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PLANTAIN

Active
Private limited companyfounded 199827 yrs activeNijverheidskaai 225, 1070 Anderlecht, BelgiumKBO/BCE: BE 0464.703.739
Summary

The computed 12-month bankruptcy probability of PLANTAIN is 1.7% (moderate). The 2025 annual accounts show equity of €71,416 and a net result of €2,933. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 12396 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
PLANTAINActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716Retail sale of fruit and vegetables NACE 47210Retail sale of motor vehicle parts and accessories NACE 47820
1 site
Size
€125,605total assets 2025
Staff
4 FTE
Equity
€71,416
Profit
€2,933
Financial health
55 Fair Checked score 2025
Bankruptcy chance 12 m
1.7%
Structure
Accounts filed 210 d late0 of 4 deeds read
Why 55- Latest accounts 211 days late; 1 of the last 3 late- Size: total assets €125,605- Liquidity: current ratio 1.90, cash €4,952+ Founded in 1998Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 52% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 82+2
equity 56.9% of total assets
Liquidity 37+1
short-term debt 38.0% · cash 3.9%
Profitability 72+64
return on assets 2.3%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%▼ -2.1% vs 11-2024lowest value 01-2025: 0.3%▲ +37.1% vs 12-2024 02-2025: 0.6%▲ +69.5% vs 01-2025 03-2025: 0.7%▲ +33.6% vs 02-2025 04-2025: 0.7%● 0.0% vs 03-2025 05-2025: 0.7%● 0.0% vs 04-2025 06-2025: 0.7%● 0.0% vs 05-2025 07-2025: 0.7%▼ -1.1% vs 06-2025 08-2025: 0.7%● 0.0% vs 07-2025 09-2025: 0.7%● 0.0% vs 08-2025 10-2025: 0.8%▲ +9.2% vs 09-2025 11-2025: 0.8%▼ -0.6% vs 10-2025 12-2025: 0.8%▼ -2.4% vs 11-2025 01-2026: 1.0%▲ +23.2% vs 12-2025 02-2026: 1.3%▲ +40.4% vs 01-2026 03-2026: 1.4%▲ +4.3% vs 02-2026 04-2026: 2.0%▲ +46.1% vs 03-2026 05-2026: 2.1%▲ +5.8% vs 04-2026 06-2026: 2.8%▲ +29.9% vs 05-2026 07-2026: 4.8%▲ +73.1% vs 06-2026highest value 08-2026: 4.8%● 0.0% vs 07-2026highest value 09-2026: 1.7%▼ -63.8% vs 08-2026 10-2026: 1.7%▼ -0.1% vs 09-2026
  • Latest accounts 211 days late; 1 of the last 3 late raises the probability
  • Founded in 1998 lowers the probability for this profile
  • Size: total assets €125,605 raises the probability for this profile
  • Liquidity: current ratio 1.90, cash €4,952 raises the probability
Credit up to €3,500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.9 against 1.9 in 2024; short-term debt: 38% and cash: 3.9% of total assets), and 43.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 70%, liquidity 35%, profitability 54%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Latest accounts 211 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1998
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €125,605
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.90, cash €4,952
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-08-2026, 210 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
210 d late
2024
on the day
2023
2 d early
2022
9 d late
2021
21 d early
2019
90 d late
2018
12 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 43 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close06-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €2,933
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 210 d View
  • Active since 1998founded 30-11-1998 27 years View
  • Total assets 20256 fiscal years filed €125,605 View

By topic

Financials

Fiscal year
2025
Total assets
€125,605
Profit
€2,933
Solvency
56.9%
Total assets▲ 1.3%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-01-2027
  1. 29-08-2026Annual accounts filed
  2. 30-06-2025Back to profit
  3. 31-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
30-11-1998
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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