Plan & Co
ActivePlan & Co has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €44k and a net result of €10k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 64% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
93
/ 100
Excellent▲ +4 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+22
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.28 in 2023), and 31.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
68.3%
Return on assets
15.6%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
34 d early
2022
38 d early
2021
33 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€44k▲ 29.6%
2023 · €34k
2019: €29k
2020: €20k
2021: €23k
2022: €21k
2023: €34k
2019 → 2024
Total assets
€65k▼ 6.6%
2023 · €69k
2019: €46k
2020: €38k
2021: €43k
2022: €41k
2023: €69k
2019 → 2024
Net result
€10k▼ 22.5%
2023 · €13k
2019: €11k
2020: €-9k
2021: €4k
2022: €-2k
2023: €13k
2019 → 2024
Working capital
€20k▲ 107%
2023 · €10k
2019: €14k
2020: €9k
2021: €17k
2022: €7k
2023: €10k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€20k-€23k▲ 19.1%€21k▼ 10.5%€34k▲ 61.9%€44k▲ 29.6%
Operating result€-10k-€3k€-4k€15k€12k▼ 17.6%
Net result€-9k-€4k€-2k€13k€10k▼ 22.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 18% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €65k
Fixed assets
€24k▼ 1.1%
Current assets
€41k▼ 9.6%
Equity and liabilities €65k
Equity
€44k▲ 29.6%
Debt
€20k▼ 41.7%
The debt ratio falls from 50.8% to 31.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€16k▼
2023 · €20k
Cash flow
€14k▼
2023 · €18k
Solvency
68.3%▲
2023 · 49.2%
Current ratio
1.98▲
2023 · 1.28
Quick ratio
1.98▲
2023 · 1.28
Debt / equity
0.46▼
2023 · 1.03
ROE
22.9%▼
2023 · 38.2%
ROA
15.6%▼
2023 · 18.8%
Interest coverage
13.95▼
2023 · 14.30
Debt
€20k▼
2023 · €35k
Debt ≤ 1 year
€20k▼
2023 · €35k
Income taxes
€3k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€69k€65k▼
Fixed assets21/28€24k€24k▼
Tangible fixed assets22/27€24k€24k▼
Land and buildings22€21k€19k▼
Furniture and vehicles24€3k€5k▲
Current assets29/58€45k€41k▼
Amounts receivable within one year40/41€6k€12k▲
Trade receivables40€6k€10k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€39k€28k▼
Deferred charges and accrued income490/1-€901
Equity and liabilities
Total equity and liabilities10/49€69k€65k▼
Equity10/15€34k€44k▲
Contributions10/11€19k€19k=
Reserves13€15k€25k▲
Distributable reserves133€15k€25k▲
Amounts payable17/49€35k€20k▼
Amounts payable within one year42/48€35k€20k▼
Trade debts44€508€502▼
Suppliers440/4€508€502▼
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€8k€8k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€25k€10k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€741€690▼
Gross operating margin9900€21k€17k▼
Operating profit (loss)9901€15k€12k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€16k€13k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€13k€10k▼
Profit (loss) for the period to be appropriated9905€13k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€10k▲
Profit (loss) brought forward from the previous period14P€-8k-
Transfer to equity691/2€5k€10k▲
To other reserves6921€5k€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-9k ▼190%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lutselusstraat 143590 DiepenbeekGround area
1,006 m²
Building footprint
265 m²
Volume, LiDAR
1,275 m³
Parcel 71402C0469/00E000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Plan & Co
since 20182.282.970.125
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71402C0469/00E000 | Flanders | 1,006 m² | 1 · 264 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Premamco
BE 1002.743.438
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Malabareo
BE 1003.408.085
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LB Engineering
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Assenede · Eq €44k
Of 11,505 companies in sector 71121 we hold annual accounts for 6,525. 4,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2018
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74109Other professional, scientific and technical activities
74140Other specialised design activities
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.