Turnover
The micro format states no turnover.
In July 2024, 34,693 companies had the same profile as PLAN B has now. Each dot stands for 87 companies, two years later.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for PLAN B. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| PLAN B Ghent | €41,582 | €19,005 | 63.1% | - |
| ABM-LLN Ottignies-Louvain-la-Neuve | €35,096 | €24,053 | 46.0% | - |
| HISTOIRES SECRETES Awans | €52,737 | €25,456 | 2.6% | - |
| Automatic Brood Service Antwerp | €61,827 | €20,156 | 93.7% | - |
| SAIMOUR Brussels | €34,886 | €27,911 | 60.4% | - |
| BODIM Esneux | €63,119 | €16,217 | 57.6% | - |
| BAKKERIJ DU CROISSANT Dilbeek | €55,139 | €27,305 | 58.6% | - |
These companies have the same main activity as PLAN B: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €34,900 and €63,100, founded between 2008 and 2012.
PLAN B files the micro format. That format states no turnover. The gross margin fell from €48,952 in 2010 to €19,005 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €310,000. Estimated: probably between €150,000 and €640,000.
Higher than 75% of 22,939 companies in 2025.
Higher than 56% of 22,068 companies in 2025.
Higher than 88% of 22,218 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||
20/58 |
41,582 | 48,757 | 19,942 | 31,964 | 32,051 | 44,261 | 55,063 | 37,111 | 38,258 | 44,712 | 44,210 | 41,831 | 50,779 | 43,368 | 69,821 | 340,677 | |
21/28 |
16,076 | 18,462 | 555 | 9,287 | 16,881 | 25,364 | 34,349 | 1,340 | 1,573 | 5,524 | 7,474 | 11,330 | 16,552 | 7,401 | 4,255 | 326,649 | |
22/27 |
16,076 | 18,462 | 555 | 9,287 | 16,881 | 25,364 | 34,349 | 1,340 | 1,573 | 5,524 | 7,474 | 11,330 | 16,552 | 7,401 | 4,205 | 326,649 | |
22 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 256,371 | |
23 |
319 | 634 | 555 | 989 | 286 | 471 | 1,158 | 1,340 | 1,573 | 2,320 | 1,065 | 1,716 | 2,734 | 3,068 | 472 | 8,977 | |
24 |
14,078 | 17,828 | - | 8,298 | 16,595 | 24,893 | 33,191 | - | - | 3,205 | 6,409 | 9,614 | 13,818 | 4,333 | 3,733 | 5,133 | |
26 |
1,679 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 56,167 | |
28 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 50 | - | |
29/58 |
25,506 | 30,295 | 19,387 | 22,678 | 15,169 | 18,897 | 20,714 | 35,771 | 36,685 | 39,188 | 36,736 | 30,501 | 34,227 | 35,967 | 65,565 | 14,028 | |
3 |
393 | 437 | 610 | 1,248 | 1,811 | 1,344 | 2,038 | 2,655 | 1,932 | 2,149 | 2,712 | 3,285 | 4,158 | 5,295 | - | 3,002 | |
30/36 |
393 | 437 | 610 | 1,248 | 1,811 | 1,344 | 2,038 | 2,655 | 1,932 | 2,149 | 2,712 | 3,285 | 4,158 | 5,295 | - | 3,002 | |
40/41 |
16,230 | 9,659 | 11,085 | 8,599 | 143 | 7,063 | 7,571 | 17,531 | 7,607 | 8,988 | 7,035 | 14,134 | 7,431 | 8,714 | 1,485 | 2,117 | |
40 |
15,207 | 9,652 | 10,665 | 8,599 | 109 | 6,044 | 7,571 | 16,751 | 6,871 | 8,589 | 6,929 | 13,600 | 4,677 | 5,760 | - | - | |
41 |
1,023 | 8 | 420 | - | 35 | 1,019 | - | 780 | 736 | 399 | 106 | 534 | 2,754 | 2,954 | 1,485 | 2,117 | |
54/58 |
8,654 | 19,983 | 7,489 | 12,639 | 13,033 | 10,317 | 10,942 | 14,161 | 26,269 | 27,199 | 26,164 | 11,267 | 17,019 | 16,664 | 59,915 | 8,233 | |
490/1 |
228 | 215 | 203 | 192 | 182 | 172 | 164 | 1,425 | 878 | 852 | 825 | 1,815 | 5,618 | 5,293 | 4,165 | 676 | |
| Balance sheet: equity and liabilities | |||||||||||||||||
10/49 |
41,582 | 48,757 | 19,942 | 31,964 | 32,051 | 44,261 | 55,063 | 37,111 | 38,258 | 44,712 | 44,210 | 41,831 | 50,779 | 43,368 | 69,821 | 340,677 | |
10/15 |
26,223 | 16,278 | -1,037 | 20,099 | 18,529 | 27,298 | 28,536 | 24,986 | 14,730 | 13,713 | 7,861 | 2,293 | 6,647 | 11,459 | 25,867 | -31,274 | |
10/11 |
5,000 | 5,000 | 5,000 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
13 |
21,223 | 11,278 | - | 1,499 | 9,936 | 9,936 | 9,936 | 7,267 | 7,267 | 7,267 | 7,267 | 7,267 | 7,267 | 7,267 | 7,267 | - | |
130/1 |
- | - | - | 497 | 497 | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | 497 | 497 | 363 | 363 | 363 | 363 | 363 | 363 | 363 | 363 | - | |
1311 |
- | - | - | 497 | 497 | - | - | - | - | - | - | - | - | - | - | - | |
133 |
21,223 | 11,278 | - | 1,003 | 9,439 | 9,439 | 9,439 | 6,903 | 6,903 | 6,903 | 6,903 | 6,903 | 6,903 | 6,903 | 6,903 | - | |
14 |
- | - | -6,037 | - | -10,006 | -1,238 | - | -880 | -11,137 | -12,154 | -18,006 | -23,574 | -19,220 | -14,407 | - | -49,874 | |
17/49 |
15,358 | 32,479 | 20,979 | 11,865 | 13,521 | 16,963 | 26,527 | 12,124 | 23,528 | 30,999 | 36,349 | 39,538 | 44,132 | 31,908 | 43,954 | 371,951 | |
17 |
- | - | - | 787 | 5,482 | 10,124 | 14,715 | - | - | 1,980 | 4,560 | 7,075 | 9,525 | 3,287 | 5,474 | 294,390 | |
170/4 |
- | - | - | 787 | 5,482 | 10,124 | 14,715 | - | - | 1,980 | 4,560 | 7,075 | 9,525 | 3,287 | 5,474 | 294,390 | |
42/48 |
15,358 | 32,479 | 20,979 | 11,078 | 8,039 | 6,839 | 11,812 | 12,124 | 23,528 | 28,864 | 31,607 | 32,265 | 32,007 | 28,021 | 37,279 | 76,023 | |
42 |
- | - | 787 | 4,694 | 4,642 | 4,591 | 4,540 | - | 1,980 | 2,580 | 2,515 | 2,450 | 2,388 | 2,188 | 2,083 | 15,665 | |
43 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 12,685 | |
430/8 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 12,685 | |
44 |
749 | 407 | 1,672 | 364 | 332 | 695 | 347 | 989 | 2,288 | 1,387 | 253 | 1,644 | 377 | 635 | 4,748 | 6,638 | |
440/4 |
749 | 407 | 1,672 | 364 | 332 | 695 | 347 | 989 | 2,288 | 1,387 | 253 | 1,644 | 377 | 635 | 4,748 | 6,638 | |
45 |
5,519 | 4,841 | 2,260 | 694 | 741 | - | 1,269 | 450 | 1,861 | 721 | 719 | 160 | 143 | - | 4,667 | 5,619 | |
450/3 |
5,519 | 4,841 | 2,260 | 694 | 741 | - | 1,269 | 450 | 761 | 721 | 719 | 160 | 143 | - | 2,207 | 1,020 | |
454/9 |
- | - | - | - | - | - | - | - | 1,100 | - | - | - | - | - | 2,460 | 4,599 | |
47/48 |
9,091 | 27,231 | 16,259 | 5,326 | 2,324 | 1,553 | 5,656 | 10,685 | 17,399 | 24,175 | 28,120 | 28,011 | 29,099 | 25,199 | 25,781 | 35,416 | |
492/3 |
- | - | - | - | - | - | - | - | - | 156 | 183 | 198 | 2,600 | 600 | 1,200 | 1,538 | |
| Income statement | |||||||||||||||||
76A |
- | - | - | - | - | - | 5,490 | - | - | - | 2,000 | - | 460 | - | 63,484 | - | |
9900 |
19,005 | 21,252 | 5,889 | 10,931 | 6,291 | 8,301 | 13,842 | 11,583 | 5,787 | 11,346 | 8,974 | 2,410 | 1,246 | -12,032 | 57,943 | 48,952 | |
62 |
- | - | - | - | - | - | - | - | - | - | - | - | - | -2,231 | 32,640 | 39,165 | |
630 |
4,166 | 1,311 | 8,732 | 8,594 | 8,483 | 8,985 | 8,985 | 652 | 3,952 | 4,460 | 4,392 | 5,554 | 5,488 | 3,367 | 1,518 | 32,372 | |
640/8 |
852 | 1,081 | 3,342 | 626 | 6,422 | 332 | 609 | 671 | 602 | 812 | 736 | 864 | 781 | 892 | 6,672 | 9,382 | |
9901 |
13,987 | 18,860 | -6,185 | 1,710 | -8,613 | -1,015 | 4,248 | 10,260 | 1,233 | 6,075 | 3,846 | -4,008 | -5,022 | -14,060 | 17,113 | -31,967 | |
75/76B |
32 | 26 | 25 | 5 | 34 | 26 | 61 | 67 | 23 | 30 | 37 | 26 | 30 | 25 | 66 | 196 | |
75 |
32 | 26 | 25 | 5 | 34 | 26 | 61 | 67 | 23 | 30 | 37 | 26 | 30 | 25 | 66 | 196 | |
65/66B |
54 | 62 | 120 | 145 | 189 | 248 | 359 | 70 | 148 | 199 | 261 | 319 | 229 | 373 | 21,448 | 18,103 | |
65 |
54 | 62 | 120 | 145 | 189 | 248 | 359 | 70 | 148 | 199 | 261 | 319 | 229 | 373 | 21,448 | 18,103 | |
9903 |
13,964 | 18,824 | -6,280 | 1,570 | -8,768 | -1,238 | 3,951 | 10,257 | 1,108 | 5,905 | 5,621 | -4,301 | -4,761 | -14,407 | 59,215 | -49,874 | |
67/77 |
4,019 | 1,509 | - | - | - | - | 402 | - | 91 | 53 | 53 | 53 | 52 | - | 2,075 | - | |
9904 |
9,946 | 17,315 | -6,280 | 1,570 | -8,768 | -1,238 | 3,549 | 10,257 | 1,017 | 5,852 | 5,568 | -4,354 | -4,812 | -14,407 | 57,140 | -49,874 | |
9905 |
9,946 | 17,315 | -6,280 | 1,570 | -8,768 | -1,238 | 3,549 | 10,257 | 1,017 | 5,852 | 5,568 | -4,354 | -4,812 | -14,407 | 57,140 | -49,874 | |
| Appropriation of the result | |||||||||||||||||
9906 |
9,946 | 11,278 | -6,280 | -8,436 | -10,006 | -1,238 | 2,669 | -880 | -11,137 | -12,154 | -18,006 | -23,574 | -19,220 | -14,407 | 7,267 | -49,874 | |
14P |
- | -6,037 | - | -10,006 | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
- | - | 1,369 | 8,436 | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
9,946 | 11,278 | - | - | - | - | 2,669 | - | - | - | - | - | - | - | 7,267 | - | |
6920 |
- | - | - | - | - | - | 133 | - | - | - | - | - | - | - | 363 | - | |
6921 |
9,946 | 11,278 | - | - | - | - | 2,536 | - | - | - | - | - | - | - | 6,903 | - | |
694/7 |
- | - | 1,127 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
694 |
- | - | 1,127 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | |||||||||||||||||
9087 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.1 | 1.4 | |
Hours worked1013 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,966 | 2,469 | |
| Document | |||||||||||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 19-12-2025.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 19-12-2025 | 2025-00585216 | |
| 30-06-2024 | micro format | 20-12-2024 | 2024-00621412 | |
| 30-06-2023 | micro format | 19-12-2023 | 2023-00530492 | |
| 30-06-2022 | micro format | 29-11-2022 | 2022-20527015 | |
| 30-06-2021 | micro format | 02-12-2021 | 2021-79100445 | |
| 30-06-2020 | micro format | 09-12-2020 | 2020-75000303 | |
| 30-06-2019 | micro format | 25-11-2019 | 2019-74300211 | |
| 30-06-2018 | micro format | 12-12-2018 | 2018-74300238 | |
| 30-06-2017 | micro format | 12-12-2017 | 2017-71600226 | |
| 30-06-2016 | abbreviated format | 13-12-2016 | 2016-70000298 | |
| 30-06-2015 | abbreviated format | 10-12-2015 | 2015-68600111 | |
| 30-06-2014 | abbreviated format | 01-12-2014 | 2014-68100181 | |
| 30-06-2013 | abbreviated format | 16-12-2013 | 2013-68700195 | |
| 30-06-2012 | abbreviated format | 17-12-2012 | 2012-66700266 | |
| 30-06-2011 | abbreviated format | 30-11-2011 | 2011-62400193 | |
| 30-06-2010 | abbreviated format | 22-11-2010 | 2010-61000119 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 18,152 | 20,171 | 2,547 | 10,304 | -131 | 7,969 | 13,233 | 10,912 | 5,185 | 10,534 | 8,238 | 1,547 | 466 | -10,693 | 18,631 | 405 | ||
| 14,111 | 18,626 | 2,452 | 10,164 | -285 | 7,747 | 12,534 | 10,909 | 4,969 | 10,312 | 9,960 | 1,200 | 676 | -11,040 | 58,658 | -17,502 | ||
| 1,780 | 19,218 | 0 | 999 | 0 | 0 | 41,994 | 419 | 0 | 2,510 | 536 | 332 | 16,972 | 6,563 | 640 | 359,021 | ||
| -11,329 | 12,495 | -5,150 | -395 | 2,716 | -625 | -3,218 | -12,109 | -929 | 1,034 | 14,898 | -5,753 | 355 | -43,251 | 51,681 | - | ||
| 10,147 | -2,184 | -1,592 | 11,600 | 7,130 | 12,058 | 8,902 | 23,647 | 13,157 | 10,324 | 5,130 | -1,764 | 2,220 | 7,945 | 28,286 | -61,995 | ||
| 63.1% | 33.4% | -5.2% | 62.9% | 57.8% | 61.7% | 51.8% | 67.3% | 38.5% | 30.7% | 17.8% | 5.5% | 13.1% | 26.4% | 37.0% | -9.2% | ||
| 1.66 | 0.93 | 0.92 | 2.05 | 1.89 | 2.76 | 1.75 | 2.95 | 1.56 | 1.36 | 1.16 | 0.95 | 1.07 | 1.28 | 1.76 | 0.18 | ||
| 1.64 | 0.92 | 0.90 | 1.93 | 1.66 | 2.57 | 1.58 | 2.73 | 1.48 | 1.28 | 1.08 | 0.84 | 0.94 | 1.09 | 1.76 | 0.15 | ||
| 0.59 | 2.00 | - | 0.59 | 0.73 | 0.62 | 0.93 | 0.49 | 1.60 | 2.26 | 4.62 | 17.24 | 6.64 | 2.78 | 1.70 | - | ||
| 37.9% | 106.4% | - | 7.8% | -47.3% | -4.5% | 12.4% | 41.0% | 6.9% | 42.7% | 70.8% | -189.9% | -72.4% | -125.7% | 220.9% | - | ||
| 23.9% | 35.5% | -31.5% | 4.9% | -27.4% | -2.8% | 6.4% | 27.6% | 2.7% | 13.1% | 12.6% | -10.4% | -9.5% | -33.2% | 81.8% | -14.6% | ||
| over 100 | over 100 | 21.22 | 70.99 | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-06-2025 | 30-06-2024 | 30-06-2023 | 30-06-2022 |
|---|---|---|---|---|
| Tangible fixed assets | €1,780 | €19,218 | - | €999 |
| €4,166 | €1,311 | €8,732 | €8,594 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 26% lower than in 2024.
Debt's share of the balance-sheet total falls from 66.6% to 36.9%. Equity is higher and debt is lower.
PLAN B has no parent and no holdings in its annual accounts. is the only director.
The connected companies are in the list below.
Deadline for the 2026 accounts: 31-01-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Ferdinand Lousbergskaai 50 registered office 9000 Ghent 16230 Manufacture of other builders' carpentry and joinery | 02-03-2009 | 2.177.005.444 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44804D3610/00S006 | 510 m² | 1 · 176 m² | 22.7 m · 6 |
If something looks wrong or is missing, please tell us.