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PLANCKAERT TECHNICS

Active
Spoelewielenlaan 20 ·8860 Lendelede, Belgium
KBO/BCE: BE 0830.456.392
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Age15 yrs
Staff (FTE)5.3

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PLANCKAERT TECHNICS is 0.8% (low). The 2024 annual accounts show equity of €511k and a net result of €203k. Equity is growing by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 992 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00437115
31-12-2023 31-07-2024 27-08-2024 27 d late 2024-00376288
31-12-2022 31-07-2023 27-07-2023 4 d early 2023-00278044
31-12-2021 31-07-2022 27-07-2022 4 d early 2022-20243544
31-12-2020 31-07-2021 31-08-2021 31 d late 2021-61000335
31-12-2019 31-07-2020 30-08-2020 30 d late 2020-51000499
31-12-2018 31-07-2019 30-08-2019 30 d late 2019-58200248
31-12-2017 31-07-2018 30-08-2018 30 d late 2018-56600334
31-12-2016 31-07-2017 30-08-2017 30 d late 2017-56200278
31-12-2015 31-07-2016 27-10-2016 88 d late 2016-66500505

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2010, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€203k+98.5%
Working capital€402k+89.2%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · verkort
€-100k€0€100k€200k€300kOperating result 2020: €-37k€-37kNet result 2020: €-32k€-32kOperating result 2021: €158k€158kNet result 2021: €110k€110kOperating result 2022: €75k€75kNet result 2022: €48k€48kOperating result 2023: €156k€156kNet result 2023: €102k€102kOperating result 2024: €306k€306kNet result 2024: €203k€203k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~24.5%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€250k€500k€750k€1.00M2025: €478k (€401k - €554k)2026: €595k (€472k - €717k)2027: €740k (€572k - €908k)2018: €189k2019: €171k2020: €101k2021: €185k2022: €234k2023: €308k2024: €511k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 53.7% 35.4%
better than 70% of 992 sector peers
Net result €203k €30k
better than 89% of 991 sector peers
Equity €511k €121k
better than 80% of 992 sector peers
Gross operating margin €707k €172k
better than 83% of 991 sector peers
Staff costs €342k €194k
higher than 67% of 619 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P70
2020: P37 · n=4302021: P49 · n=5562022: P56 · n=7492023: P61 · n=9012024: P70 · n=9922020 2024
Improving position over 2020-2024 · n=430-992
Net result P89
2020: P9 · n=4302021: P78 · n=5542022: P60 · n=7472023: P74 · n=9012024: P89 · n=9912020 2024
Improving position over 2020-2024 · n=430-991
Equity P80
2020: P33 · n=4302021: P54 · n=5562022: P63 · n=7492023: P69 · n=9012024: P80 · n=9922020 2024
Improving position over 2020-2024 · n=430-992
Gross operating margin P83
2020: P39 · n=4292021: P64 · n=5552022: P68 · n=7482023: P75 · n=8992024: P83 · n=9912020 2024
Improving position over 2020-2024 · n=429-991
Describes the position versus peers, not a forecast.
EBITDA
€360k
+74.8% 18-24
Net profit
€203k
+98.5% 18-24
Cash flow
€257k
+69.1% 18-24
Total assets
€951k
+35.2% 18-24
Equity
€511k
+65.7% 18-24
Working capital
€402k
+89.2% 18-24
Employees (FTE)
5
+20.5% 18-24
Staff costs
€342k
+28.4% 18-24
Income taxes
€99k
+98.5% 18-24
Dividends
€28k
+10.1% 18-24
Debt
€440k
+11.4% 18-24
Debt ≤ 1y
€251k
+19.7% 18-24
Debt > 1y
€189k
+2.1% 18-24
Current ratio
2.60
+29.2% 18-24
Quick ratio
2.15
+47.1% 18-24
Solvency
53.7%
+22.6% 18-24
Debt / equity
0.86
-32.8% 18-24
ROE
39.7%
+19.8% 18-24
ROA
21.3%
+46.8% 18-24
Interest coverage
77.78
+84.2% 18-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€360k
Net profit€203k
Cash flow€257k
Staff costs€342k
Income taxes€99k
Dividends-
Total assets€951k
Equity€511k
Debt€440k
of which ≤ 1y€251k
of which > 1y€189k
Working capital€402k
Employees (FTE)5.3
Ratios (computed)
2024
Current ratio2.60
Quick ratio2.15
Working capital ratio42.2%
Solvency53.7%
Debt / equity0.86
Long-term debt ratio0.37
Interest coverage77.78
Gross margin-
Net margin-
ROA21.3%
ROE39.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€951k
Fixed assets 21/28€299k
Tangible fixed assets 22/27€298k
Financial fixed assets 28€75
Current assets 29/58€652k
Stocks & contracts in progress 3€113k
Amounts receivable within one year 40/41€362k
Cash & bank 54/58€175k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€951k
Equity 10/15€511k
Contributions / capital 10/11€6k
Reserves 13€505k
Amounts payable 17/49€440k
Amounts payable after one year 17€189k
Amounts payable within one year 42/48€251k
Trade debts payable within one year 44€154k
Income statement
Gross operating margin 9900€707k
Operating result 9901€306k
Financial income 75€1k
Financial charges 65€5k
Result before taxes 9903€302k
Income taxes 67/77€99k
Net result for the period 9904€203k
Result to be appropriated 9905€203k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Planckaert Technics Bvba
Spoelewielenlaan 20, 8860 LendeledeSanitaire werkzaamheden
since 20102.193.349.350
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area683 m²
Buildings1
Building footprint474 m²
Volume (LiDAR)2,980 m³
Tallest building8.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34025B0415/00C002 Flanders 683 m² 1 · 474 m² 8.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency97Growth78Stability100
95 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 97
Growth 78
Stability 100

Ask AI about this company

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Loodgieterswerk43221Sanitaire werkzaamheden43221
Primary activity highlighted.
Names & trade names
Legal nameNL PLANCKAERT TECHNICS
Registered office
Spoelewielenlaan 20
8860 Lendelede, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.