Financials
- Fiscal year
- 2025
- Total assets
- €396,714
- Profit
- €32,715
- Solvency
- 39.6%
Total assets▼ 3.4%
Net result
20182025
SEB MENUISERIE
ActiveSummary
SEB MENUISERIE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157,158 and a net result of €32,715. Equity is growing by ~40% per year across the filed fiscal years. Its solvency ranks better than 44% of 8593 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Joinery installation
NACE 43320
1 site
Size
€396,714total assets 2025
- Equity
- €157,158
- Profit
- €32,715
Structure
- Holdings
- 1
Accounts 39 d early0 of 4 deeds read
Why 88- Sector Specialised construction activities (NACE 43)+ Founded in 2010+ Figures for FY 2025 (filed 22-06-2026)+ Size: total assets €396,714Show the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
65+7
equity 39.6% of total assets
Liquidity
60-1
short-term debt 13.4% · cash 9.5%
Profitability
79-2
return on assets 8.2%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 0.2%lowest value
02-2026: 0.2%▲ +0.9% vs 01-2026
03-2026: 0.2%● 0.0% vs 02-2026
04-2026: 0.2%▲ +10.4% vs 03-2026
05-2026: 0.3%▲ +4.1% vs 04-2026highest value
06-2026: 0.2%▼ -3.9% vs 05-2026
07-2026: 0.2%▼ -3.3% vs 06-2026
08-2026: 0.2%▲ +1.7% vs 07-2026
09-2026: 0.2%● 0.0% vs 08-2026
10-2026: 0.2%● 0.0% vs 09-2026
- Sector Specialised construction activities (NACE 43) raises the probability
- Founded in 2010 lowers the probability for this profile
- Figures for FY 2025 (filed 22-06-2026) lowers the probability
- Size: total assets €396,714 lowers the probability for this profile
Credit up to €13,000 at 30 days acceptable
Liquidity short (current ratio 0.78 against 0.84 in 2024; short-term debt: 13.4% and cash: 9.5% of total assets), and 60.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 42%, liquidity 57%, profitability 58%, growth against the median 62%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
27 d early
2023
33 d early
2022
38 d early
2021
31 d early
2020
19 d early
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Equity above €150,000Eq €157,158 ▲15%
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 22-06-2026Annual accounts filed
- 31-12-2025Equity above €150,000
- 04-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 22-12-2010
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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