026-01-01 · PLASSCHAERT
  • Power of attorney: scope: publicatie van het fusievoorstel in de bijlagen van het Belgisch Staatsblad · VANDELANOTTE NV
  • Filing representative: lasthebber · Jonckheere Kim
Summary: Act object · Board meeting · Merger · Accounting effect
Technical details 
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2024
29-05-2024 Registered office moved to Gent Registered-office change·Karel D’Aubioul
  • 9000 Gent, Dok Noord 7
Notary: Karel D’Aubioul · ZelzateFirm: Notarissen Noord, geassocieerde notarissen
Technical details 
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  },
  "subject_company": {
    "kbo": "0413.835.355",
    "name_full": "PLASSCHAERT",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "Notarissen Noord, geassocieerde notarissen",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Afschrift van de akte",
    "Co\u00F6rdinatie van de statuten"
  ]
}
2022
27-12-2022 2 directors appointed, 3 resigning, 1 reappointed Director changes
  • De Neef Hans, Bestuurder
  • De Neef Hans, Gedelegeerd bestuurder
  • Plasschaert Barbara, Bestuurder
  • Plassohaert Olivier, Bestuurder
  • De Jaeger Antoinette, Gedelegeerd bestuurder
  • De Jaeger Antoinette, Bestuurder
Technical details 
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      "kind": "director_out",
      "role": "bestuurder",
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        "rrn": null,
        "name": "Plasschaert Barbara",
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
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      "effective_date": "2022-06-29",
      "evidence_quote": "over te gaan tot aanvaarding van het ontslag als bestuurders van: - mevrouw Plasschaert Barbara, 9030 Gent, Alfons Minoodtlaan 17",
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      },
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      "effective_date": "2022-06-29",
      "evidence_quote": "over te gaan tot aanvaarding van het ontslag als bestuurders van: - de heer Plassohaert Olivier, 9060 Zelzate, Sint-Stevensstraat 39A",
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      "kind": "director_renew",
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      "effective_date": "2022-06-29",
      "evidence_quote": "het mandaat als bestuurder van mevrouw De Jaeger Antoinette te hernieuwen. Zij wordt derhalve herbenoemd als bestuurder vanaf 29 juni 2022 tot de jaarvergadering te houden in 2028.",
      "decharge_status": null,
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    {
      "kind": "director_in",
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        "rrn": null,
        "name": "De Neef Hans",
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      "reason": null,
      "subkind": "additional",
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      "effective_date": "2022-06-29",
      "evidence_quote": "bijkomend te benoemen als nieuwe bestuurder vanaf 29 juni 2022 tot de jaarvergadering te houden in 2028: de heer De Neef Hans, 1790 Affligem, Kasteelstraat 63.",
      "decharge_status": null,
      "mandate_duration": {
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    {
      "kind": "decharge_granted",
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        "rrn": null,
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      "reason": null,
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  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-12-27",
    "filing_date": "2022-12-14",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2022-06-29",
      "unanimous": true
    },
    {
      "body": "raad_van_bestuur",
      "date": "2022-06-29",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0413.835.355",
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  "publication_proxy": {
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  },
  "co_filed_documents": [],
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL PLASSCHAERT
Registered office
Dok-Noord 7
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative