DE GROOTE PETER
ActiveDE GROOTE PETER has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €506k and a net result of €143k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 37% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+96
Solvency75▲+23
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.63 in 2024), but 66.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.4%
Return on assets
9.4%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
3 d late
2021
2 d late
2020
10 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€506k▲ 39.4%
2024 · €363k
2018: €290k
2019: €288k
2020: €309k
2021: €323k
2022: €316k
2023: €360k
2024: €363k
2018 → 2025
Total assets
€1.51M▲ 5.1%
2024 · €1.44M
2018: €1.55M
2019: €1.53M
2020: €1.61M
2021: €1.76M
2022: €1.86M
2023: €1.56M
2024: €1.44M
2018 → 2025
Net result
€143k▲ 4,640%
2024 · €3k
2018: €25k
2019: €-2k
2020: €21k
2021: €14k
2022: €-8k
2023: €44k
2024: €3k
2018 → 2025
Working capital
€485k▲ 49.2%
2024 · €325k
2018: €210k
2019: €205k
2020: €233k
2021: €259k
2022: €267k
2023: €308k
2024: €325k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€323k-€316k▼ 2.4%€360k▲ 13.8%€363k▲ 0.8%€506k▲ 39.4%
Operating result€28k-€13k▼ 54.4%€78k▲ 517%€4k▼ 94.6%€176k▲ 4,116%
Net result€14k-€-8k€44k€3k▼ 93.1%€143k▲ 4,640%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4,116% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.51M
Fixed assets
€538k▼ 10.6%
Current assets
€976k▲ 16.3%
Equity and liabilities €1.51M
Equity
€506k▲ 39.4%
Provisions
€8k=
Debt
€1.00M▼ 6.5%
The debt ratio falls from 74.3% to 66.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€287k▲
2024 · €125k
Cash flow
€254k▲
2024 · €124k
Solvency
33.4%▲
2024 · 25.2%
Current ratio
1.99▲
2024 · 1.63
Quick ratio
0.95▲
2024 · 0.59
Debt / equity
1.98▼
2024 · 2.95
ROE
28.3%▲
2024 · 0.8%
ROA
9.4%▲
2024 · 0.2%
Interest coverage
63.32▲
2024 · 6.13
Debt
€1.00M▼
2024 · €1.07M
Debt ≤ 1 year
€492k▼
2024 · €515k
Debt > 1 year
€508k▼
2024 · €555k
Income taxes
€49k▲
2024 · €8k
Staff costs
€545k▼
2024 · €675k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.44M€1.51M▲
Fixed assets21/28€602k€538k▼
Tangible fixed assets22/27€602k€538k▼
Land and buildings22€537k€467k▼
Plant, machinery and equipment23€44k€37k▼
Furniture and vehicles24€19k€34k▲
Assets under construction and advance payments27€1k-
Current assets29/58€839k€976k▲
Stocks and contracts in progress3€535k€510k▼
Stocks30/36€305k€280k▼
Contracts in progress37€230k€230k=
Amounts receivable within one year40/41€201k€393k▲
Trade receivables40€112k€296k▲
Other amounts receivable41€89k€97k▲
Cash at bank and in hand54/58€98k€59k▼
Deferred charges and accrued income490/1€6k€15k▲
Equity and liabilities
Total equity and liabilities10/49€1.44M€1.51M▲
Equity10/15€363k€506k▲
Contributions10/11€19k€19k=
Reserves13€96k€96k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€94k€96k▲
Profit (loss) carried forward14€248k€391k▲
Provisions and deferred taxes16€8k€8k=
Provisions for liabilities and charges160/5€8k€8k=
Major repairs and maintenance162€8k€8k=
Amounts payable17/49€1.07M€1.00M▼
Amounts payable after more than one year17€555k€508k▼
Financial debts170/4€555k€508k▼
Amounts payable within one year42/48€515k€492k▼
Current portion of amounts payable after more than one year42€79k€59k▼
Financial debts43€5k€11k▲
Credit institutions430/8€5k€11k▲
Trade debts44€314k€313k▼
Suppliers440/4€314k€313k▼
Advances received on contracts in progress46€5k€5k=
Taxes, remuneration and social security45€41k€33k▼
Taxes450/3€17k€24k▲
Remuneration and social security454/9€24k€9k▼
Other amounts payable47/48€70k€70k=
Accrued charges and deferred income492/3€578€578=
Income statement
Code20242025
Remuneration, social security and pensions62€675k€545k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€121k€111k▼
Other operating charges640/8€183€3k▲
Non-recurring operating charges66A€362-
Gross operating margin9900€801k€835k▲
Operating profit (loss)9901€4k€176k▲
Financial income75/76B€28k€20k▼
Recurring financial income75€28k€20k▼
Financial charges65/66B€20k€5k▼
Recurring financial charges65€20k€5k▼
Profit (loss) for the period before taxes9903€11k€192k▲
Income taxes67/77€8k€49k▲
Profit (loss) for the period9904€3k€143k▲
Profit (loss) for the period to be appropriated9905€3k€143k▲
Appropriation of the result
Profit (loss) to be appropriated9906€248k€391k▲
Profit (loss) brought forward from the previous period14P€245k€248k▲
Social balance
Average headcount (FTE)90879.96.9▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €143k ▲4640%
Operating result €176k, net result €143k, both a record.
30-09
Financial
Equity above €500kEq €506k ▲39.4%
3 profitable years in a row build equity to €506k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
30-09
Financial
Weakest financial yearnet €-8k ▼154%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
30-09
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
't Walletje 1058300 Knokke-HeistGround area
2,117 m²
Building footprint
836 m²
Volume, LiDAR
5,425 m³
Parcel 31039F0126/00V002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Groote Peter
since 20082.168.050.562
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039F0126/00V002 | Flanders | 2,117 m² | 1 · 836 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 565 EUR awarded · 565 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 167 EUR | 167 EUR |
| 2023 | 1 | 320 EUR | 320 EUR |
| 2022 | 1 | 78 EUR | 78 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,475 companies in sector 43222 we hold annual accounts for 5,625. 3,977 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2008
Fiscal year end30-09
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.