PlanBis
ActiveThe computed 12-month bankruptcy probability of PlanBis is 1.6% (moderate). The 2025 annual accounts show negative equity (€-51k) and a net result of €-20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 11209 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.23 against 0.59 in 2024; short-term debt: 439% and cash: 0.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-421.6%
Return on assets
-167.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-51k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
14 d early
2023
28 d late
2022
11 d early
2021
17 d early
2020
18 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-20k▲ 18.0%
2024 · €-25k
2018: €-14k
2019: €-8k
2020: €13k
2021: €-867
2022: €672
2023: €487
2024: €-25k
2018 → 2025
Working capital
€-41k▼ 97.4%
2024 · €-21k
2018: €-14k
2019: €-22k
2020: €-9k
2021: €3k
2022: €3k
2023: €4k
2024: €-21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-7k-€-7k▲ 9.3%€-6k▲ 7.4%€-31k▼ 406%€-51k▼ 65.8%
Operating result€7k-€859▼ 87.2%€691▼ 19.6%€-25k€-20k▲ 18.3%
Net result€-867-€672€487▼ 27.6%€-25k€-20k▲ 18.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2025 against €25k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-421.6%▼
2024 · -103.4%
Current ratio
0.23▼
2024 · 0.59
Quick ratio
0.23▼
2024 · 0.59
Debt / equity
-1.24▲
2024 · -1.97
ROA
-167.3%▼
2024 · -82.9%
Debt
€63k▲
2024 · €61k
Debt ≤ 1 year
€53k▲
2024 · €51k
Debt > 1 year
€10k=
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€12k▼
Current assets29/58€30k€12k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€30k€12k▼
Trade receivables40€23k€5k▼
Other amounts receivable41€7k€7k▲
Cash at bank and in hand54/58€24€109▲
Deferred charges and accrued income490/1€154€29▼
Equity and liabilities
Total equity and liabilities10/49€30k€12k▼
Equity10/15€-31k€-51k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-37k€-57k▼
Amounts payable17/49€61k€63k▲
Amounts payable after more than one year17€10k€10k=
Financial debts170/4€10k€10k=
Amounts payable within one year42/48€51k€53k▲
Financial debts43€116€196▲
Credit institutions430/8€116€196▲
Trade debts44€9k€11k▲
Suppliers440/4€9k€11k▲
Other amounts payable47/48€41k€42k▲
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€18k
Other operating charges640/8€433€502▲
Gross operating margin9900€-24k€-1k▲
Operating profit (loss)9901€-25k€-20k▲
Financial charges65/66B€183€226▲
Recurring financial charges65€183€226▲
Profit (loss) for the period before taxes9903€-25k€-20k▲
Profit (loss) for the period9904€-25k€-20k▲
Profit (loss) for the period to be appropriated9905€-25k€-20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-57k▼
Profit (loss) brought forward from the previous period14P€-12k€-37k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-25k ▼5176%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €672
Net result €672 after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ry de Saint-Ry(LOV) 396280 GerpinnesGround area
1,870 m²
Building footprint
206 m²
Volume, LiDAR
313 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLAN BIS
since 20162.250.586.674
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52025A0345/00A000 | Wallonia | 1,499 m² | 1 · 156 m² | - |
| 52041B0008/00H005 | Wallonia | 370 m² | 1 · 50 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGerpinnes2.250.586.674
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Of 1,581 companies in sector 46349 we hold annual accounts for 986. 183 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-02-2016
Fiscal year end31-12
Activities, NACEBEL
46349Wholesale of beverages, general range
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.