PLAN-IT RETAIL
ActiveSummary
PLAN-IT RETAIL has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,092 and a net result of €653,492. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 15% of 17601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
What stands out
Overview
0 of 3 deeds readAccounts 31 d earlyTurnover not published (abridged schema)
Why 64- Weak solvency vs sector+ Lower-failure-rate sector+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency35▼-65
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 14.03 in 2024; short-term debt: 90.2% and cash: 6.6% of total assets), and 90.2% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.8%
Return on assets
88.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 17601 sector peers (2025).
NBB · sector comparisonPosition among 17601 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
31 d early
2024
27 d early
2023
2 d early
2022
7 d late
2021
1 d late
2020
26 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €653,492 ▲29.2%
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €737,405Profit €653,492Solvency 9.8%Liquidity 1.10
Total assets
€737,405▲ 30.7%
2018 - 2025
Net result
€653,492▲ 29.2%
2018 - 2025
Equity
€72,092▼ 86.3%
2018 - 2025
Solvency
9.8%▼ 83.2pp
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€235,386▲ 42.3%€278,145▲ 18.2%€400,065▲ 43.8%€668,116▲ 67.0%€861,312▲ 28.9%
Net result€180,793above the sector's middle half▲ 41.1%€213,674above the sector's middle half▲ 18.2%€296,901above the sector's middle half▲ 39.0%€505,735above the sector's middle half▲ 70.3%€653,492above the sector's middle half▲ 29.2%
Equity€199,705above the sector's middle half▼ 35.4%€243,304above the sector's middle half▲ 21.8%€326,424above the sector's middle half▲ 34.2%€524,335above the sector's middle half▲ 60.6%€72,092within the sector's middle half▼ 86.3%
Total assets€209,733within the sector's middle half▼ 32.1%€259,178within the sector's middle half▲ 23.6%€336,133above the sector's middle half▲ 29.7%€564,242above the sector's middle half▲ 67.9%€737,405above the sector's middle half▲ 30.7%
Debt€10,028€15,874▲ 58.3%€9,709▼ 38.8%€39,907▲ 311%€665,313▲ 1,567%
Working capital€177,835above the sector's middle half€230,378above the sector's middle half▲ 29.5%€321,118above the sector's middle half▲ 39.4%€519,861above the sector's middle half▲ 61.9%€65,162within the sector's middle half▼ 87.5%
Solvency95.2%above the sector's middle half▼ 4.8pp93.9%above the sector's middle half▼ 1.3pp97.1%above the sector's middle half▲ 3.2pp92.9%above the sector's middle half▼ 4.2pp9.8%below the sector's middle half▼ 83.2pp
Current ratio18.73above the sector's middle half15.51above the sector's middle half▼ 3.2234.08above the sector's middle half▲ 18.5614.03above the sector's middle half▼ 20.051.10below the sector's middle half▼ 12.93
Return on assets (ROA)86.2%above the sector's middle half▲ 44.7pp82.4%above the sector's middle half▼ 3.8pp88.3%above the sector's middle half▲ 5.9pp89.6%above the sector's middle half▲ 1.3pp88.6%above the sector's middle half▼ 1.0pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €737,405
Fixed assets
€6,930 ▲ 54.9%
Current assets
€730,474 ▲ 30.5%
Equity and liabilities €737,405
Equity
€72,092 ▼ 86.3%
Debt
€665,313 ▲ 1,567%
Debt's share of the balance-sheet total rises from 7.1% to 90.2%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
€864,857▲
2024 · €674,316
Cash flow
€657,037▲
2024 · €511,934
Debt to equity
9.23▲
2024 · 0.08
ROE
906.5%▲
2024 · 96.5%
Interest coverage
2649.77▲
2024 · 1279.78
Debt ≤ 1 year
€665,313▲
2024 · €39,907
Income taxes
€218,443▲
2024 · €169,248
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 875 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.4%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 875 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €59 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,638 | €8,944 | €7,620 | €6,199 | €3,545 | ▼ 42.8% |
| Other operating charges640/8 | €682 | €450 | €493 | €593 | €693 | ▲ 17.0% |
| Gross operating margin9900 | €239,766 | €287,539 | €408,178 | €674,908 | €865,550 | ▲ 28.2% |
| Operating profit (loss)9901 | €235,386 | €278,145 | €400,065 | €668,116 | €861,312 | ▲ 28.9% |
| Financial income75/76B | - | - | €311 | €7,394 | €10,950 | ▲ 48.1% |
| Recurring financial income75 | - | - | €311 | €7,394 | €10,950 | ▲ 48.1% |
| Financial charges65/66B | €451 | €149 | €253 | €527 | €326 | ▼ 38.1% |
| Recurring financial charges65 | €451 | €149 | €253 | €527 | €326 | ▼ 38.1% |
| Profit (loss) for the period before taxes9903 | €234,935 | €277,996 | €400,123 | €674,984 | €871,935 | ▲ 29.2% |
| Income taxes67/77 | €54,143 | €64,322 | €103,221 | €169,248 | €218,443 | ▲ 29.1% |
| Profit (loss) for the period9904 | €180,793 | €213,674 | €296,901 | €505,735 | €653,492 | ▲ 29.2% |
| Transfer from tax-exempt reserves789 | - | - | €10,923 | €0 | - | - |
| Profit (loss) for the period to be appropriated9905 | €180,793 | €213,674 | €307,824 | €505,735 | €653,492 | ▲ 29.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €209,733 | €259,178 | €336,133 | €564,242 | €737,405 | ▲ 30.7% |
| Fixed assets21/28 | €21,869 | €12,925 | €5,306 | €4,474 | €6,930 | ▲ 54.9% |
| Tangible fixed assets22/27 | €21,869 | €12,925 | €5,306 | €4,474 | €6,930 | ▲ 54.9% |
| Plant, machinery and equipment23 | €352 | - | - | - | - | - |
| Furniture and vehicles24 | €21,517 | €12,925 | €5,306 | €4,474 | €6,930 | ▲ 54.9% |
| Current assets29/58 | €187,864 | €246,253 | €330,827 | €559,768 | €730,474 | ▲ 30.5% |
| Amounts receivable within one year40/41 | €36,856 | €7,245 | €12,175 | €47,139 | €31,227 | ▼ 33.8% |
| Trade receivables40 | €6,665 | €1,536 | €6,420 | €47,139 | €25,899 | ▼ 45.1% |
| Other amounts receivable41 | €30,192 | €5,709 | €5,755 | €0 | €5,327 | - |
| Current investments50/53 | - | - | €290,000 | €340,000 | €650,000 | ▲ 91.2% |
| Cash at bank and in hand54/58 | €149,950 | €237,878 | €28,105 | €171,817 | €48,882 | ▼ 71.5% |
| Deferred charges and accrued income490/1 | €1,058 | €1,129 | €548 | €812 | €366 | ▼ 55.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €209,733 | €259,178 | €336,133 | €564,242 | €737,405 | ▲ 30.7% |
| Equity10/15 | €199,705 | €243,304 | €326,424 | €524,335 | €72,092 | ▼ 86.3% |
| Contributions10/11 | €6,200 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €193,505 | €224,704 | €307,824 | €505,735 | €53,492 | ▼ 89.4% |
| Tax-exempt reserves132 | €10,923 | €10,923 | - | - | - | - |
| Distributable reserves133 | €182,582 | €213,781 | €307,824 | €505,735 | €53,492 | ▼ 89.4% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €10,028 | €15,874 | €9,709 | €39,907 | €665,313 | ▲ 1,567% |
| Amounts payable within one year42/48 | €10,028 | €15,874 | €9,709 | €39,907 | €665,313 | ▲ 1,567% |
| Financial debts43 | - | - | - | €167 | €461 | ▲ 176% |
| Credit institutions430/8 | - | - | - | €167 | €461 | ▲ 176% |
| Trade debts44 | €5,286 | €5,268 | €2,333 | €7,382 | €3,211 | ▼ 56.5% |
| Suppliers440/4 | €5,286 | €5,268 | €2,333 | €7,382 | €3,211 | ▼ 56.5% |
| Advances received on contracts in progress46 | - | €2,660 | - | - | - | - |
| Taxes, remuneration and social security45 | €4,143 | €4,388 | €6,218 | €31,401 | €30,684 | ▼ 2.3% |
| Taxes450/3 | €4,143 | €4,388 | €6,218 | €31,401 | €30,684 | ▼ 2.3% |
| Other amounts payable47/48 | €600 | €3,558 | €1,158 | €958 | €630,957 | ▲ 65,796% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €180,793 | €213,674 | €296,901 | €505,735 | €653,492 | ▲ 29.2% |
| + Depreciation and write-downs630 | €3,638 | €8,944 | €7,620 | €6,199 | €3,545 | ▼ 42.8% |
| Operating cash flow (approximation) | €184,431 | €222,618 | €304,521 | €511,934 | €657,037 | ▲ 28.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€5,368 | -€6,001 | ▼ 11.8% |
| Change in cash | - | €87,929 | -€209,774 | €143,712 | -€122,935 | ▼ 186% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Of 29,996 companies in this sector we hold annual accounts for 18,400. 15,546 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
16 eventsLatest 30-06-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €653,492 ▲29.2%
Operating result €861,312, net result €653,492, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500,000Eq €524,335 ▲60.6%
7 profitable years in a row build equity to €524,335.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 34.08
Current ratio from 15.51 to 34.08; short-term debt falls from €15,874 to €9,709.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-12
Financial
Equity above €200,000Eq €243,304 ▲21.8%
5 profitable years in a row build equity to €243,304.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €308,912 ▲70.9%
3 profitable years in a row build equity to €308,912.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €85,985 ▼3%
Net result drops to €85,985, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 54.48
Current ratio from 25.61 to 54.48; short-term debt falls from €3,742 to €3,342.
31-12
Financial
Equity above €150,000Eq €180,808 ▲90.7%
2 profitable years in a row build equity to €180,808.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 23-02-2017Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded23-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
63910Web portal activities
82990Other business support services
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0671784782
Also
9925:BE0671784782
Registered
12-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2017
Ground area
1,031 m²
Building footprint
178 m²
Volume, LiDAR
1,161 m³
Parcel 13011A0258/00T000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLAN-IT RETAIL
since 2017unit no. 2.261.750.483
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13011A0258/00T000 | Flanders | 1,031 m² | 1 · 178 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
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