PLANCKAERT TECHNICS
ActiveSummary
PLANCKAERT TECHNICS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €527,625 and a net result of €98,791. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 54% of 7900 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-15
Solvency72▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 1.98 against 2.6 in 2024; short-term debt: 29.4% and cash: 19.4% of total assets), but 53% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47%
Return on assets
8.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
27 d late
2022
4 d early
2021
4 d early
2020
31 d late
2019
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidy mirror
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#10 company by equity in Lendelede, Construction sector
Equity
€527,625▲ 3.3%
2024 · €510,739
Total assets
€1.1m▲ 18.1%
2024 · €950,701
Net result
€98,791▼ 51.2%
2024 · €202,558
Working capital
€324,824▼ 19.1%
2024 · €401,514
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€157,580€74,708▼ 52.6%€156,064▲ 109%€305,604▲ 95.8%€148,444▼ 51.4%
Net result€109,878€48,153▼ 56.2%€102,063▲ 112%€202,558▲ 98.5%€98,791▼ 51.2%
Equity€185,488▲ 84.4%€233,641▲ 26.0%€308,180▲ 31.9%€510,739▲ 65.7%€527,625▲ 3.3%
Total assets€611,981▲ 25.5%€667,243▲ 9.0%€703,087▲ 5.4%€950,701▲ 35.2%€1.1m▲ 18.1%
Debt€426,493▲ 10.2%€433,602▲ 1.7%€394,907▼ 8.9%€439,962▲ 11.4%€594,924▲ 35.2%
Working capital€114,639▲ 160%€164,340▲ 43.4%€212,255▲ 29.2%€401,514▲ 89.2%€324,824▼ 19.1%
Staff (FTE)3.3=4.6▲ 39.4%4.4▼ 4.3%5.3▲ 20.5%5.7▲ 7.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€467,642 ▲ 56.6%
Current assets
€654,907 ▲ 0.4%
Equity and liabilities €1.1m
Equity
€527,625 ▲ 3.3%
Debt
€594,924 ▲ 35.2%
Debt's share of the balance-sheet total rises from 46.3% to 53.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€232,955▼
2024 · €359,750
Cash flow
€183,302▼
2024 · €256,704
Current ratio
1.98▼
2024 · 2.60
Quick ratio
1.64▼
2024 · 2.15
Debt to equity
1.13▲
2024 · 0.86
ROE
18.7%▼
2024 · 39.7%
ROA
8.8%▼
2024 · 21.3%
Interest coverage
24.68▼
2024 · 77.78
Debt ≤ 1 year
€330,083▲
2024 · €250,648
Debt > 1 year
€264,841▲
2024 · €189,314
Income taxes
€43,000▼
2024 · €99,483
Staff costs
€399,254▲
2024 · €342,440
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €193,890 | €248,444 | €266,624 | €342,440 | €399,254 | ▲ 16.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €62,769 | €66,802 | €49,784 | €54,146 | €84,511 | ▲ 56.1% |
| Other operating charges640/8 | €4,559 | €4,165 | €7,138 | €4,600 | €9,549 | ▲ 108% |
| Gross operating margin9900 | €418,798 | €394,119 | €479,610 | €706,790 | €641,758 | ▼ 9.2% |
| Operating profit (loss)9901 | €157,580 | €74,708 | €156,064 | €305,604 | €148,444 | ▼ 51.4% |
| Financial income75/76B | €189 | €152 | €998 | €1,063 | €2,786 | ▲ 162% |
| Recurring financial income75 | €189 | €152 | €998 | €1,063 | €2,786 | ▲ 162% |
| Financial charges65/66B | €10,338 | €4,620 | €4,876 | €4,625 | €9,438 | ▲ 104% |
| Recurring financial charges65 | €10,338 | €4,620 | €4,876 | €4,625 | €9,438 | ▲ 104% |
| Profit (loss) for the period before taxes9903 | €147,431 | €70,240 | €152,186 | €302,042 | €141,791 | ▼ 53.1% |
| Income taxes67/77 | €37,553 | €22,087 | €50,124 | €99,483 | €43,000 | ▼ 56.8% |
| Profit (loss) for the period9904 | €109,878 | €48,153 | €102,063 | €202,558 | €98,791 | ▼ 51.2% |
| Profit (loss) for the period to be appropriated9905 | €109,878 | €48,153 | €102,063 | €202,558 | €98,791 | ▼ 51.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €611,981 | €667,243 | €703,087 | €950,701 | €1.1m | ▲ 18.1% |
| Fixed assets21/28 | €294,940 | €286,275 | €281,379 | €298,539 | €467,642 | ▲ 56.6% |
| Tangible fixed assets22/27 | €294,865 | €286,200 | €281,304 | €298,464 | €456,897 | ▲ 53.1% |
| Land and buildings22 | €208,811 | €190,669 | €178,988 | €161,625 | €142,649 | ▼ 11.7% |
| Plant, machinery and equipment23 | €17,846 | €26,129 | €25,707 | €45,770 | €118,573 | ▲ 159% |
| Furniture and vehicles24 | €68,208 | €69,402 | €76,609 | €91,069 | €195,675 | ▲ 115% |
| Financial fixed assets28 | €75 | €75 | €75 | €75 | €10,745 | ▲ 14,227% |
| Current assets29/58 | €317,041 | €380,968 | €421,708 | €652,163 | €654,907 | ▲ 0.4% |
| Stocks and contracts in progress3 | €94,930 | €134,516 | €115,566 | €113,220 | €114,900 | ▲ 1.5% |
| Stocks30/36 | €94,930 | €134,516 | €115,566 | €113,220 | €114,900 | ▲ 1.5% |
| Amounts receivable within one year40/41 | €143,245 | €135,932 | €149,419 | €362,112 | €320,059 | ▼ 11.6% |
| Trade receivables40 | €118,740 | €99,251 | €136,613 | €349,873 | €314,756 | ▼ 10.0% |
| Other amounts receivable41 | €24,505 | €36,681 | €12,805 | €12,239 | €5,303 | ▼ 56.7% |
| Cash at bank and in hand54/58 | €78,866 | €105,275 | €156,723 | €175,296 | €217,288 | ▲ 24.0% |
| Deferred charges and accrued income490/1 | - | €5,245 | - | €1,534 | €2,661 | ▲ 73.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €611,981 | €667,243 | €703,087 | €950,701 | €1.1m | ▲ 18.1% |
| Equity10/15 | €185,488 | €233,641 | €308,180 | €510,739 | €527,625 | ▲ 3.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €179,288 | €227,441 | €301,980 | €504,539 | €521,425 | ▲ 3.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €177,428 | €225,581 | €301,980 | €504,539 | €521,425 | ▲ 3.3% |
| Amounts payable17/49 | €426,493 | €433,602 | €394,907 | €439,962 | €594,924 | ▲ 35.2% |
| Amounts payable after more than one year17 | €224,091 | €216,975 | €185,454 | €189,314 | €264,841 | ▲ 39.9% |
| Financial debts170/4 | €224,091 | €216,975 | €185,454 | €189,314 | €264,841 | ▲ 39.9% |
| Amounts payable within one year42/48 | €202,402 | €216,628 | €209,453 | €250,648 | €330,083 | ▲ 31.7% |
| Current portion of amounts payable after more than one year42 | €35,557 | €38,005 | €31,521 | €25,520 | €57,520 | ▲ 125% |
| Trade debts44 | €104,977 | €134,707 | €129,037 | €153,850 | €196,073 | ▲ 27.4% |
| Suppliers440/4 | €104,977 | €134,707 | €129,037 | €153,850 | €196,073 | ▲ 27.4% |
| Taxes, remuneration and social security45 | €36,869 | €43,339 | €33,469 | €71,279 | €37,190 | ▼ 47.8% |
| Taxes450/3 | €27,944 | €29,113 | €33,469 | €68,450 | €22,810 | ▼ 66.7% |
| Remuneration and social security454/9 | €8,925 | €14,226 | - | €2,829 | €14,380 | ▲ 408% |
| Other amounts payable47/48 | €25,000 | €576 | €15,426 | - | €39,300 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €109,878 | €48,153 | €102,063 | €202,558 | €98,791 | ▼ 51.2% |
| + Depreciation and write-downs630 | €62,769 | €66,802 | €49,784 | €54,146 | €84,511 | ▲ 56.1% |
| Operating cash flow (approximation) | €172,647 | €114,955 | €151,846 | €256,704 | €183,302 | ▼ 28.6% |
| Investment in fixed assets (approximation) | - | -€58,137 | -€44,888 | -€71,305 | -€253,615 | ▼ 256% |
| Change in cash | - | €26,409 | €51,449 | €18,573 | €41,991 | ▲ 126% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €202,558 ▲98.5%
Operating result €305,604, net result €202,558, both a record.
31-12
Financial
Equity above €500,000Eq €510,739 ▲65.7%
4 profitable years in a row build equity to €510,739.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200,000Eq €233,641 ▲26%
2 profitable years in a row build equity to €233,641.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €109,878
Net result €109,878 after one loss-making year.
31-12
Financial
Equity above €150,000Eq €185,488 ▲84.4%
Equity rises from €100,610 to €185,488.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet -€45,237
Net result drops to -€45,237, the lowest in the series; recovery starts the following year.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 30 days late
2019
31-12
Financial
Back to profitnet €81,905
Net result €81,905 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lendelede · 1 establishment unit since 2010
Ground area
683 m²
Building footprint
474 m²
Volume, LiDAR
2,980 m³
Parcel 34025B0415/00C002, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Planckaert Technics Bvba
since 20102.193.349.350
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34025B0415/00C002 | Flanders | 683 m² | 1 · 474 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,249 EUR awarded · 2,249 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 264 EUR | 264 EUR |
| 2024 | 1 | 1,196 EUR | 1,196 EUR |
| 2023 | 1 | 30 EUR | 30 EUR |
| 2022 | 1 | 759 EUR | 759 EUR |
Recognitions · licences · registrations
Recognised contractor
3 categoriesPLANCKAERT TECHNICS BV42779
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Of 9,536 companies in sector 43222 we hold annual accounts for 5,667. 3,941 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-10-2010
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Contact
E-mail
stephan@planckaerttechnics.be
Phone
056/ 95 95 39Lendelede
E-invoicing
Reachable via Peppol
Peppol ID
0208:0830456392
Registered
11-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.