PLANNING
ActivePLANNING has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €625k and a net result of €80k. Equity is growing by ~29.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 8968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability53▲+8
Solvency75▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.02 in 2023; short-term debt: 50.2% and cash: 4.3% of total assets), and 50.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-09-2025, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d late
2023
57 d late
2022
79 d late
2021
24 d late
2020
38 d late
2019
131 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€80k▲ 126%
2023 · €35k
2018: €-50k
2019: €15k
2020: €117k
2021: €214k
2022: €124k
2023: €35k
2018 → 2024
Working capital
€93k▲ 603%
2023 · €13k
2018: €-676k
2019: €-598k
2020: €-441k
2021: €-187k
2022: €-22k
2023: €13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€171k-€385k▲ 125%€510k▲ 32.3%€545k▲ 7.0%€625k▲ 14.7%
Operating result€126k-€223k▲ 77.1%€173k▼ 22.4%€38k▼ 77.8%€100k▲ 160%
Net result€117k-€214k▲ 82.7%€124k▼ 41.8%€35k▼ 71.5%€80k▲ 126%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 160% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.25M
Fixed assets
€532k=
Current assets
€723k▲ 21.6%
Equity and liabilities €1.25M
Equity
€625k▲ 14.7%
Debt
€629k▲ 8.3%
The debt ratio falls from 51.6% to 50.2%. Equity and debt are higher.
Key figures and ratios
Solvency
49.8%▲
2023 · 48.4%
Current ratio
1.15▲
2023 · 1.02
Quick ratio
1.15▲
2023 · 1.02
Debt / equity
1.01▼
2023 · 1.07
ROE
12.8%▲
2023 · 6.5%
ROA
6.4%▲
2023 · 3.2%
Debt
€629k▲
2023 · €581k
Debt ≤ 1 year
€629k▲
2023 · €581k
Income taxes
€30k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.13M€1.25M▲
Fixed assets21/28€532k€532k=
Financial fixed assets28€532k€532k=
Current assets29/58€594k€723k▲
Amounts receivable within one year40/41€589k€668k▲
Trade receivables40€230k€307k▲
Other amounts receivable41€360k€362k▲
Cash at bank and in hand54/58€5k€54k▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.25M▲
Equity10/15€545k€625k▲
Contributions10/11€231k€231k=
Capital10€231k€231k=
Issued capital100€231k€231k=
Reserves13€314k€394k▲
Non-distributable reserves130/1€23k€23k=
Legal reserve130€23k€23k=
Distributable reserves133€291k€371k▲
Amounts payable17/49€581k€629k▲
Amounts payable within one year42/48€581k€629k▲
Trade debts44€123k€194k▲
Suppliers440/4€123k€194k▲
Taxes, remuneration and social security45€57k€35k▼
Taxes450/3€57k€35k▼
Other amounts payable47/48€400k€400k=
Income statement
Code20232024
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€91k-
Other operating charges640/8€960€968▲
Gross operating margin9900€131k€101k▼
Operating profit (loss)9901€38k€100k▲
Financial income75/76B€10k€10k▲
Recurring financial income75€10k€10k▲
Financial charges65/66B€371€296▼
Recurring financial charges65€371€296▼
Profit (loss) for the period before taxes9903€48k€110k▲
Income taxes67/77€13k€30k▲
Profit (loss) for the period9904€35k€80k▲
Profit (loss) for the period to be appropriated9905€35k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€80k▲
Transfer to equity691/2€35k€80k▲
To other reserves6921€35k€80k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
18-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 79 days late
2022
31-12
Financial
Equity above €500kEq €510k ▲32.3%
4 profitable years in a row build equity to €510k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
31-12
Financial
Highest result since 2018net €214k ▲82.7%
Operating result €223k, net result €214k, both a record.
31-12
Financial
Equity above €200kEq €385k ▲125%
3 profitable years in a row build equity to €385k.
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 38 days late
2020
31-12
Financial
Equity above €150kEq €171k ▲216%
2 profitable years in a row build equity to €171k.
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 131 days late
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 10 days late
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schermutselingstraat 17700 MouscronGround area
1,286 m²
Building footprint
1,233 m²
Parcel 54435G0698/02A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Schermutselingstraat 1, 7700 Mouscron
since 20032.111.690.196
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54435G0698/02A000 | Wallonia | 1,286 m² | 1 · 1,233 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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E.C.A. SYSTEMS
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JUMAXAN
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HUNTER EN COLMAN
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Grobbendonk · Eq €627k
Of 2,715 companies in sector 73200 we hold annual accounts for 1,785. 1,229 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-10-1972
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.