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BRUCOOP

Active
Cooperative companyfounded 20179 yrs activeCharleroise Steenweg 112, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0669.692.750
Summary

BRUCOOP has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €192,247 and a net result of €34,411. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 2997 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
BRUCOOPActiveChecked score 87/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020Vocational training NACE 85592
4 sites
Size
€724,025total assets 2025
Staff
12.4 FTE
Equity
€192,247
Profit
€34,411
Financial health
87 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Largest shareholder
KALICOOP · 17.2%
Accounts filed 41 d late0 of 6 deeds read
Why 87- Latest accounts 41 days late; 3 of the last 3 late- Size: 12.4 FTE, total assets €724,025+ Liquidity: current ratio 1.64, cash €176,288+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 61% of its sector peers (NACE 62, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 52+12
equity 26.6% of total assets
Liquidity 56+9
short-term debt 49.0% · cash 24.3%
Profitability 75+5
return on assets 4.8%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (1,152 companies)
Last 19 months 04-2025: 1.9% 05-2025: 1.8%▼ -8.2% vs 04-2025 06-2025: 1.8%▼ -0.5% vs 05-2025 07-2025: 1.8%▲ +1.6% vs 06-2025 08-2025: 2.5%▲ +38.8% vs 07-2025highest value 09-2025: 2.0%▼ -21.3% vs 08-2025 10-2025: 0.6%▼ -70.1% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%▼ -1.4% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%▼ -2.4% vs 02-2026 04-2026: 0.6%▼ -2.0% vs 03-2026 05-2026: 0.5%▼ -1.6% vs 04-2026 06-2026: 0.5%▼ -3.3% vs 05-2026 07-2026: 0.6%▲ +10.9% vs 06-2026 08-2026: 0.9%▲ +60.4% vs 07-2026 09-2026: 1.1%▲ +19.3% vs 08-2026 10-2026: 0.3%▼ -74.6% vs 09-2026lowest value
  • Liquidity: current ratio 1.64, cash €176,288 lowers the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Latest accounts 41 days late; 3 of the last 3 late raises the probability
  • Size: 12.4 FTE, total assets €724,025 raises the probability for this profile
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.38 in 2024; short-term debt: 49% and cash: 24.3% of total assets), but 73.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, small). Better than this share of them on solvency 35%, liquidity 68%, profitability 60%, growth against the median 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.64, cash €176,288
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Latest accounts 41 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: 12.4 FTE, total assets €724,025
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
41 d late
2024
41 d late
2023
57 d late
2022
100 d late
2021
31 d late
2020
90 d late
2019
76 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 62 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Equity above €150,000Eq €192,247 ▲49.8%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Equity rose in 2025from €128,324 to €192,247 ▲ 49.8% View
  • Among the largest 16% on gross marginsector median €87,929 · 2,988 companies €788,922 View
  • EU research moneyEU contribution €97,169 View

By topic

Financials

Fiscal year
2025
Total assets
€724,025
Profit
€34,411
Solvency
26.6%
Turnover▲ 81.3%
Net result
20182019
Go to Financials

Timeline

Events
15
Since
2018
Next accounts
by 31-07-2027
  1. 10-09-2026Annual accounts filed
  2. 31-12-2025Equity above €150,000
  3. 10-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
4
Legal form
Cooperative company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
17-01-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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