PLAN-SIX
ActiveThe file of PLAN-SIX contains 1 historical bankruptcy publication, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 3.2% (moderate). The 2025 annual accounts show equity of €50,040 and a net result of €8,662. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 7564 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+38
Solvency82▲+18
Growth52=
Track record85
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.75 against 1.58 in 2024; short-term debt: 43.2% and cash: 2.3% of total assets), and 43.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.8%
Return on assets
9.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
8 d late
2023
27 d early
2022
1 d late
2021
339 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 64 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€50,040▲ 20.9%
2024 · €41,378
Total assets
€88,051▼ 16.3%
2024 · €105,197
Net result
€8,662▲ 231%
2024 · €2,617
Working capital
€28,485▼ 23.3%
2024 · €37,160
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€27,899-€21,535▼ 22.8%€7,902▼ 63.3%€4,238▼ 46.4%€15,045▲ 255%
Net result€19,950-€13,000▼ 34.8%€3,811▼ 70.7%€2,617▼ 31.3%€8,662▲ 231%
Equity€21,950-€34,950▲ 59.2%€38,761▲ 10.9%€41,378▲ 6.8%€50,040▲ 20.9%
Total assets€85,064-€139,898▲ 64.5%€100,719▼ 28.0%€105,197▲ 4.4%€88,051▼ 16.3%
Debt€63,114-€104,948▲ 66.3%€61,958▼ 41.0%€63,819▲ 3.0%€38,011▼ 40.4%
Working capital€15,887-€26,266▲ 65.3%€33,008▲ 25.7%€37,160▲ 12.6%€28,485▼ 23.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 255% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88,051
Fixed assets
€21,555 ▲ 411%
Current assets
€66,496 ▼ 34.1%
Equity and liabilities €88,051
Equity
€50,040 ▲ 20.9%
Debt
€38,011 ▼ 40.4%
Debt's share of the balance-sheet total falls from 60.7% to 43.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20,437▲
2024 · €5,773
Cash flow
€14,054▲
2024 · €4,152
Current ratio
1.75▲
2024 · 1.58
Debt to equity
0.76▼
2024 · 1.54
ROE
17.3%▲
2024 · 6.3%
ROA
9.8%▲
2024 · 2.5%
Interest coverage
12.27▲
2024 · 2.52
Debt ≤ 1 year
€38,011▼
2024 · €63,819
Income taxes
€4,726▲
2024 · €933
Staff costs
€23,072▲
2024 · €21,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2,479 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €125,858 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €21,000 | €23,072 | ▲ 9.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,396 | €1,831 | €2,931 | €1,535 | €5,392 | ▲ 251% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €42,093 | - | - |
| Other operating charges640/8 | €879 | €2,861 | €1,004 | €2,059 | €2,213 | ▲ 7.5% |
| Gross operating margin9900 | €30,174 | €26,227 | €11,837 | €70,925 | €45,721 | ▼ 35.5% |
| Operating profit (loss)9901 | €27,899 | €21,535 | €7,902 | €4,238 | €15,045 | ▲ 255% |
| Financial income75/76B | €1,666 | €30 | €862 | €1,600 | €7 | ▼ 99.5% |
| Recurring financial income75 | €1,666 | €30 | €862 | €1,600 | €7 | ▼ 99.5% |
| Financial charges65/66B | €171 | €355 | €2,975 | €2,288 | €1,665 | ▼ 27.2% |
| Recurring financial charges65 | €171 | €355 | €2,975 | €2,288 | €1,665 | ▼ 27.2% |
| Profit (loss) for the period before taxes9903 | €29,394 | €21,210 | €5,789 | €3,550 | €13,388 | ▲ 277% |
| Income taxes67/77 | €9,444 | €8,210 | €1,978 | €933 | €4,726 | ▲ 407% |
| Profit (loss) for the period9904 | €19,950 | €13,000 | €3,811 | €2,617 | €8,662 | ▲ 231% |
| Profit (loss) for the period to be appropriated9905 | €19,950 | €13,000 | €3,811 | €2,617 | €8,662 | ▲ 231% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €85,064 | €139,898 | €100,719 | €105,197 | €88,051 | ▼ 16.3% |
| Fixed assets21/28 | €6,063 | €8,684 | €5,753 | €4,218 | €21,555 | ▲ 411% |
| Tangible fixed assets22/27 | €3,398 | €6,019 | €3,088 | €1,553 | €18,890 | ▲ 1,116% |
| Plant, machinery and equipment23 | - | €4,219 | €2,886 | €1,553 | €6,555 | ▲ 322% |
| Furniture and vehicles24 | €3,398 | €1,800 | €202 | - | €12,336 | - |
| Financial fixed assets28 | €2,665 | €2,665 | €2,665 | €2,665 | €2,665 | = |
| Current assets29/58 | €79,001 | €131,214 | €94,966 | €100,979 | €66,496 | ▼ 34.1% |
| Amounts receivable within one year40/41 | €76,289 | €129,189 | €93,313 | €99,782 | €63,672 | ▼ 36.2% |
| Trade receivables40 | €40,290 | €92,378 | €80,258 | €63,997 | €53,082 | ▼ 17.1% |
| Other amounts receivable41 | €35,999 | €36,811 | €13,055 | €35,785 | €10,590 | ▼ 70.4% |
| Cash at bank and in hand54/58 | €102 | €944 | €1,327 | €33 | €1,998 | ▲ 5,955% |
| Deferred charges and accrued income490/1 | €2,610 | €1,081 | €326 | €1,164 | €825 | ▼ 29.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €85,064 | €139,898 | €100,719 | €105,197 | €88,051 | ▼ 16.3% |
| Equity10/15 | €21,950 | €34,950 | €38,761 | €41,378 | €50,040 | ▲ 20.9% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €200 | €200 | €200 | €200 | €200 | = |
| Non-distributable reserves130/1 | €200 | €200 | €200 | €200 | €200 | = |
| Reserves not available under the articles1311 | €200 | €200 | €200 | €200 | €200 | = |
| Profit (loss) carried forward14 | €19,750 | €32,750 | €36,561 | €39,178 | €47,840 | ▲ 22.1% |
| Amounts payable17/49 | €63,114 | €104,948 | €61,958 | €63,819 | €38,011 | ▼ 40.4% |
| Amounts payable within one year42/48 | €63,114 | €104,948 | €61,958 | €63,819 | €38,011 | ▼ 40.4% |
| Trade debts44 | €52,339 | €69,173 | €38,959 | €44,861 | €29,296 | ▼ 34.7% |
| Suppliers440/4 | €52,339 | €69,173 | €38,959 | €44,861 | €29,296 | ▼ 34.7% |
| Taxes, remuneration and social security45 | €9,444 | €14,760 | €10,992 | €10,747 | €8,716 | ▼ 18.9% |
| Taxes450/3 | €9,444 | €8,210 | €10,992 | €6,076 | €4,726 | ▼ 22.2% |
| Remuneration and social security454/9 | - | €6,550 | - | €4,671 | €3,990 | ▼ 14.6% |
| Other amounts payable47/48 | €1,331 | €21,015 | €12,007 | €8,211 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,950 | €13,000 | €3,811 | €2,617 | €8,662 | ▲ 231% |
| + Depreciation and write-downs630 | €1,396 | €1,831 | €2,931 | €1,535 | €5,392 | ▲ 251% |
| Operating cash flow (approximation) | €21,346 | €14,831 | €6,742 | €4,152 | €14,054 | ▲ 238% |
| Investment in fixed assets (approximation) | - | -€4,452 | €0 | €0 | -€22,729 | - |
| Change in cash | - | €842 | €383 | -€1,294 | €1,965 | ▲ 252% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
06-11
Bankruptcy
Bankruptcy reversal
Tribunal de l’entreprise francophone de Bruxelles · event 28-10-2024
30-09
Financial
Weakest financial yearnet €2,617 ▼31.3%
Net result drops to €2,617, the lowest in the series; recovery starts the following year.
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 339 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2020
Ground area
1,851 m²
Building footprint
1,258 m²
Volume, LiDAR
8,279 m³
2 parcels, Brussels · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
PLAN-SIX
since 20202.311.124.671
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0126/00A002 | Brussels | 1,616 m² | 1 · 1,089 m² | 12.7 m · 2 fl. |
| 21342B0123/00W002 | Brussels | 235 m² | 1 · 169 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ENTREPRISE MEO.F
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ALGEMENE BOUWWERKEN JAN PAELINCKX
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ALGEMENE BOUWWERKEN TOM BATEN
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 13,076 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-09-2020
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
43130Specialised construction activities
43230Insulation installation
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Contact
E-mail
info@plan-six.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0753758294
Registered
27-11-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.