BODIM
ActiveSummary
BODIM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,359 and a net result of €98. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability60=
Solvency83▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.85 in 2024; short-term debt: 40.6% and cash: 7.5% of total assets), and 42.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.6%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
5 d late
2023
34 d early
2022
11 d late
2021
5 d early
2020
27 d late
2019
70 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€36,359▲ 0.3%
2024 · €36,261
Total assets
€63,119▼ 0.6%
2024 · €63,507
Net result
€98▼ 68.8%
2024 · €314
Working capital
-€13,517▼ 224%
2024 · -€4,166
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€14,715▲ 61.0%€3,917▼ 73.4%€3,130▼ 20.1%€4,038▲ 29.0%€4,223▲ 4.6%
Net result€13,735within the sector's middle half▲ 44.2%€544within the sector's middle half▼ 96.0%€155within the sector's middle half▼ 71.5%€314within the sector's middle half▲ 103%€98within the sector's middle half▼ 68.8%
Equity€35,247within the sector's middle half▲ 63.8%€35,791within the sector's middle half▲ 1.5%€35,946within the sector's middle half▲ 0.4%€36,261within the sector's middle half▲ 0.9%€36,359within the sector's middle half▲ 0.3%
Total assets€108,606within the sector's middle half▲ 39.8%€71,699within the sector's middle half▼ 34.0%€60,369within the sector's middle half▼ 15.8%€63,507within the sector's middle half▲ 5.2%€63,119within the sector's middle half▼ 0.6%
Debt€73,359▲ 30.6%€35,908▼ 51.1%€24,423▼ 32.0%€27,246▲ 11.6%€26,761▼ 1.8%
Working capital€2,055within the sector's middle half▲ 712%-€7,435within the sector's middle half-€1,394within the sector's middle half▲ 81.2%-€4,166within the sector's middle half▼ 199%-€13,517below the sector's middle half▼ 224%
Solvency32.5%within the sector's middle half▲ 4.8pp49.9%within the sector's middle half▲ 17.5pp59.5%within the sector's middle half▲ 9.6pp57.1%within the sector's middle half▼ 2.4pp57.6%within the sector's middle half▲ 0.5pp
Current ratio1.03within the sector's middle half▲ 0.020.79below the sector's middle half▼ 0.240.94within the sector's middle half▲ 0.150.85within the sector's middle half▼ 0.100.47below the sector's middle half▼ 0.37
Return on assets (ROA)12.6%within the sector's middle half▲ 0.4pp0.8%within the sector's middle half▼ 11.9pp0.3%within the sector's middle half▼ 0.5pp0.5%within the sector's middle half▲ 0.2pp0.2%within the sector's middle half▼ 0.3pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63,119
Fixed assets
€51,015 ▲ 25.2%
Current assets
€12,104 ▼ 46.8%
Equity and liabilities €63,119
Equity
€36,359 ▲ 0.3%
Debt
€26,761 ▼ 1.8%
Debt's share of the balance-sheet total falls from 42.9% to 42.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15,672▲
2024 · €12,958
Cash flow
€11,547▲
2024 · €9,234
Quick ratio
0.22▼
2024 · 0.59
Debt to equity
0.74▼
2024 · 0.75
ROE
0.3%▼
2024 · 0.9%
Interest coverage
4.87▼
2024 · 4.91
Debt ≤ 1 year
€25,622▼
2024 · €26,915
Income taxes
€905▼
2024 · €1,086
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.8%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €13,000 | €27,500 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,173 | €6,269 | €7,232 | €8,919 | €11,449 | ▲ 28.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €4,958 | -€39,662 | €0 | - | - | - |
| Other operating charges640/8 | €714 | €410 | €452 | €387 | €546 | ▲ 40.9% |
| Non-recurring operating charges66A | - | €49,577 | €0 | - | - | - |
| Gross operating margin9900 | €26,560 | €20,512 | €10,813 | €13,345 | €16,217 | ▲ 21.5% |
| Operating profit (loss)9901 | €14,715 | €3,917 | €3,130 | €4,038 | €4,223 | ▲ 4.6% |
| Financial income75/76B | €36 | €0 | - | - | - | - |
| Recurring financial income75 | €36 | €0 | - | - | - | - |
| Financial charges65/66B | €1,025 | €2,862 | €2,453 | €2,638 | €3,220 | ▲ 22.1% |
| Recurring financial charges65 | €1,025 | €2,862 | €2,453 | €2,638 | €3,220 | ▲ 22.1% |
| Profit (loss) for the period before taxes9903 | €13,725 | €1,055 | €677 | €1,401 | €1,003 | ▼ 28.4% |
| Income taxes67/77 | -€9 | €511 | €522 | €1,086 | €905 | ▼ 16.7% |
| Profit (loss) for the period9904 | €13,735 | €544 | €155 | €314 | €98 | ▼ 68.8% |
| Profit (loss) for the period to be appropriated9905 | €13,735 | €544 | €155 | €314 | €98 | ▼ 68.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €108,606 | €71,699 | €60,369 | €63,507 | €63,119 | ▼ 0.6% |
| Fixed assets21/28 | €33,192 | €43,226 | €37,340 | €40,758 | €51,015 | ▲ 25.2% |
| Tangible fixed assets22/27 | €33,098 | €43,132 | €37,340 | €40,758 | €51,015 | ▲ 25.2% |
| Plant, machinery and equipment23 | €194 | €382 | €198 | €46 | €343 | ▲ 643% |
| Furniture and vehicles24 | €7,906 | €7,672 | €5,212 | €3,164 | €6,584 | ▲ 108% |
| Other tangible fixed assets26 | €24,998 | €35,079 | €31,930 | €37,548 | €44,089 | ▲ 17.4% |
| Financial fixed assets28 | €94 | €94 | €0 | - | - | - |
| Current assets29/58 | €75,414 | €28,472 | €23,028 | €22,749 | €12,104 | ▼ 46.8% |
| Amounts receivable after more than one year29 | €9,915 | €0 | - | - | - | - |
| Trade receivables290 | €9,915 | €0 | - | - | - | - |
| Stocks and contracts in progress3 | €8,991 | €8,691 | €8,342 | €6,842 | €6,531 | ▼ 4.5% |
| Stocks30/36 | €8,991 | €8,691 | €8,342 | €6,842 | €6,531 | ▼ 4.5% |
| Amounts receivable within one year40/41 | €2,096 | €2,599 | €4,899 | €8,951 | €849 | ▼ 90.5% |
| Trade receivables40 | €1,832 | €278 | €943 | €672 | €849 | ▲ 26.3% |
| Other amounts receivable41 | €264 | €2,321 | €3,955 | €8,279 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €54,412 | €17,182 | €9,788 | €6,957 | €4,724 | ▼ 32.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €108,606 | €71,699 | €60,369 | €63,507 | €63,119 | ▼ 0.6% |
| Equity10/15 | €35,247 | €35,791 | €35,946 | €36,261 | €36,359 | ▲ 0.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €78 | €78 | €78 | €78 | €78 | = |
| Non-distributable reserves130/1 | €78 | €78 | €0 | - | - | - |
| Reserves not available under the articles1311 | €78 | €78 | €0 | - | - | - |
| Distributable reserves133 | - | - | €78 | €78 | €78 | = |
| Profit (loss) carried forward14 | €16,569 | €17,113 | €17,268 | €17,582 | €17,681 | ▲ 0.6% |
| Amounts payable17/49 | €73,359 | €35,908 | €24,423 | €27,246 | €26,761 | ▼ 1.8% |
| Amounts payable within one year42/48 | €73,359 | €35,908 | €24,423 | €26,915 | €25,622 | ▼ 4.8% |
| Trade debts44 | €8,931 | €11,110 | €9,212 | €6,880 | €11,428 | ▲ 66.1% |
| Suppliers440/4 | €8,931 | €11,110 | €9,212 | €6,880 | €11,428 | ▲ 66.1% |
| Taxes, remuneration and social security45 | €469 | €804 | €1,033 | €711 | €1,287 | ▲ 80.9% |
| Taxes450/3 | €469 | €804 | €1,033 | €711 | €1,287 | ▲ 80.9% |
| Other amounts payable47/48 | €63,960 | €23,994 | €14,178 | €19,323 | €12,907 | ▼ 33.2% |
| Accrued charges and deferred income492/3 | - | - | - | €331 | €1,139 | ▲ 244% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,735 | €544 | €155 | €314 | €98 | ▼ 68.8% |
| + Depreciation and write-downs630 | €6,173 | €6,269 | €7,232 | €8,919 | €11,449 | ▲ 28.4% |
| Operating cash flow (approximation) | €19,908 | €6,813 | €7,387 | €9,234 | €11,547 | ▲ 25.1% |
| Investment in fixed assets (approximation) | - | -€16,303 | -€1,346 | -€12,337 | -€21,706 | ▼ 76.0% |
| Change in cash | - | -€37,230 | -€7,394 | -€2,831 | -€2,232 | ▲ 21.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €98 ▼68.8%
Net result drops to €98, the lowest in the series.
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €13,735 ▲44.2%
Operating result €14,715, net result €13,735, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2008
Ground area
164 m²
Building footprint
134 m²
Volume, LiDAR
218 m³
Parcel 62101C0143/00V000, Wallonia · tallest building 5.6 m. Linked by address, not a title deed.
1 establishment unit
RIGA
since 20082.169.914.645
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62101C0143/00V000 | Wallonia | 164 m² | 1 · 134 m² | 5.6 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEsneux2.169.914.645
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Of 2,404 companies in sector 47241 we hold annual accounts for 1,101. 915 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
47241Retail sale of bread and pastry (bakery outlets)
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0896788358
Also
9925:BE0896788358
Registered
10-09-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.