Equity
€26,537 from €1.0m in 2008
Equity fell by 97% in 17 years.
PLANETCONSTRUCT
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2001peak €191,564 (2013)
€46,488▼ 1.1%
lowest -€71,769 (2009)
€29,176▲ 6.4%
peak €1.0m (2008)
€26,537▼ 82.8%
€172,435▲ 68×
peak 0 FTE (2023)
0 FTE
Board4 names since 2017
2 directorsFrancis WINNE and 1 other
Documentsfilings and deeds
15-06-202646 days before the deadline
2025financial year
Dividend €156,661Equity from €154,022 to €26,537Debts from €2,534 to €172,435Cash from €67,587 to €20,576
Key points
from the 2025 annual accountsChecked score
89
Excellent
Financially stronger than 20% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Equity €26,537 (13.3% of total assets)
lowers risk
Size: total assets €198,972
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 18% of them on solvency, 6% on liquidity, 50% on profitability and 8% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,818 companies had the same profile as PLANETCONSTRUCT has now. Each dot stands for 10 companies, two years later.
95.1%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PLANETCONSTRUCT itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for PLANETCONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.12 (61.68 in 2024), below the usual 1.5. Short-term debt is 86.7% and cash 10.3% of total assets. 86.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Four signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 days early
2024
48 days early
2023
26 days early
2022
52 days early
2021
31 days early
2020
19 days early
2019
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0473076225
Changes of role: Francis WINNE (statutory director) and Linda ALLEGAERT (director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: Francis WINNE · Director discharge: Linda ALLEGAERT · General meeting of 03-03-2023 · Gazette deed
Resignations: MCJ CONSTRUCT (director) and SEB MENUISERIE (director)
General meeting of 06-07-2021 · Gazette deed
Appointments: MCJ CONSTRUCT (director) and SEB MENUISERIE (director)
General meeting of 23-06-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PLANETCONSTRUCT Mouscron | €198,972 | €46,488 | 13.3% | 0 |
| TK CONSULTING Lede | €201,525 | €47,113 | 49.8% | 0 |
| VIRSYS Antwerp | €163,166 | €66,383 | 80.3% | 0 |
| AUGIAS CONSULTING Ghent | €238,941 | €30,935 | 52.0% | 0 |
| TRITOR Antwerp | €190,474 | €66,791 | 20.0% | 0 |
| NV FILKOM Bornem | €217,661 | €57,320 | 27.1% | 1 |
| SEQUEL IT Kalmthout | €283,940 | €59,171 | 76.8% | 0 |
These companies have the same main activity as PLANETCONSTRUCT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €163,000 and €284,000, founded between 2001 and 2008.
Official details
Source: KBO- Status
- Active since 19-10-2000Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 12 others
- Establishment unit
- 2.098.419.8067712 Mouscron, since 28-09-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Annual accounts 2025
- ≈ €160,000estimated
- €198,972▲ 27.1%
- Filing
- Filed on 15-06-2026, 46 days before the end of the filing period
Insights on PLANETCONSTRUCT
PLANETCONSTRUCT has existed since 2000. In 2013 the gross margin rose from €25,772 to €191,564.
The gross margin has fallen every year since 2021. Solvency fell in 2025 from 98.4% to 13.3% because of the dividend.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PLANETCONSTRUCT
- What is the company number of PLANETCONSTRUCT?
- The company number of PLANETCONSTRUCT is 0473.076.225. The VAT number is the same number with BE in front: BE 0473.076.225.
- Where is PLANETCONSTRUCT based?
- The registered office is at Kruisherenstraat 38, 7712 Mouscron.Company details
- What does PLANETCONSTRUCT do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of PLANETCONSTRUCT?
- PLANETCONSTRUCT is a private limited company (BV).
- When was PLANETCONSTRUCT founded?
- PLANETCONSTRUCT was founded on 19-10-2000.
- Is PLANETCONSTRUCT still active?
- Yes, PLANETCONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of PLANETCONSTRUCT?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €46,488 and 81 comparable companies (NACE 62200). It probably lies between €130,000 and €230,000.Financials
- Is PLANETCONSTRUCT profitable?
- In financial year 2025, PLANETCONSTRUCT made a profit of €29,176.
- Where can I find the annual accounts of PLANETCONSTRUCT?
- PLANETCONSTRUCT filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PLANETCONSTRUCT due?
- PLANETCONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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