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Generated 15-07-2026
Active BE 0781.791.096Private limited company

PLAN & PROJECT

Brusselstraat 13 ·8400 Oostende, Belgium· 4 yrs active
Sector: Specialised construction (43410)
Conclusion Checked

The computed 12-month bankruptcy probability of PLAN & PROJECT is 3.8% (moderate). The 2024 annual accounts show equity of €1k and a net result of €-1k. Its solvency ranks better than 23% of 11047 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €1k
Net result €-1k
Better than sector 23%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health45Profitability0Solvency27Growth32Stability94
40 / 100

Fragile profile, watch profitability in particular.

Health 45
Profitability 0
Solvency 27
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
45 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 10-10-2025 with the NBB · fiscal year 2024 · micro
€-2k€-1k€0€1kOperating result 2023: €1k€1kNet result 2023: €435€435Operating result 2024: €-957€-957Net result 2024: €-1k€-1k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 18.2% 40.9%
better than 23% of 11047 sector peers
Net result €-1k €11k
better than 18% of 11030 sector peers
Equity €1k €34k
better than 10% of 11051 sector peers
Gross operating margin €3k €35k
better than 11% of 11020 sector peers
Total assets €7k €93k
better than 5% of 11047 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€593
-85.3% -79% vs sector
Net profit
€-1k
- +60% vs sector
Cash flow
€438
-86.5% -86% vs sector
Total assets
€7k
+9.7% -95% vs sector
Equity
€1k
-45.7% -98% vs sector
Working capital
€1k
+73.3% -99% vs sector
Employees (FTE)
1
- -57% vs sector
Staff costs
€17k
- -88% vs sector
Income taxes
€438
- -38% vs sector
Debt
€6k
+41.8% -92% vs sector
Debt ≤ 1y
€6k
+41.8% -92% vs sector
Current ratio
1.17
+2.8% -38% vs sector
Quick ratio
1.17
+2.8% -27% vs sector
Solvency
18.2%
-50.5% -61% vs sector
Debt / equity
4.49
+161.0% +292% vs sector
ROE
-84.1%
- far below sector median
ROA
-15.3%
- far below sector median
Interest coverage
3.69
-63.4% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€593
Net profit€-1k
Cash flow€438
Staff costs-
Income taxes-
Dividends-
Total assets€7k
Equity€1k
Debt€6k
of which ≤ 1y€6k
of which > 1y-
Working capital€1k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.17
Quick ratio1.17
Working capital ratio14.2%
Solvency18.2%
Debt / equity4.49
Long-term debt ratio-
Interest coverage3.69
Gross margin-
Net margin-
ROA-15.3%
ROE-84.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€7k
Fixed assets 21/28€288
Tangible fixed assets 22/27€288
Current assets 29/58€7k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€7k
Equity 10/15€1k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€-677
Amounts payable 17/49€6k
Amounts payable within one year 42/48€6k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€3k
Operating result 9901€-957
Financial income 75€6
Financial charges 65€160
Result before taxes 9903€-1k
Net result for the period 9904€-1k
Result to be appropriated 9905€-1k
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Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43410)
Legal form Private limited company(610)
Incorporation09-02-2022
StatusActive
Postal code8400
Establishment units 1 location
PLAN & PROJECT
Brusselstraat 13, 8400 OostendeAlgemene bouw van residentiële gebouwen
since 20222.327.651.392
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35013A1595/00Y019 Flanders 128 m² 1 · 104 m² 21.8 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Dakwerkzaamheden43410Dakwerkzaamheden43910Slopen43110Slopen43110Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Metselwerk43910Overige gespecialiseerde bouwactiviteiten, neg43990Uitvoeren van metsel- en voegwerken43994Restaureren van bouwwerken43995Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameNL PLAN & PROJECT
Registered office
Brusselstraat 13
8400 Oostende, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative