Plan B2
ActiveFor Plan B2, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €5k and a net result of €-15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 1936 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability0▼-96
Solvency40▼-20
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.1%
Return on assets
-49.1%
Age of the figures
27 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 228 days later.
NBB · 10 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline16-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 04-02-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
4 d late
2023
177 d late
2022
1 d early
2021
on the day
2020
23 d early
2019
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€5k▼ 76.4%
2023 · €19k
2019: €11k
2020: €3k
2021: €5k
2022: €9k
2023: €19k
2019 → 2024
Total assets
€30k▼ 45.7%
2023 · €56k
2019: €33k
2020: €24k
2021: €34k
2022: €21k
2023: €56k
2019 → 2024
Net result
€-15k
2023 · €12k
2019: €-6k
2020: €-8k
2021: €3k
2022: €3k
2023: €12k
2019 → 2024
Working capital
€3k▼ 89.3%
2023 · €27k
2019: €-895
2020: €-7k
2021: €-3k
2022: €-1k
2023: €27k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3k-€5k▲ 102%€9k▲ 65.7%€19k▲ 122%€5k▼ 76.4%
Operating result€-8k-€4k€6k▲ 45.6%€17k▲ 205%€-14k
Net result€-8k-€3k€3k▲ 30.3%€12k▲ 251%€-15k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €14k after €17k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €30k
Fixed assets
€15k▲ 121%
Current assets
€15k▼ 69.1%
Equity and liabilities €30k
Equity
€5k▼ 76.4%
Debt
€26k▼ 29.2%
The debt ratio rises from 65.1% to 84.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-8k▼
2023 · €25k
Cash flow
€-9k▼
2023 · €20k
Solvency
15.1%▼
2023 · 34.9%
Current ratio
1.24▼
2023 · 2.24
Quick ratio
1.24▼
2023 · 2.24
Debt / equity
5.60▲
2023 · 1.86
ROE
-324.6%▼
2023 · 62.7%
ROA
-49.1%▼
2023 · 21.9%
Interest coverage
-22.74▼
2023 · 36.87
Debt
€26k▼
2023 · €36k
Debt ≤ 1 year
€12k▼
2023 · €22k
Debt > 1 year
€13k▼
2023 · €14k
Income taxes
€76▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€56k€30k▼
Fixed assets21/28€7k€15k▲
Intangible fixed assets21-€2k
Tangible fixed assets22/27€7k€13k▲
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€5k€11k▲
Leasing and similar rights25€0-
Current assets29/58€49k€15k▼
Amounts receivable within one year40/41€36k€13k▼
Trade receivables40€35k€8k▼
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€12k€502▼
Deferred charges and accrued income490/1€998€2k▲
Equity and liabilities
Total equity and liabilities10/49€56k€30k▼
Equity10/15€19k€5k▼
Contributions10/11€19k€19k=
Reserves13€867€867=
Distributable reserves133€867€867=
Profit (loss) carried forward14€0€-15k▼
Amounts payable17/49€36k€26k▼
Amounts payable after more than one year17€14k€13k▼
Financial debts170/4€14k€13k▼
Amounts payable within one year42/48€22k€12k▼
Current portion of amounts payable after more than one year42€796€0▼
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€8k€572▼
Suppliers440/4€8k€572▼
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€5k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€6k€3k▼
Accrued charges and deferred income492/3€501€501=
Income statement
Code20232024
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€27k€-5k▼
Operating profit (loss)9901€17k€-14k▼
Financial charges65/66B€682€369▼
Recurring financial charges65€682€369▼
Profit (loss) for the period before taxes9903€17k€-15k▼
Income taxes67/77€5k€76▼
Profit (loss) for the period9904€12k€-15k▼
Profit (loss) for the period to be appropriated9905€12k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-15k▼
Profit (loss) brought forward from the previous period14P€-10k€0▲
Transfer to equity691/2€467€0▼
To other reserves6921€467€0▼
Profit to be distributed694/7€2k€0▼
Directors or managers695€2k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 177 days late
30-06
Financial
Weakest financial yearnet €-15k ▼222%
Net result drops to €-15k, the lowest in the series.
2023
30-06
Financial
Highest result since 2019net €12k ▲251%
Operating result €17k, net result €12k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 2.24
Current ratio from 0.90 to 2.24.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
08-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
18-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boechoutsesteenweg 1162540 HoveGround area
546 m²
Building footprint
209 m²
Volume, LiDAR
2,370 m³
Parcel 11021A0191/00K002, Flanders · tallest building 22.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Boechoutsesteenweg 116, 2540 Hove
since 20062.338.923.485
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0191/00K002 | Flanders | 546 m² | 1 · 209 m² | 22.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BASIL ARCHITECTURE
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ALVIN Design and ideas
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SOWIESO ARCHITECTUUR
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43
BE 0788.592.083
Oosterzele · Eq €4k
Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 2,139 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2006
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.